EPFO may have ruined your retirement plans. Here's how

THE ECONOMIC TIMES Tue, Jun 16, 2015 | 09:30 AM IST ET Wealth Newsletter Top 5 things to know before you start house hunting Buying a home? It is indeed the most important purchase anyone makes and one would surely want to get it right. How to invest in Ulips if you are risk-averse Ulips are transparent insurance products that provide a variety of options to manage your returns due to fluctuations in the markets. EPFO may have ruined your retirement plans. Here's how The retirement body's historical aversion to stocks may have cost you a corpus big enough to ensure a comfortable retirement. Here's how you can get back on track. Why employees in India are stressed at workplaces The recent death of a young investment banker has put the focus back on stress at the workplace. A cross-section of employees who have lived through similar ordeals tell us their stories. How to know if your fund is buying, selling stocks too much Equity funds that follow a buy-and-hold strategy have fared better than funds which churn their portfolio quite often. List of companies that continue to grow despite weak profits The companies growing fast in a difficult environment should continue to do so when the expected economic pickup happens. Quote of the week "Don't expect abnormal returns from real estate" Anshuman Magazine, Family Finances Kumars need to increase their equity exposure, cover their risks adequately Kumar is 34 years old and stays in Chennai with his homemaker wife Sujana, 31, and two children, aged five and one. Among his other financial dependants are his parents, who are 61 and 58 years old, and his brother. Financial Planning Real estate market no longer a good investment for a household portfolio Property market in India should be a warning to households wanting to acquire real estate as investment. Space seekers should dominate the market, not investors. Money-making venture Profit from 'junk' : Re-commerce firm ReGlobe buys electronic products you no longer have use for Sellers can calculate the worth of their gadgets by answering a few objective questions— model number, defects in the device, and its physical condition. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Why investors should or shouldn't buy distressed stocks When American Express was embroiled in the salad oil scandal, Warren Buffett bought the stock cheap and emerged a winner. Should you place similar bets? Settling inoperative EPF accounts The EPFO has introduced a helpdesk for employees' provident fund account holders to settle inoperative accounts. Building blocks of any loan Amount, interest rate and repayment terms are a few things people should know while applying for loans. What steps should you take when parents are nearing retirement? Supporting parents post-retirement is not just a financial but also an emotional issue and must be handled sensitively. It cannot be ignored as a non-event. Pre-paid mobile wallets are the flavour of the season Whether you have to pay for a taxi ride or teach your child the basics of managing money, a preloaded mobile wallet could be the answer. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here