Uploads from Me

Monday, August 24, 2020

Planning on ditching your mutual funds for stocks? Don't make these mistakes

The ET Wealth weekly newsletter covers personal finance topics ranging from stocks to property. Unsubscribe
The Economic Times

WEALTH NEWSLETTER

Tue, Aug 25, 2020 | 08:27 AM IST

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance
Planning on ditching your mutual funds for stocks? Don't make these mistakes
Comparing any type of mutual fund with direct stocks is not the right comparison. Besides, mutual funds returns are a derivative of how the broader market performs. It is unfair to blame mutual funds if the market itself has exhibited weakness.
Seinfeld's sky-diving helmet: Your fixed income investments are useless if you are doing this
Briefly, equity provides high returns but can be volatile in the short-term. On the other hand, fixed income has lower returns but higher stability so it must be there for short-term needs as well as for providing stability during exceptionally volatile times.
Podcast: Nilesh Shah on why MFs are like a buffet
Nilesh Shah of Kotak AMC speaks about what mutual fund investors should do now, where they should invest, and what should be considered before redeeming from a scheme.
Kalpen Parekh of DSP Investment Managers on why low interest rates are pushing up stock valuations
"When global interest rates are between 0 and 1%, it automatically reflects in higher stock valuations. Massive liquidity is being created, including in India where surplus liquidity of Rs 6 lakh crore is lying in the bond market every day," said Kalpen Parekh, President, DSP Investment Managers.
From our Partners
Exclusive Webinar | Is pandemic a resolute for Innovation? | 27 Aug, 12pm
Register Now to join the discussion with our esteemed nominees.
From our Partners
2 Mantras of sucess for business in Lockdown
How can modern technology enable employees to maintain connectivity and business continuity without sacrificing on productivity. Field Marketing Consultant, Client Solutions Group, Dell Technologies explains in the video.
High insurance at low cost: The math you should do before buying a top-up health insurance plan
A top-up plan is a regular indemnity health insurance policy that comes into force once the claim amount exceeds the deductible limit. The hospitalisation cost below the deductible limit is either borne by the insurer or the policyholder.
Want to invest in the stock market? Here's why these 3 brokerage stocks can be good bets
Most brokers have reported good numbers in the first quarter of 2020-21. Though the new regulatory regime that stipulates providing upfront margins may impact volumes a bit, experts feel the trend of volume growth will continue in the coming quarters as well.
Top Mutual Funds
SCHEME NAME RATING 3 YRS(%) 1 YR(%) 6 M(%) 1 M(%)
Axis Bluechip Fund Direct Plan-Growth
★★★★★
11.29 10.33 -4.67 3.05
Invest Now
Canara Robeco Bluechip Equity Fund Direct-Growth
★★★★★
10.16 19.05 -0.07 3.98
Invest Now
Axis Bluechip Fund-Growth
★★★★★
9.86 9.01 -5.29 2.94
Canara Robeco Bluechip Equity Fund Regular-Growth
★★★★★
8.80 17.42 -0.82 3.85
HDFC Index Sensex Fund-Growth
★★★★★
7.71 5.94 -3.50 1.84
FeaturedICICI Prudential Bluechip Fund Direct-Growth
★★★★
4.90 7.09 -1.98 3.77
Start SIP
How to reactivate a PPF account
A Public Provident Fund (PPF) account holder is required to deposit a minimum of Rs 500 every financial year. Failure to deposit this amount leads to account being designated as inactive. Here is how one can reactivate his/her PPF account.
How to ensure smooth transition to retirement
One way to go about assessing financial readiness is to create a budget by which he you will have live in retirement. If possible you should try to live by this budget for a few months. It will give you a better idea of whether the income is adequate and the expenses manageable.
FEATURED SLIDESHOWS
How low-income earners can save more for tax-saving investments
How low-income earners can save more for tax-saving investments
How to set up a mutual fund SIP online or offline
How to set up a mutual fund SIP online or offline
Can a financial planner help you in the current covid crisis?
Can a financial planner help you in the current covid crisis?
To invest or insure? A common financial planning dilemma for millennials
To invest or insure? A common financial planning dilemma for millennials
More Slideshows

Financial Calculators

Old or new tax slab regime? Use this calculator to find out
Old or new tax slab regime? Use this calculator to find out
This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay.
New LTCG tax calculator: Plan, compute your tax
New LTCG tax calculator: Plan, compute your tax
Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds.
SBI Long Term Equity mutual fund review: This tax-saver fund may see sharp upswing in return profile

This ELSS mutual fund is strictly run with a value-conscious approach. ​However, the value bias has not worked in its favour in recent years, yet the fund manager maintains conviction in his philosophy. ​​The fund's track record suggests average performance.

Stock pick of the week: Sharp reduction in loans under moratorium puts City Union Bank ahead of peers

City Union Bank has seen an improvement in its asset quality profiles. Its loans under full moratorium came down to 12% from 52% in the previous quarter, which shows that it has performed significantly better than its peers. This has made the company a favourite of analysts.

Money & relationships: Should you follow your parents' investing advice?

The moment a child starts earning, a worried set of parents is ready to dispense advice on how he should save his hard-earned money. ​​While there's no doubting the trust factor when it comes to parents, they may not always be the most efficient sources of investing advice

8 websites offering free or paid online courses that can enhance your career

The lockdown is a good time to upskill or acquire knowledge in a new field. ​​Acquiring a new skill can help you enhance your career. Remember, however, that the certification may not land you a job unless you can prove your calibre.

How the coronavirus pandemic has changed the lives of working women

Those who hold jobs that cannot be performed remotely are routinely losing their jobs. Unemployment in many economies has shot up as businesses do not have the wherewithal to pay salaries when there are no revenues to support them.

How gold, silver performed for the week ending on August 20, 2020

Silver is more volatile than gold and therefore, it fell around 12% from the recent peak. Here is a weekly tracker of returns from gold, silver, wine and WTI crude for the week ending on August 20, 2020.

Realty hot spot series: This prime location in the heart of Mumbai offers premium homes

Worli-Lower Parel in Mumbai is a prime location with sea-facing skyscrapers, premium office spaces, upscale infrastructure and excellent connectivity. Properties here are priced in the range of Rs 24,500-54,000 per sq. ft.

MF portfolio doctor: Shukla should not underestimate inflation and retirement needs

The Portfolio Doctor assesses the health of the mutual fund portfolio, examines the schemes and their suitability with regard to the goals and, if required, recommends corrective measures.

What is a variable life insurance policy?

A variable life insurance plan combines investment and insurance like Ulips. However, the returns are declared by the insurance companies on an yearly basis and are not linked to the stock market.

Why nominee is not your legal heir

Regrettably, the words 'nominee' and 'heir' are commonly understood to be synonymous. However, from a legal standpoint the two concepts are entirely different. Considering nominees to have similar rights as heirs can sometimes have disastrous consequences.

More Newsletters

ET Mutual Fund

A weekly round-up of the top news and views ET More Newsletter

Markets Watch

Round up of stock, currency, bond, money and real estate market ET More Newsletter

Daily Newsletter

Special stories that round up the major developments of the day ET More Newsletter
View All
Follow Us on ET:
Facebook Twitter YouTube LinkedIn
About us|Advertise with us|Feedback|Sitemap|Code of Ethics
© 2020 Times Internet Limited.
To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today.
If you are having trouble viewing this newsletter, please click here
To unsubscribe or edit your subscriptions please click here

No comments:

Post a Comment