Should you buy government bonds directly or take the mutual fund route? Find out

THE ECONOMIC TIMES Tue, Aug 09, 2016 | 08:00 AM IST ET Wealth Newsletter

WHAT'S HOT #HowtofileTaxReturns, #HealthInsurance, #TermInsurance

Should you buy government bonds directly or take the mutual fund route? Find out RBI has made it easier for small investors to buy government bonds. Find out if you should buy gilts directly or take the mutual fund route. Should you opt for high risk beta stocks over quality? Quality refers to firms with robust fundamentals—high return on equity, zero or low leverage and durable business models that provide healthy earnings. Missed the tax return filing deadline? Here's what to do Filing ITR after the due date is called belated return. It can be filed before the end of assessment year or before completion of the assessment. Will centralised KYC make investing easy? A central KYC registry will help banks, mutual funds, brokerage firms and depository participants offer services without asking customers to provide multiple KYC undertakings. From our Partners Can you invest like a marathoner? Olympic Games typically end with the marathon run. It is considered to be a very important event that tests the resolve of the athletes. From our Partners Prepare financially to meet the cost of treating cancer The word 'cancer' instils more fear than death. The disease has become a big threat globally, irrespective of age, social status, physical fitness, gender, etc. It takes a toll on not just one's health, but also emotions, time and money. Can lack of sleep slow down your career? Find out Sleeplessness can play havoc with your professional life and even inflate your medical bills. Students take online route to earn & learn With a world of jobs and business opportunities opening up online, a number of students are earning and learning simultaneously. Best health insurance plans for young couples ET Wealth-PlanCover.com rankings help identify the top contenders for young couples in the 18-40 year age group who don't want children. How to use technology to manage your home better, improve lifestyle Technology encompasses every aspect of our lives today, from smartphones to tablets, and even smart home appliances. Some easy ways to incorporate it into your home, lifestyle. From our Partners Do you want to own a Multi-cap football team? A multi-cap mutual fund scheme or a diversified equity mutual fund scheme typically invests in stocks across market capitalizations, sectors and styles of investment. From our Partners Play the balancing act of gymnastics in your investments! Gymnastics is a great combination of strength, balance, flexibility and grace.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Does your broker suggest funds from a group entity? Investors should be careful of brokers who go by a fund's parentage instead of potential when they suggest schemes. Are you making the right financial moves? Your path to prosperity will be smooth if you take prudent steps at the right time. The wrong decisions will lead to a setback. This traditional snakes and ladders game shows where different moves will take you. Should you invest or pay off your student loans first? Having recently got a job with an MNC, Varun is still undecided on whether he begin saving for his future or pre-pay a part of his student debt with the funds. Sundaram S.M.I.L.E Fund: Stellar past, shaky present Given that the fund manager has proven execution capabilities, investors should give this fund some time to improve its return profile. Strong balance sheet, healthy order book make J Kumar Infra analysts' top pick The company will continue to benefit from the government's infrastructure push. Advisers shouldn't focus only on selling: Glen Baptist, Pramerica International Investments "A financial adviser is necessary because we get so involved in our daily lives that we can't pay attention to our investments." Family Finances: Linking goals to investment to help 24-year-old Teja achieve objectives easily Clarity about goals and linking these to investment will help Dharma Teja reach these with ease. Gurgaon-based Pallavi can cut tax by drastically changing tax planning investments Sudhir Kaushik of Taxspanner.com advises readers on how to restructure their income, investments and expenses to optimise their tax. Alternative investment returns monitor: For week ending August 3, 2016 The scope and attractiveness of alternative investments is increasing. Here's a weekly tracker of returns from such investments. 6 Smart things to know about how to operate joint accounts A brief look at everything you wanted to know about joint accounts. How to manage your bank account when you change your address Any change in the permanent or correspondence address should be promptly communicated for the smooth functioning your bank and investment accounts. Investor base will grow if investing is made easy Endless paperwork, lack of transparency and absence of ease in implementing investment decisions are all to blame for keeping capital away from the markets, says Uma Shashikant. Startup Jazzmyride sells car and bike accessories, utilities, spares via web store This e-commerce company makes it easy to procure accessories, utilities and spares for cars and bikes Sebi tells brokers to provide stock trading documents in 15 Indian languages Sebi has directed all intermediaries in the securities market to start communicating with the investors in vernacular languages, in addition to Hindi and English.

More Newsletters

ET Mutual Fund A weekly round-up of the top news and views

Markets Watch Round up of stock, currency, bond, money and real estate market

Daily Newsletter Special stories that round up the major developments of the day

View All

Follow Us on ET:

About us|Advertise with us|Feedback|Sitemap|Code of Ethics © 2016 Times Internet Limited.

To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here

To unsubscribe or edit your subscriptions please click here