Is it time to change your bank?

THE ECONOMIC TIMES Tue, Dec 08, 2015 | 09:33 AM IST ET Wealth Newsletter Fine print of claiming tax benefit on life insurance premium decoded The tax benefit on premium paid for a life insurance policy is an important additional advantage of life insurance. Making digitized policies mandatory will give e-insurance a boost: Subbarao Mukkavilli, Karvy Insurance Repository An insurance repository is a facility which allows policyholders to digitize their insurance policies or, in other words, hold their policies in a demat form. Is it time to change your bank? A recent survey shows that one out of three customers is not happy with his/her bank. Many even want to switch to another bank. ET Wealth RIC Survey: How India saves and invests The online survey on consumer behaviour threw up interesting insights into personal finance behaviour, habits and attitudes. Should you buy or rent a house? ArthaYantra Buy Vs Rent Report 2016 looks at 8 cities across India to show where buying is affordable and where living on rent is cost-effective. How to rebalance one's portfolio in a falling interest rate environment There is consensus that interest rates are likely to slip further over the next couple of years. What does this mean for investors? Quote of the week "Challenge is to win trust of customers" Anuj Mathur Family Finances Higher equity investment will help Shraddha meet her goals The 29-year-old Thane resident will have to alter her asset allocation and improve risk coverage to ensure financial security and meet her goals. Financial Planning 'Teach investors the basics, rest will follow' It is not necessary for common investors to understand the intricacies of markets. Whatthey need is to understand the basics, stripped of the jargon. Money-making venture This startup wants to shut down home kitchens Gurgaon-based startup Bite Club brings food lovers and cooks on one platform and aims to do to home kitchens what Uber has done to cars. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Looking for second-hand gadgets? This tip could help Websites selling refurbished goods are safer bets. The sites offer warranty and carry out thorough checks before putting devices up for sale. Decoding Digital Jeevan Pramaan Life Certificate Pensioners of central or state governments or any other government organisation can benefit from this Aadhaar-based facility. How to read your credit report right Financial portals are now offering you your credit report for free. Learn to understand what it means and ease your financial stress. What you should do if your mutual fund gets acquired With several fund houses shutting shop or selling out, the trend of consolidation within the sector is getting stronger. Should investors worry? Five things first-time credit card users should know Credit card usage amounts to taking an unsecured loan from the card company. Interest rates on credit cards are high (22-48% pa). More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here