Planning to buy a house soon? Here are smart tips to maximise benefits

THE ECONOMIC TIMES Tue, Oct 18, 2016 | 05:31 AM IST ET Wealth Newsletter

WHAT'S HOT #the how to of investing,#the how to of taxation,#how to file income tax return,#acche din for home buyers

Planning to buy a house soon? Here are smart tips to maximise benefits A survey by ET Wealth shows that a lot of people plan to buy property in the next one year. Here are a few steps that can get them a bigger bang for their buck. Rely on experts if buying real estate in another city Planning to buy residential real estate in cities other than your own? Investigate the reliability of the developer before investing. Why buying ready-to-move-in house is better than under-construction property Just remember it would mean that you won't have to pay both home loan EMIs and rent, as in the case of an under-construction home. From our Partners How diversified should your portfolio be? Diversification, in its true essence means having a variety of asset classes in a portfolio. Main benefit being that the risk in one asset gets offset by the stability in the other. From our Partners Equity Funds - your runner in the long term race! Equities are true blue wealth creators in the long term - this is probably the most preached mantra, but seldom practiced! 9 useful services provided by the ATM Apart from cash withdrawal and checking account balance, ATMs today offer multiple facilities for the convenience of bank customers. Why entrepreneurs have overtaken large businesses in the race of wealth creation In a world that is changing rapidly, small businesses operating out of lean workplaces are addressing the different needs of customers efficiently, says Uma Shashikant. Why term insurance with lump-sum payout is better option if you can manage the money If the beneficiaries of the term insurance policy are financialy literate, lump sum payout plans offer greater rewards. 5 smart things to know about Health Insurance Regulations, 2016 The term of a loan-linked health insurance policy that repays the outstanding amount if the insured is taken ill and is unable to service the loan, has been increased to five years. From our Partners The "Don'ts" in equities? Whatever level of an investor you fall under, knowing what 'not' to do, could help you figure your route to investing in equities. From our Partners The Badarpur Plant's effect on Air Pollution and why it needs to be shut down The study, which analyzed 47 plants over 16 states, established the Badarpur plant as the country's most polluting power plant.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Should you opt for single or regular premium payments for insurance? Affordability of single premium policies is the key factor to consider. So it is imperative that one takes into account the 'time value of money', as well as the inflation factor. Why you should get that credit score Even if you are not planning to take a loan, for which a credit report is mandatory, here is why you should avail of your free copy anyway. Family Finances: Accelerating investments can help Mumbai-based Choubey reach financial goals There are some flaws in the portfolio that need to be rectified and financial expert Chethan Shenoy explains how Choubey can do it in the best way possible. Job cuts on the rise in 2016: Companies that gave the pink slips this year Ola, an app-based cab service provider gave pink slip to 700 employees pan-India in August this year. How to claim PPF after subscriber's death In the event of the death of a PPF subscriber, any money in his account is passed on to the nominee(s) or the legal heir(s). Here's how to go about filing a claim. 6 upcoming gadgets to work, communicate and play with Xiaomi's smartwatch, announced last month, is the world's first smartwatch to use a 28nm GPS sensor for enhanced location tracking. Birla Sun Life Equity Fund: A dependable outperformer A superior risk-reward profile and consistency across market cycles makes Birla Sun Life equity fund a solid pick in its category. Mumbai-based Narkhede can cut tax by investing in NPS, buying health insurance Sudhir Kaushik of Taxspanner.com advises readers on how to restructure their income, investments and expenses to optimise their tax. Relative unattractiveness of other assets has led to market run up: Lalit Nambiar, UTI Mutual Fund Earnings growth continues to be elusive but economic activity is steady, says Lalit Nambiar, EVP, Fund Manager (Equities) and Head of Research, UTI Mutual Fund. Strengthening adhesives business makes Astral Poly Tech stock analysts' top pick A strong track record, entry into agri-pipe market, switch from procuring to producing raw material—will help Astral Poly Tech improve margins. Mumbai-based startup Talentrack brings artistes and recruiters on one platform The startup allows recruiters to manage and artistes to participate in the hiring process via the firm's mobile app and web-based dashboards. Alternative investment returns monitor: For week ending October 12, 2016 Here's a weekly tracker of returns from Alternative investment avenues such as: Diamonds, Precious Metals, Wines and Coins.

More Newsletters

ET Mutual Fund A weekly round-up of the top news and views

Markets Watch Round up of stock, currency, bond, money and real estate market

Daily Newsletter Special stories that round up the major developments of the day

View All

Follow Us on ET:

About us|Advertise with us|Feedback|Sitemap|Code of Ethics © 2016 Times Internet Limited.

To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here

To unsubscribe or edit your subscriptions please click here