Where should you invest: PPF, NSC, Sukanya Samriddhi or Senior Citizens' Saving Scheme?

THE ECONOMIC TIMES Tue, Oct 10, 2017 | 06:33 AM IST ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#tax filing,#income tax,#critical illness,#taking a personal loan,#tax saving

Where should you invest: PPF, NSC, Sukanya Samriddhi or Senior Citizens' Saving Scheme? Investors shouldn't blindly invest in small savings schemes. Each instrument has specific features. Here are pros & cons of some of the most popular schemes. 10 companies that have defied the economic slowdown While India Inc grapples with a slowdown, these fast-growing companies have notched up stellar growth in their profits. How to choose an index mutual fund that can beat the index If the index fund were to tweak the composition of the underlying index constituents, it would be in a position to beat the same. From our Partners 5 smart things to know about Health Insurance Regulations, 2016 The term of a loan-linked health insurance policy that repays the outstanding amount if the insured is taken ill and is unable to service the loan, has been increased to five years. From our Partners Settle car accident insurance claim in 1 hour with video proof Settlement of accident claims within an hour has become the new add-on in insurance. And companies are able to do this because of automation. Do these real estate festival offers really cut down your costs? To cash in on festive season, developers are offering big discounts & freebies. We look under the hood to see if these marketing gimmicks offer value to buyers. Don't take festive loan offers from banks at face value Carry out due diligence, ask relevant questions and do your math before rushing to accept festive loans offered by banks and financial institutions. Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) Mirae Asset India Opportunities Fund Direct- Growth 0.27 13.12 21.60 16.74 Invesco India Growth Fund Direct-Growth 0.28 14.08 22.20 16.31 Motilal Oswal MOSt Focused 25 Fund Direct-Growth -1.88 9.15 18.39 16.25 Mirae Asset India Opportunities Fund Regular- Growth 0.22 12.73 20.73 15.83 SBI Bluechip Direct Plan-Growth -0.75 8.59 12.88 15.25 FeaturedDSP BlackRock Income Opportunities Direct Plan-Growth ★★★★★ 0.28 4.37 8.02 10.29 Start SIP How to plan a career in changing job market Here's how you can plan a career in a job market that will change more in the next five years than in the previous 50 years. How mutual fund SIPs can save you from the EMI trap Problem with EMIs is that people over-borrow and pay high interest. It's not hard to come out of EMI trap. One just has to learn to postpone expenses to create money.

Financial Calculators Tax Impact Calculator This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Why and where are Indians investing in homes abroad A growing number of Indians are buying property abroad. A study by Knight Frank looks at the top destinations and their prospects. How foreign nationals can open bank accounts in India It is a good idea for foreign nationals staying in India for a long period to have a bank account. Here's how they can go about it. How mutual fund investors can use systematic transfer plan, systematic withdrawal plan effectively Systematic Transfer Plans (STPs) and Systematic Withdrawal Plans (SWPs) are two mutual fund tools that investors should be aware of, for their many benefits. How should you structure simultaneous property transactions? If you have identified the property you want to buy, and have initiated the sale of your ancestral property, you should to approach lenders for bridge financing. Stock pick of the week: Why analysts are bullish on Cholamandalam Investment & Finance Bettering performance of the company's vehicle finance segment, a diversified portfolio and overall pick up in the capital markets has made CIF analysts' top pick. True victory lies in building wealth through saving, hard work and not in borrowing, splurging True victory lies in building wealth despite hardships. One can do it by controlling expenses and not succumbing to the lure of instant gratification. IDFC Premier Equity Fund: Find out how the erstwhile high-performer is doing now With a 10-year return of 16.35%, the fund has outperformed both the benchmark (7.05%) and the category average (12.37%) by a wide margin. Family Finance: Chennai-based Balasubramaniam couple needs to cut expenses to meet financial goals According to Financial Planner Pankaaj Maalde, it will be difficult for Balasubramaniam to reach his goals unless he decides to curb his household expenses. Smart things you should know about RBI's forex reserves Forex reserves include currency, bank notes, deposits, bonds, t-bills and other government securities held in another currency. What cardiologists say about buying health insurance More than half of the cardiologists linked food with high cholestrol to heart disease. 20-25 years is the ideal age to buy a health insurance policy say most doctors. How startup Myforexeye is catering to the foreign exchange needs of SMEs, individuals Myforexeye started out as an intermediary between entities in need of forex and banks— the company calls it Transaction Process Outsourcing. Alternative investment returns monitor: For the week ending 4 October, 2017 Here's a weekly tracker of returns from alternative investments. Don't compare these returns from traditional investments as purpose of these is vastly different.

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