How to resolve financial issues that can affect your marriage

How to resolve financial issues that can affect your marriage After marriage, transition from 'I' to 'Us' can be complicated. The couple not only needs to identify a financial destination, but also a mutually agreeable route to reach it. Don't be excited about current market rally; put off investing until next month Instead of investing now, retail investors should wait for the correction and get in when it happens — either after the Budget or after the Q4 results. Tempted by fall in global commodities? Here's how to trade commodity-based funds Remember these global funds are not defined as 'domestic equity funds' and therefore, not given any preferential tax treatment. How company FDs, NCDs give more returns than banks Those with a slightly higher risk appetite and looking for a higher yield may opt for any of the corporate fixed deposits or debentures. How to safeguard your jewellery at home Valuation certificates from a jeweller may be required. The value of gold on the day the policy was bought is taken into account the day the claim is made. Quote of the week "I am not in favour of raising the tax rates as that can be counterproductive. The global community and Indian taxpayers want a stable tax regime." Arun Jaitley,Union Finance Minister Family Finances Early planning, high savings will help Lahariyas meet financial goals Many Indians don't realize the importance of saving till they are well into their 40s, but Pankaj's financial plan is on a strong footing. Financial Planning Why holding a blue chip stock forever a very risky investing strategy Even the best stock picking strategy can go wrong. It can only be a matter of chance that something picked up and held for years still remains good. Money-making venture Shah brothers' Rs 1 crore e-tail venture Goalsquad.com gets football merchandise to India Goalsquad.com sells official merchandise for all leading European clubs including Liverpool, Arsenal, Manchester United, Barcelona and Real Madrid. Entrepreneurs How Dhruv & Kaushal Goyal's 3yr-old startup ExclusiveLane.com is on track to generate Rs 3.5 crore Goyal cousins invested close to Rs 10 lakh to start their biz, which was invested in building the website, buying inventory & acquiring designers. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Should you opt for a personal loan or a loan against gold? Personal loans should ideally be avoided unless someone has no assets to pledge. Too much diversification is not helpful: Parag Telang, Dhanayush Capital Advisors The lesson for the investor is that it is important to commit a sizeable initial investment for your high conviction ideas. Rate cycle may turn; good time to get into long-term debt funds Investors who don't want to time the interest rate cycle could consider income funds that focus on the accrual of interest on the bonds in their portfolio. Check out these 6 phones under Rs 10,000 The budget smartphone segment has grown by leaps and bound. You no longer need to empty your wallet to get a good phone with all the bells and whistles. Money v/s Marriage: Results of the Economictimes.com survey Spending habits are the main cause of disagreement among couples. Here are some other findings on how they run their finances. Daily Newsletter Special stories that round up the major developments of the day Markets Watch Round up of stock, currency, bond, money and real estate market IPO Watch Gives you the latest IPO/FPO related news More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Wealth Weekly news on personal finance, stocks, property, gold, tax planning and more. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here