Ten questions to ask before you buy a house

THE ECONOMIC TIMES Tue, Jul 07, 2015 | 09:36 AM IST ET Wealth Newsletter Top 5 things to know before you start house hunting Buying a home? It is indeed the most important purchase anyone makes and one would surely want to get it right. What is the best time to upgrade a health insurance cover? Postponing an upgrade to the later years may prove to be expensive. Insurance companies would be happy to upgrade when Anuj is young and healthy. Ten questions to ask before you buy a house Property prices are still very high and despite the recent interest rate cuts, the cost of borrowing has not come down significantly. Will Infosys bounce back in the stock market? If Sebi approves, the weight of Infosys in major indices will increase, making it crucial to deciding the future of major indices. How to own property for just Rs 5 lakh In the commercial space you can expect 7-10% rental yields, while in the last 30 years, yields from residential properties has remained at 3%. What are the tax implications when a man gifts his wife money? One cannot use a financial gift effectively to save tax. The amount received by a wife as a gift will be tax-free in her hands. Quote of the week "Earnings will improve from the second half of 2015-16" Swati Kulkarni, Family Finances Family Finances: High income, savings to ease Kumars' financial journey The Kumars need to increase and realign their equity investments to be able to correct the heavy debt skew in their portfolio and reach all their goals with ease. Financial Planning Doctors should get their funds in order without understating their income Many doctors also end up becoming ineligible for loans, since their tax returns and book value of white assets is too less. Money-making venture Securens Systems: Mumbai-based e-surveillance startup helps businesses make premises more secure Udupa founded Securens with the help of his long-time friend Srinivas Popuri. He put in Rs 90 lakh and Popuri Rs 10 lakh to kickstart the venture. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Expected infrastructure turnaround to ring in acche din for cement stocks Developing greenfield cement manufacturing plants is becoming increasingly difficult due to problems in acquiring land and limestone mines. Here's why Indians are ready for retirement With the highest score of 7 on the Aegon Retirement Readiness Index 2015, Indians seem to be the most prepared globally to face retirement. Things to know before betting on technology sector funds Application development and maintenance work, the bread and butter for most Indian IT companies, will play its role, though the segment's growth has slowed. Dressed up your resume details? Here's how it could cut your career short Inflating your academic or professional credentials could get you the job you desire, but could also lead to your downfall. Why investors should not exit China-focused funds entirely If the massive run up in the Chinese market over the past year has got you worried, then you should review your investment in China-focused funds. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here