How liquid is your investment portfolio?

THE ECONOMIC TIMES Fri, Apr 24, 2020 | 08:14 AM IST Mutual Funds Newsletter

How liquid is your investment portfolio? Real estate, equity and long-term debt are a definite no in the liquid club. The right instruments for a liquid portfolio are: Cash at bank, Bank FDs, Liquid/Ultra Short-Term Mutual Funds. And although tempting, don't consider your credit card limit as part of your liquid corpus. Take your eyes off Sensex, look at your troubled debt mutual fund portfolio. Here is how to fix it As we all know coronavirus has locked down more than half of the world population, including our entire nation, disrupting our daily lives, markets, business, jobs and incomes. Five important investment lessons from the Coronavirus crisis You will rarely find advisors chasing you when the markets are in turbulent times. Here, despite what our panicky brains tell us, we should pay heed to the market aphorism about "buying when there is blood in the streets". Do not wait for the last moment to transfer money from equity mutual funds Make sure to transfer your equity investments to a safer avenue like bank deposits and debt mutual funds at least a few years before the goal. This will ensure that a sudden volatility in the stock market does not hit your plans. Did the stock market fall hit your goals adversely? Here are some strategies to deal with the crisis Many investors are trying to behave like hedge fund investors to deal with the situation. Some of them are moving all their monies to cash in the anticipation that things will get worse, and they will be able to get back at a much lower price. Top Mutual Funds SCHEME NAME RATING 3 YRS(%) 1 YR(%) 6 M(%) 1 M(%) Axis Bluechip Fund Direct Plan-Growth ★★★★★ 10.17 -2.17 -11.60 16.37 Invest Now Axis Bluechip Fund-Growth ★★★★★ 8.71 -3.37 -12.11 16.18 Invest Now Canara Robeco Bluechip Equity Fund Direct-Growth ★★★★★ 6.44 -3.96 -10.43 21.02 Invest Now Canara Robeco Bluechip Equity Fund Regular-Growth ★★★★★ 5.21 -5.14 -10.99 20.92 Invest Now JM Large Cap Fund Direct Plan-Growth ★★★★★ 3.21 -5.50 -6.79 6.88 FeaturedICICI Prudential Multicap Fund Direct Plan-Growth ★★★★★ -3.10 -22.69 -21.14 19.84 Invest Now Are you planning to start investing in mutual funds? Here is how you should proceed We believe that it is always a good time to invest in equity mutual funds. That is, if you are investing to take care of your long-term goals like retirement, children's education, etc. Don't treat your bank account as an emergency fund Most of us knowingly or unknowingly let our wants/greed/lavishness take control of our lives. Faced with a 21-day lockdown, most of us have realized our needs were limited - only our wants were unlimited.

TERM OF THE WEEK Consumer Price Index A comprehensive measure used for estimation of price changes in a basket of goods and serv... read more

Forthcoming Dividend Fund Name Category Type Record Date Div Per Unit Aditya Birla SL Balanced Advantage-D Hybrid: Dynamic Asset Allocation Open-ended 24 Apr 2020 0.10 Aditya Birla SL Arbitrage-D Hybrid: Arbitrage Open-ended 24 Apr 2020 0.03 ICICI Pru All Seasons Bond-DQ Debt: Dynamic Bond Open-ended 24 Apr 2020 0.20 ICICI Pru All Seasons Bond Ret-DQ Debt: Dynamic Bond Open-ended 24 Apr 2020 0.20 Aditya Birla SL Balanced Advantage Direct-D Hybrid: Dynamic Asset Allocation Open-ended 24 Apr 2020 0.11 * Funds with daily dividend distribution frequency options are excluded More >>

Weekly Mutual Funds Activity Date Equity ( Cr.) Debt ( Cr.) Gross Purchase Gross Sale Net Pur./Sale Gross Purchase Gross Sale Net Pur./Sale 21-04-2020 3179.14 2820.52 358.62 10983.15 8033.28 2949.87 20-04-2020 2535.93 3561.72 -1025.79 11725.50 8681.55 3043.95 17-04-2020 3132.21 2845.09 287.12 5738.89 4466.08 1272.81 16-04-2020 3596.98 2502.98 1094.00 8649.90 8708.04 -58.14 15-04-2020 3517.94 4629.81 -1111.87 4929.84 5411.20 -481.36 13-04-2020 2351.41 3140.95 -789.54 5262.20 6332.54 -1070.34 09-04-2020 2502.83 3680.08 -1177.25 6232.77 4942.76 1290.01 Click here to view all WMF >>

Top Mutual Funds of the week (5-Star Rating) Scheme Name Nav Returns Ratings AUM(Cr.) Style Box Expense Ratio Equility Debt Axis Focused 25 Direct Plan-Growth 27.3200 4.35 9407.16 - 0.65 Axis Focused 25 Fund-Growth 25.0000 4.34 9407.16 - 1.74 SBI Banking & Financial Services Fund Direct-Growth 14.6070 4.24 1424.43 - 1.16 SBI Banking & Financial Services Fund Regular-Growth 13.8955 4.21 1424.43 - 2.21 Invesco India Contra Fund Direct-Growth 44.4000 3.57 4531.95 - 0.85 Click here to view all TMFW (5 Star) >>

Top Mutual Funds (All Ratings) Scheme Name Nav Returns Ratings AUM(Cr.) Style Box Expense Ratio Equility Debt Sundaram Long Term Tax Advantage Fund Series III Direct - Growth 5.9103 4.22 41.13 - 1.26 Sundaram Long Term Tax Advantage Fund Series III Regular - Growth 5.7932 4.21 41.13 - 1.43 Sundaram Long Term Tax Advantage Fund Series IV Direct - Growth 7.0974 4.03 26.43 - 1.27 Sundaram Long Term Tax Advantage Fund Series IV Regular - Growth 7.0447 4.02 26.43 - 1.42 Sundaram Long Term Micro Cap Tax Advantage Fund Series III Direct-Growth 7.1376 4.01 81.25 - 1.20 Click here to view all TMF ( All Ratings) >>

QUICK LINKS - MUTUAL FUND STATS 3 Best Funds- Category Wise Top Tax Saving Schemes Schemes with Lowest Expense Ratio Top Performing Schemes Latest Dividends Schemes with Highest Risk Adjusted Returns Top Star Rated Schemes AUM Monitor Category Performance Exchange traded funds

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