Financial goals are changing: Do you really know the future expenses you need to save for?

THE ECONOMIC TIMES Tue, Oct 01, 2019 | 08:34 AM IST ET Wealth Newsletter

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Financial goals are changing: Do you really know the future expenses you need to save for? Newer expenses and goals call for a new plan to avoid the risk of overspending and debt trap. Gold is not a good investment. Here are reasons why Gold makes sense for those who have no access to or no trust in the financial system, or expect to be in such a situation. It's an alternate currency. Video: What happens to your deposits if RBI puts PMC-like restrictions on your bank? ET Online tells you why RBI put restrictions on the bank and happens to your deposits if RBI places PMC-like restrictions on your bank. 7 stocks that control their cost expenditure and give above average returns Companies that can keep costs low relative to their industries are rewarded by the stock markets. Jio takes on Airtel and Vodafone Idea again Now the battle shifts to ring time and interconnection usage charges even as price wars ease. Does Lenskart have the vision to run the course? Lenskart intends to penetrate underserved rural markets with low-priced glasses and replicate its India story in expensive overseas markets like Singapore. But both opportunities and pitfalls lie ahead for the eyewear company as it seeks to execute ambitious plans. Can Unacademy crack the subscription model? Unacademy has seen a meteoric rise both in terms of valuations and market presence. It now wants to expand with the launch of Plus, a subscription model, and build a paid-user base with strong engagement metrics. However, despite the ease of use and promises to make the best teachers available online, the path to building and sustaining a paid model has been slippery for most players. Can the Bengaluru-based ed-tech startup buck that trend? From our Partners Evolving Change in Consumer Behaviour for Individual Lending Bureau Score Evolution – Capturing the changing retail lending landscape | Interpreting the bureau scores as evolved over time | How the CreditVision® Score works? From our Partners Evolving dynamics of MSME lending industry – A perspective from MSME Pulse by Vipul Mahajan Gain insights on where are new-to-credit MSMEs are coming from and who is lending to them How stocks of brokerages, fund houses, insurers will be impacted by market volatility Positive sentiments, even during high volatility, can be good news for market players. Most investors prefer real estate, says survey. Really? Did you also invest in property last year? The Indian Real Estate Consumer Sentiment study by Anarock paints a rosy picture for property investments. Top Mutual Funds SCHEME NAME RATING 3 YRS(%) 1 YR(%) 6 M(%) 1 M(%) Axis Bluechip Fund Direct Plan-Growth ★★★★★ 16.73 18.61 10.68 7.06 Invest Now Axis Bluechip Fund-Growth ★★★★★ 15.24 17.12 9.97 6.94 Invest Now Mirae Asset Large Cap Fund Direct- Growth ★★★★★ 12.74 8.37 0.08 3.53 Start SIP Mirae Asset Large Cap Fund Regular- Growth ★★★★★ 11.77 7.19 -0.47 3.44 Invest Now Motilal Oswal Focused 25 Fund Direct-Growth ★★★★★ 11.43 13.18 7.81 8.03 Invest Now FeaturedMirae Asset Large Cap Fund Direct- Growth ★★★★★ 12.74 8.37 0.08 3.53 Start SIP How a newly married couple can manage their expenses and savings ​​It might be helpful if the couple are able to discuss how much they would contribute to a common pool of expenses and how much they would save. Why women need to work Affluence has led to many women choosing not to work, with adverse outcomes.

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