How to make your salary more tax efficient

How to make your salary more tax efficient "An employee earning Rs 60,000-70,000 a month can save over Rs 20,000 in tax in a year by realigning the package appropriately," says Sudhir Kaushik. How to sell property during a slowdown Difficult market conditions have made selling an apartment, an illiquid asset in the best of times, even more challenging. Here are tips to make things easier. Will home loans become cheaper with RBI's new base rate formula? With Reserve Bank of India cutting rates and new rules for the base rate system, we could soon see home loans becoming cheaper. Eight steps to improve your health significantly Your health is your biggest asset because you can enjoy your wealth only if you are physically fit. Here are a few steps that cost nothing but can improve your health. Don't get lured by discounted offers on car insurance; Here's why you need to be cautious Don't get lured by discounted offers. Agents manipulate the policy features to make the price look attractive. Look under the hood before you buy. Quote of the week "That four elections have been won, and one has not, is no ground for believing that there will be a slowdown on the path we have taken." Arun Jaitley,Union Finance Minister Family Finances Early start will ensure a smooth financial ride for Venkatesh Planning for the future and starting to save early is one of the finest indicators of financial maturity. Financial Planning Why courts should adopt modern approach while determining compensation for motor accident victims The MVA provides the framework for compensation when there is loss of life or limb in accidents involving motor vehicles. Money-making venture Shah brothers' Rs 1 crore e-tail venture Goalsquad.com gets football merchandise to India Goalsquad.com sells official merchandise for all leading European clubs including Liverpool, Arsenal, Manchester United, Barcelona and Real Madrid. Entrepreneurs How Dhruv & Kaushal Goyal's 3yr-old startup ExclusiveLane.com is on track to generate Rs 3.5 crore Goyal cousins invested close to Rs 10 lakh to start their biz, which was invested in building the website, buying inventory & acquiring designers. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Four steps to open an non-resident ordinary account The simplest way to access the money and investments already made in India, is to convert the savings account with the Indian bank into an NRO account. Equity fund investors are back More than 12 lakh new folios have been added and nearly Rs 56,000 crore of investments have flowed into equity funds in the past 10 months. How you should invest your retirement corpus Equity investments are risky in the short term. If the markets fall in the year of Sangeetha's investment, it may take a long time to recover. Budget 2015: Feel good factor has not converted into demand, says Sanjay Chawla, Baroda Pioneer AMC "What we need to focus on is the fiscal deficit situation. I am not sure if we can achieve the 4.1% deficit target as we are missing out big time on the revenue side." Should investors invest in PE-based asset allocation funds? As market valuations get stretched, investors are beginning to worry about investing at high levels. PE-based asset allocation funds can take care of this dilemma. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Wealth Weekly news on personal finance, stocks, property, gold, tax planning and more. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here