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Tuesday, March 24, 2015

Find out if your job is safe

Find out if your job is safe
India Inc has become more conscious of the bottom line. Companies are ruthlessly shedding flab in the quest for higher profitability.
How to manage finances if you lose your job
With inflexible cash flows, if you suffer a job loss, your next job quickly needs to pay you the same income so that you can sustain your expenses.
Will you get fired? Take this short quiz to know whether your job is secure
People are often shocked when they are given the pink slip. However, in most cases, there are enough signs that they are on their way out.
Why investors should shift from debt to equity arbitrage funds
In addition to generating returns comparable with debt options, arbitrage funds also enjoy the tax advantage of equity funds.
5 best ways to save tax at the last minute
Taxpayers are in a tearing hurry to make tax-saving investments before 31 March. Here are five options you won't regret.
Quote of the week
"2015 is certainly going to be the year of the NPS"
Balram Bhagat,CEO, UTI Retirement Solutions
Allocating fresh equity will help Narvencars reach their goals

Family Finances

The Narvencars have been extremely astute in managing their risk and have bought adequate life as well as health insurance.
How to make your 50s work for your perfect retirement without fretting about finances

Financial Planning

Many of us do not even believe we will retire. There is the confidence that we will continue to find work and be paid for our "expertise".
How Ashish & Manika Pal Sood turned Youshine into a growth engine in six years' time

Money-making venture

Youshine, the fashion jewellery and accessories brand for women, built by Monika along with her husband Ashish, has grown rapidly over the past six years.
How Dhruv & Kaushal Goyal's 3yr-old startup ExclusiveLane.com is on track to generate Rs 3.5 crore

Entrepreneurs

Goyal cousins invested close to Rs 10 lakh to start their biz, which was invested in building the website, buying inventory & acquiring designers.

Financial Calculators

Plan your car
Plan your car
Car cart!
Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy.
Home Loan Refinance
Home Loan Refinance
Should you refinance your home loan?
Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate.
Five smart things to know about tax deduction on House Rent Allowance (HRA)
A tax exemption on house rent allowance (HRA) received is available under Section 10 (13A) of the Income Tax Act to individuals.

Things to keep in mind while consolidating your mutual fund folios
The investor is required to submit a letter to the AMC/registrar stating all the folio numbers that are to be consolidated into one primary folio.

High health insurance cost keeps buyers at bay
Most prefer to rely on cash savings to take care of their medical costs in retirement, reveals the recent Max Bupa Health Insurance Pulse 2015 survey.

What are the factors that determine home loan eligibility?
Banks believe that the ability to repay one's housing loan is based on one's income and expenditure pattern.

Here's is how Consumer Price Index differs from Wholesale Price Index
The Consumer Price Index (CPI) is India's main measure of inflation, instead of the earlier Wholesale Price Index (WPI).

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