Here’s how RBI’s cut in interest rate impacts your finances

THE ECONOMIC TIMES Tue, Oct 06, 2015 | 09:31 AM IST ET Wealth Newsletter 5 things to remember before buying car insurance 5 things to remember before buying car insurance Here's how to make sense of jargon in insurance contracts The regulator and insurers have taken steps to reduce ambiguity in insurance contracts. You too, need to dissect the clauses to avoid shocks at the time of claim settlement. Here's how RBI's cut in interest rate impacts your finances While the cost of borrowing will go down, investors must rejig their portfolios to gain from the fall in interest rates. Check new rates of all banks & negotiate before switching home loan Given the inertia on the part of banks, it makes sense for borrowers to negotiate a better rate for their housing loans. New job? Survival tips for your first week at office Your first week is about making that great first impression and getting off to a flying start. Try to become an inside veteran. Cut in interest rate: How stocks in different sectors will move now Private sector banks and NBFCs will benefit the most from the rate cut. Find out how it will impact other sectors and stocks. Quote of the week "There are nascent signs of investment cycle revival" Roshi Jain, Family Finances Jenas need to raise equity exposure, link investment to goals The Pune-based Jenas need to use their surplus in a planned manner to be able to achieve their goals. Financial Planning How to pick smart instruments to invest for your child Putting away money in safe instruments may not be enough. Invest it in a way that it grows without proving too difficult to handle. Money-making venture Educational startup Career Power helping aspirants crack bank, SSC exams It has more than 50,000 enrolled students and its online platforms, bankersadda.com and sscadda.com, have more than 2 crore users. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Here's how the new base rate formula will help borrowers The forthcoming new base rate formula, coupled with the recent rate cut, will leave more money in borrowers' wallet. Save more, restructure your income to cut tax If salaried Francis rejigs his salary structure and avails the deductions he is eligible for, his effective tax can decrease to about 5.5%. Why November is a good time to pick Rajasthan or Japan for travel The third of our travel series tells you on what to see and where to stay when holidaying in Rajasthan and Japan. Container Corporation stock is a long-term play The dedicated freight corridor project and GST will boost the firm's long-term growth prospects. Rural India waits for its share of reforms It is time to do away with sarkari initiatives that have not worked for the farmer and instead allow free market to flow in. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here