Financial dos and don'ts for parents in their late 30s, early 40s

THE ECONOMIC TIMES Tue, Jun 02, 2015 | 09:32 AM IST ET Wealth Newsletter How you should invest your retirement corpus Equity investments are risky in the short term. If the markets fall in the year of Sangeetha's investment, it may take a long time to recover. Five reasons to buy an insurance policy online The life insurance sector is very much a part of the rise of e-commerce in India and is gaining popularity across the nation. And with good reason too. Financial dos and don'ts for parents in their late 30s, early 40s If you become parents in your late 30s or early 40s, it calls for a rejig of finances. Find out how to bring more focus to your planning. EMIs too high for your comfort? Here's how you can avoid defaulting on loans Banks are typically more interested in recovering the money than in legal proceedings as the procedure of attaching and auctioning property is lengthy. Gold monetisation scheme: Is it time to swap gold ETFs for gold deposits? Investors will earn an additional 1% and save on fund management charges if they convert holdings to physical gold and put it in the scheme. Are you paying too much tax? This tax optimizer may help you cut tax outgo His annual cost-to-company is Rs 16.3 lakh. Here is how he can bring down his tax by availing of the new tax benefits introduced this year. Quote of the week "India still two quarters away from real growth" Jinesh Gopani Family Finances How smart savings and high earnings will help Bals to meet their goals The Bals have made an early start with aggressive saving and are on track to reaching their goals. However, they will have to realign their investments and take a higher exposure to equity. Financial Planning NRIs should re-balance portfolio, focus on financial assets to ease the pain of returning Returning NRIs should build wealth with that relocation in mind. Assets, skills, and attitudes should align with the relocation strategy. Money-making venture Why Delhi based Ashish Gupta's Cougar Motorsport is a dream come true for motorsport enthusiasts Delhi-based Cougar Motorsport, which kicked off with a four-day motorsport event in Rajasthan, The Desert Dash, has organised close to 70 events. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Will auto stocks move into high gear? Depends on ecomomic growth & consumer sentiment The Automobile sector's attractiveness for investors could rise depending on economic recovery. Learn more before investing in auto stocks. Gold monetisation scheme may not attract major segment of gold owners The average gold investor is a conservative person who doesn't like to part with his gold for a certificate from the bank. Five things you need to know about account and folio nominations When a dispute between heirs is not expected, nomination is a simple way to transfer wealth with minimal paper work. Pledging by promoters on the rise: Why investors should be bothered about this trend Though the stock market is stable at present, some worrying signs like the jump in promoter pledges at the end of the last fiscal should not be ignored. How to neutralise that evil office colleague hampering your career growth Learn to recognise a co-worker who may not have your best interests at heart and take steps to stay on top of the situation. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here