EPF's investment in equity is rising: How safe is your retirement money?

THE ECONOMIC TIMES Tue, Sep 06, 2016 | 05:00 AM IST ET Wealth Newsletter

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EPF's investment in equity is rising: How safe is your retirement money? The government wants to hike the Provident Fund's investments in equities to boost returns. Find out what this means for you. Here are the stocks and sectors that are likely to lead the next bull run Beaten down segments—since the Sensex bottom of January 2016—such as PSU banks, metals and commodities have seen a jump in the past few months. Proper accounting requires EPF to be unitised: Find out why this is crucial Govt should now get moving on accounting and governance so that the real benefits of the liberalised asset allocation devolve to members of the EPF. From our Partners Help us understand your experience with economictimes.com. Share your feedback here Fill up a 5 minute survey From our Partners Launch your Digital Marketing Career with Columbia Business School's Digital Marketing Program EMERITUS Institute of Management has launched a Digital Marketing course in collaboration with Columbia Business School. Why structural flaws can make the EPS go bust If a member starts putting Rs 1,250 in the EPS every month at 25, he will get a monthly pension of Rs 7,500 when he turns 58. ET Wealth-PlanCover.com ratings: Best health insurance plans for young couples The rankings help identify the top contenders for young couples in the 18-40 year age group who want children. 6 Mobile phone apps that offer the opportunity to earn money There are a few apps that actually help you make money. ET gives you a quick rundown on those that work. How to find out if your financial advisor is honest There are ways to distinguish between a distributor who only pushes products that would earn him a fat commission and the genuine adviser who has your interest in mind, says Uma Shashikant. From our Partners Can you invest like a marathoner? Olympic Games typically end with the marathon run. It is considered to be a very important event that tests the resolve of the athletes. From our Partners Do you want to own a Multi-cap football team? A multi-cap mutual fund scheme or a diversified equity mutual fund scheme typically invests in stocks across market capitalizations, sectors and styles of investment.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Delhi-based startup Rupeelend helps disburse short-term loans within hours, minutes This Delhi-based startup helps disburse short-term loans within hours, even minutes. ​Virtual trading platforms may not prepare you fully for the real stock market Virtual platforms offer a good opportunity to practise, but they may not prepare you for the real market. Don't let confusing names of MF schemes deter you from investing in the right one Faced with too many choices while selecting a fund, investors are further stumped by misleading names. What you lose when you delay investing Don't spend too much time on deciding where, how and when to invest. The faster you invest money, the more it earns. These daily savings could make you rich later Tweaking your budget can go a long way in saving hundreds every month. Madhusree Mallik tells you how to save Rs 9,000 a month or Rs 300 a day. How to structure your salary to save tax Pay attention to your pay structure to get more in hand and pay less taxes. Birla Sun Life Midcap Fund: A stable long-term performer Investors should wait and see how the performance pans out over the next year or more. Improved margins, better sales mix make Aurobindo Pharma stock analysts' top pick The company's net profit is likely to rise by 22% between 2015-16 and 2017-18. Do you need life insurance even after you retire? Bureaucrat Chetan Singh believes life insurance becomes less important after retirement. His children will soon be financially independent and his wife will continue to receive pension. How to avail of Income Declaration Scheme 2016 for undisclosed income Under the amnesty scheme, if a declarant pays income tax with surcharge and penalty for undisclosed income in previous financial years, he will get immunity from any enquiry. Family Finances: Starting to save early to help Bharwadas but must invest in line with goals I'm not sure about the amount I will require for my financial goals or how to achieve these." — Sameer Bharwada. Olympic medal winners won't have to pay tax on cash prizes It can be safely assumed that an amateur sportsperson or a non-professional sportsperson actually gets all the sum of the prize as there's no tax payable on it. Why you should be wary of stocks where promoters have pledged shares A deep correction in the market can trigger a sharp fall in prices of such shares. Banks must allow mobile number registration via ATM: RBI Banks have also been asked to make available mobile registration through Internet banking. Smart things to know about MCLR Marginal Cost of Funds based Lending Rate (MCLR) is the new RBI guideline for commercial banks to set lending rates. It has replaced the base rate system. Government, RBI exploring introduction of Sharia banking Bid to financially include those who do not participate in banking activities due to religious reasons. Alternative investment returns monitor: For week ending August 31, 2016 The scope and attractiveness of alternative investments is increasing. Here's a weekly tracker of returns from such investments. How not to let tax hit NPS redemption Apart from providing tax benefits of up to Rs 1.5 lakh along with under instruments under Section 80C, NPS has an exclusive window of Rs 50,000 under Section 80CCD (1).

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