Are you underinsured? Find out the amount of cover you need

THE ECONOMIC TIMES Tue, Oct 27, 2015 | 09:36 AM IST ET Wealth Newsletter Renewing your car insurance? 5 tips that can help you save money Renewing your car insurance? 5 tips that can help you save money What is term life insurance? In life insurance term policies you get tax benefit on the premiums paid and tax-free payment to your beneficiary in case of death. Are you underinsured? Find out the amount of cover you need Traditional plans fall between the two stools of good returns and adequate life cover — they offer poor returns and very low life cover. How changes in salary, investments can reduce your tax out-go Shweta Jha's salary is high but due to poor tax planning she pays a very high tax. However, a few changes can greatly reduce her taxes. Six smart things to know about loan against mutual fund investments The amount given as loan will be lower than the market value of the units held by the borrower. This is called the haircut or margin. Is real estate the best investment class? If you dig deeper, you will find that return from real estate is not spectacular. In the long term, stocks may churn out higher returns. Quote of the week "Plan your own holiday to save more money" Samyukth Sridharan Family Finances Acharyas should raise equity exposure, link investment to goals Aggressive saving and investing over the years means that Acharya has nothing to worry and will reach his goals without much effort. Financial Planning How markets, banks and funds have changed over the last 20 years Much has changed and mostly for the better. The NSE, private banks and process innovation in the MF industry all started 20 years ago. Money-making venture How Mumbai-based startup Blubox.in helps businesses sell online Blubox.in provides advisory, training, tech support and analytics to traditional businesses, helping them make the most of online selling. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Planning to buy a laptop? Here's a checklist to help you choose Planning to purchase a new laptop but confused with the number of brands and configurations available? ET helps you decide. Strong fundamentals, competitive moats make Chola Finance analysts' top pick Though the counter is not trading cheap, CIFC is a quality company. It has assets under management of more than Rs 25,000 crore. Indians most optimistic about their economy: Emerging Affluence Report 2015 The Emerging Affluence Report 2015 has found Indians' optimism to be far higher than that of their counterparts in other emerging economies. How to get re-KYC done for bank accounts Fill a re-KYC form. Personal information needs to be provided in the form. It also has to be signed by the account holder. Should you opt for pre-approved credit cards? Don't assume that it is the best in the market. 'Pre-approved' is an advertising phrase used to induce people to apply for a credit card. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here