Here's how you can become a successful global investor

Here's how you can become a successful global investor The RBI has enhanced the limit on the amount an Indian can spend and invest overseas to Rs 1.5 crore a year. Find out how you can best utilise this limit. Didn't file tax returns? Don't miss the second deadline If you have paid all your taxes for 2013-14, there is no fear of any penalty or notice from the tax authorities as long as you file your returns by 31 March. What impact will the service tax hike have on your Budget The Budget has hiked the service tax rate from 12% plus cess to 14%. We calculated the impact of the hike on an average urban middle-class family. How to keep track of your data consumption and stay well within the limits There is money to be saved if you can avoid overshooting your monthly data limits on mobile 3G connections. Five things you need to know when applying for service tax registration A person who provides a taxable service is required to mandatorily apply for service tax registration if the value of the services exceed Rs 10 lakh. Quote of the week "2015 is certainly going to be the year of the NPS" Balram Bhagat,CEO, UTI Retirement Solutions Family Finances Yadavs need to make goal-oriented investment to secure their finances Dayanand brings in a salary of Rs 60,000 every month and manages to save Rs 16,130 of this amount. His household expenses come to Rs 12,600. Financial Planning Retail investors buying PSU shares from government could miss out on benefits of better returns Disinvestment decisions are complex to make in a govt environment where the benefit of hindsight is often used to question bona fide decisions. Money-making venture By focusing on a niche area, IT startup Avekshaa Technologies has created a space of its own Avekshaa, whose key biz include banking, financial services, insurance, telecom, and energy, saw a revenue of Rs 1.7 cr in its first year. Entrepreneurs How Dhruv & Kaushal Goyal's 3yr-old startup ExclusiveLane.com is on track to generate Rs 3.5 crore Goyal cousins invested close to Rs 10 lakh to start their biz, which was invested in building the website, buying inventory & acquiring designers. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Five smart things to know about subsidy A subsidy is the amount spent by the government to provide goods and services at prices that are lower than the market rates as a welfare measure. Financial steps couples should take before starting a family The first step is to estimate the cost of raising a child. The estimate will depend on their income, savings and goals for the child. 2015 is certainly going to be the year of the NPS: Balram Bhagat, CEO, UTI Retirement Solutions The additional Rs 50,000 tax deduction for investments in the NPS is just one of the many benefits that the scheme offers to investors. Here's why you should avoid new fund offers Don't get taken in by the flurry of new fund offers. You will be better off sticking to the tried and tested schemes. Don't rush to buy gold; yellow metal likely to weaken in coming months According to most experts we spoke to, you should wait. The bear market in gold has resumed and prices will not move up anytime soon. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here