How to choose the right term insurance plan for yourself

THE ECONOMIC TIMES Tue, Apr 30, 2019 | 06:30 AM IST ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance

How to choose the right term insurance plan for yourself Almost all insurers offer such policies. Find out which variant is best suited for your insurance needs. Insurance against terror: What's covered and what's not ​Most travel insurance policies do extend coverage to claims arising out of terrorist attacks, while abroad. But be mindful of the exclusions. Avoid investing in mutual fund NFOs: Here's why Wait for a fund to build a track record and prove its credentials before putting money in it, say experts. Don't shed a tear for Maruti's diesel cars A closer look shows why a customer is worse off opting for a diesel mill even today. India's music-streaming wars pick up tempo From Spotify to Google, the giants have checked in. But local leaders like Gaana won't yield the floor. Edelweiss faces heat in NSEL payment crisis Edelweiss had prior information about closure of NSEL, claims forensic audit report. From our Partners Evolving dynamics of MSME lending industry – A perspective from MSME Pulse by Vipul Mahajan Highlights 1. Overview of India's credit size in MSME lending market and where it is expanding ? 2. Gain insights on where are new-to-credit MSMEs are coming from and who is lending to them 3. Impact of policy interventions to the access of credit to MSMEs 4. The unique role NBFCs play in MSME lending market, which is very rapidly evolving 5. Vintage curve study on MSME credit and its trend in recent acquisitions From our Partners Negotiation strategies for women for a higher salary What to do if your child asks for too much money As your child steps into his teens and acquires a social circle, his financial demands will increase significantly. ET Wealth tells you how to handle the situation. Why you should invest in dynamic equity mutual funds Since most dynamic funds remain invested in a significant amount of debt when the market is at peak, they are less risky. Find out which ones have given stable returns. Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) JM Core 11 Direct Plan-Growth 1.48 23.33 9.16 20.57 JM Core 11 Fund-Growth 1.32 22.08 7.62 19.02 Reliance Large Cap Fund Direct-Growth 2.32 17.60 11.58 17.24 Axis Bluechip Fund Direct Plan-Growth 2.66 17.27 11.48 16.16 Reliance Large Cap Fund-Growth 2.26 17.04 10.48 16.00 FeaturedDSP Credit Risk Direct Plan-Growth ★★★★★ 0.49 0.02 -0.70 5.09 Start SIP Moving abroad for work? Here are 7 things you must do Managing wealth across multiple countries is easy for the very wealthy. For ordinary investors, it needs a good amount of groundwork before planning a move abroad. 10 habits that will increase your productivity Let's look at the magic rituals and habits of super achievers and highly productive people to find a better path to achievement.

FEATURED SLIDESHOWS

What are Form 15G and Form 15H? How to buy family travel insurance FMPs hit by defaults: What investors should know How to e-file your ITR-1 More Slideshows

Financial Calculators New LTCG tax calculator: Plan, compute your tax Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds. Tax Impact Calculator This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay.

How to get health insurance for a newborn baby? It may not be possible to get a health cover for a newborn, but some companies insure a newborn from day one under the maternity cover as a benefit or additional cover. Your job profile should determine the size of your emergency fund Building a contingency fund has to be a critical goal for everyone. However, some individuals may need to keep away more for emergencies than others. 10 money lessons to learn from the game of cricket As the Indian Premier League continues in full swing and with the World Cup around the corner, ET Wealth draws important financial lessons the gentleman's game can teach us. Realty hot spot series: Delhi's Janakpuri offers DDA flats, houses for different budgets The area offers a range of properties for different budgets which includes cooperative societies, DDA flats and other builder floors. Investing in mutual funds? Size of fund doesn't matter A bigger MF is not always a better fund. If you come across a well-performing small fund, invest in it. Hike investments periodically? Here's how to calculate maturity value Knowing what the maturity value will be when one hikes investments regularly can help plan finances better. 5 things to know about Form 16 Form 16 is issued annually in accordance with the provisions of the Income Tax Act normally after the end of the financial year for which it is issued. Stock pick of the week: Why analysts are betting on Alkem Labs A rise in margins in the coming years, improved domestic business, leadership position in some segments, and the correction in its stock price have made analysts bullish on Alkem. Family finance: Why Tyagis need to increase investments and link them to financial goals The Tyagis goals include building an emergency corpus, saving for their children's education and weddings, and saving for retirement. Tax optimiser: How salaried Karthik can save Rs 1 lakh tax via perks, NPS Not only should you ask your employer for the NPS benefit, but you should also invest in the scheme on your own for up to Rs 50,000. You can reduce your tax outgo significantly.

More Newsletters

ET Mutual Fund A weekly round-up of the top news and views

Markets Watch Round up of stock, currency, bond, money and real estate market

Daily Newsletter Special stories that round up the major developments of the day

View All

Follow Us on ET:

About us|Advertise with us|Feedback|Sitemap|Code of Ethics © 2019 Times Internet Limited.

To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here

To unsubscribe or edit your subscriptions please click here

Oil, Re giving you a headache? How to make most of it!

THE ECONOMIC TIMES Thu, Apr 25, 2019 | 09:42 PM IST ET Investment Opportunities

Oil, Re giving you a headache? How to make most of it! The depressed rupee and boiling oil have added layer of uncertainty for stock investors. Look, who tried to catch falling knives on D-St in Q4 HNIs lapped up stocks that kept bleeding amid debt woes in March quarter results. Bull run in this sector has legs; get your bet right "This sector is in a long-term bull market," says Atul Suri, CEO, Marathon Trends PMS. This stock with Dhoni connect has analysts swooning over it Ginodia of Abhishek Securities sees the stock at Rs 100 in 2 years.

Advertorial The cost of not maintaining menstrual hygiene Advertorial Negotiation strategies for women for a higher salary

Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) JM Core 11 Direct Plan-Growth 1.77 21.80 8.57 20.79 JM Core 11 Fund-Growth 1.59 20.57 7.04 19.24 Reliance Large Cap Fund Direct-Growth 2.23 15.75 10.44 17.14 Axis Bluechip Fund Direct Plan-Growth 2.77 16.26 11.35 16.30 Reliance Large Cap Fund-Growth 2.15 15.20 9.35 15.90 FeaturedDSP Equity Opportunities Direct Plan-Growth ★★★★★ 0.85 13.67 0.95 14.92 Start SIP

Economic Times Biz Listings Are you a Financial Service Provider? Are you looking for Financial Advice? List your Business to get Leads Find trusted Professionals near you

Down, up and falling again: Is it time to bet on Tata Motors? Barring occasional hiccups, the stock has been on an upward trajectory for some time now. Look which stocks found favour with LIC in Q4 The banking sector emerged a tempting bet during the quarter. Why current market conditions are looking like the 2013 episode Liquidity conditions in India remain tight despite significant attempts made by the RBI. How to use the Pareto principle to get the edge in trading In a market, our gains come from 20 per cent of our trades or investments.

Advertorial Understanding the perks and woes of business travel Advertorial Transforming Learning and Development with Virtual Assessment Centres

Which banks can surprise you with Q4 numbers? Tight liquidity, risk aversion and financiers' growth moderation are likely to take a toll on Q4FY19 earnings. However, it's not all that grim either as:<br /> a) improving system-wide liquidity & 30-40bps fall in wholesale borrowing cost will boost NBFCs' core performance<br /> b) though disbursement growth for HFCs (Dewan, Indiabulls) & auto financiers will be below trend, leading players like HDFC, LICHF, Bajaj, L&TFH, etc., are likely to sustain momentum<br /> c) banks are relatively better positioned & their core operating performance will be steady.<br /> <br /> Here is an analysis by Edelweiss Securities Video: Why D-St does not trust Congress to provide stability Dalal Street's well-known preference for NDA's return to power in the ongoing general elections is based on a simple reason: policy stability. Why doesn't the market trust the Congress to provide the same. Sanjay Mookim, India equity strategist at Bank of America Merrill Lynch, has the answer.

Initial Public Offer (IPOs) IPO Name Offer Price Band Open Date Close Date   Neogen Chemicals Ltd. 212.00 - 215.00 24-04-2019 26-04-2019 More >>

NFO (FMPs) Fund Name Category Type Open Close Min Inv   ICICI Pru FMP - Series 85 1111 Days Plan Z-G Debt: FMP Closed-end 16 Apr 2019 25 Apr 2019 5,000 ICICI Pru FMP - Series 85 1111 Days Plan Z-DH Debt: FMP Closed-end 16 Apr 2019 25 Apr 2019 5,000 ICICI Pru FMP - Series 85 1111 Days Plan Z Direct-G Debt: FMP Closed-end 16 Apr 2019 25 Apr 2019 5,000 ICICI Pru FMP - Series 85 1111 Days Plan Z-DQ Debt: FMP Closed-end 16 Apr 2019 25 Apr 2019 5,000 ICICI Pru FMP - Series 85 1111 Days Plan Z Direct-DQ Debt: FMP Closed-end 16 Apr 2019 25 Apr 2019 5,000 More >>

Real Estate News

Top 8 cities residential sales up 5% in FY19; affordable housing leads, luxury dips NCR is the only city which showed a 13% drop in sales compared to last year. Hyderabad and Kolkata witnessed maximum growth of 20% each followed by Bangalore with 14% increase in sales numbers.

Ready-to-move-in flats preferred choice for buyers; demand for new launches improves: Anarock "Over 18 per cent of respondents now prefer new launch properties as against mere 5 per cent in the previous survey," the Anarock study found.

Homeowners in India roll up sleeves to complete unfinished flats Few things illustrate the malaise in India's property market as starkly as would-be homeowners having to dedicate untold hours to completing the flats they spent years saving up for.

Home buyers beware of 'Assured Returns' schemes Such advertisements lure the gullible public to invest their money in under construction projects. Different names are also being used to push such schemes in the market.

What kind of residential real estate can get you higher rental return on investment? Find out Smart choice of investments, value-added services and a host of online rental disrupters can be a game-changing recipe for India's rental real estate market and the investors.

NFO - Non FMPs Fund Name Category Type Open Close Min Inv   Principal Small Cap Fund Reg-D Equity: Small Cap Open-ended 22 Apr 2019 06 May 2019 5,000 Principal Small Cap Fund Direct-G Equity: Small Cap Open-ended 22 Apr 2019 06 May 2019 5,000 Principal Small Cap Fund Reg-G Equity: Small Cap Open-ended 22 Apr 2019 06 May 2019 5,000 Principal Small Cap Fund Direct-D Equity: Small Cap Open-ended 22 Apr 2019 06 May 2019 5,000 Mirae Asset Focused Fund Reg-D Equity: Multi Cap Open-ended 23 Apr 2019 07 May 2019 5,000 More >>

Views and Recommendations

Sell Lupin, target Rs 800: Elara Capital 25 April, 2019, 05:23 PM IST Sell Lupin at a price target of Rs 800. Sell Buy JSW Steel target Rs 349: Nirmal Bang Securities 25 April, 2019, 01:45 PM IST Buy JSW Steel at a price target of Rs 349. Buy Buy Tata Power Company, target Rs 96: Edelweiss Securities 25 April, 2019, 01:28 PM IST Buy Tata Power Company at a price target of Rs 96. Buy Buy Himatsingka Seide, target Rs 290: Kotak Securities 25 April, 2019, 01:15 PM IST Buy Himatsingka Seide at a price target of Rs 290. Buy

More Newsletters

Daily Newsletter Special stories that round up the major developments of the day

Markets Watch Round up of stock, currency, bond, money and real estate market

ET Panache Latest in the world of fashion, technology, food and celebrity

Wealth Weekly news on personal finance, stocks, property, gold, tax planning and more

View All

Follow Us on ET:

About us|Advertise with us|Feedback|Sitemap|Code of Ethics © 2019 Times Internet Limited.

ET Investment Opportunities is now part of your favourite ET Wealth mailer. Property, Stocks, IPOs, NFOs and Mutual Funds – get the latest investment options in your mail box every week with ET Investment Opportunities.

To unsubscribe or edit your subscriptions please click here