Are you buying insurance blindly? Find out

THE ECONOMIC TIMES Tue, Jun 14, 2016 | 09:34 AM IST ET Wealth Newsletter

WHAT'S HOT #HealthInsurance,#TermInsurance

Are you buying insurance blindly? Find out Thousands of buyers sign up for insurance policies every year only to terminate them prematurely. Find out how to avoid such losses. Why you shouldn't buy insurance to save tax The tax savings from insurance is only an additional benefit and should not be the core objective. Companies heading for upgrade could yield better returns for investors According to current consensus estimates, the net profit of India Inc. should grow 12% and 18% in 2016-17 and 2017-18 respectively. From our Partners Retirometer A survey revealed only 27% of people in India say that they are very prepared and already saving enough for their retirement. In fact, 17% don't have a retirement plan at all. Take this test and find out where you fit in. From our Partners What mistakes do consumers commonly make: KS Gopalakrishnan, MD & CEO, Aegon Life Insurance Which insurance covers are a must-have? Find out Insurance is a risk management tool and must never be mixed up with investments as it is meant to serve a completely different purpose. How to pick a projector for your home Watching a movie or a sporting event on a projector is a completely different experience from watching it on a TV. Why paying for good financial advice is worth it Non-finance professionals often don't understand how difficult the field really is. They don't know what they don't know. How lessons learnt from comic book superheroes can help you manage money They can 'save the day' and in the uncertain world of finances, can be quite insightful about saving money too. From our Partners What are tax-free bonds and how they work In an era of falling interest rates, tax-free bonds are gaining popularity especially among investors in the high tax bracket. Here's how to evaluate them before investing. From our Partners Why create emergency fund before starting to invest? When a financial emergency strikes, in the absence of an emergency fund, dipping into the existing investments becomes imminent. Here is how to avoid such a situation by creating a safety net.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Bengaluru-based Kumar should stagger investments to meet all goals "As I have started working recently, I have not made any investment and want to know where to put my money." — Akshay Kumar Doubling of marketshare, capacity make Inox Wind stock analysts' favourite Experts believe Inox Wind should be able to overcome sectoral challenges and deliver growth. Investing in NPS, buying health insurance can help Sudarshan cut tax outgo Read on to find out how to restructure one's income, investments and expenses to optimise the tax outgo. Six smart things to know about bonus in insurance plans Not all life plans are eligible for bonus. Plans can either be participatory, thereby qualifying for bonus, or non-participatory, that do not qualify for bonus. Be rational about revenue when starting a new business Most young entrepreneurs stumble when they realise money does not come in as smoothly or in the order mentioned in their business plans. Investment opportunities exist, but will take time to play out: Rajeev Thakkar, PPFAS Mutual Fund "If there is a scenario where overseas stocks are expensive and India is relatively cheap, we could bring our overseas equities down to zero." Why Byju Raveendran's firm is leading in the educational technology space Founded with an initial investment of Rs 2 lakh, Byju's started out with classroom teaching and later emerged as an educational technology company. How to shift a mutual fund SIP from regular to direct plan If you are a Do-It-Yourself (DIY) investor, it is important that you invest in the direct plan offered by the mutual fund for a particular scheme. IDFC Sterling Equity Fund: New manager likely to bring in change ET Wealth examines the key fundamentals of the fund, its portfolio and performance to help you make an informed investment decision. Alternative investment returns monitor for week ending 9 June, 2016 The scope and attractiveness of alternative investments is increasing. Here's a weekly tracker of returns from such investments. Is tracking high alpha funds the best move? ET gives a lowdown on why alpha may not be the top returns metric for equity funds.

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