Are you 18? Go through these financial dos and don'ts to secure your future

THE ECONOMIC TIMES Tue, May 12, 2015 | 09:33 AM IST ET Wealth Newsletter Five reasons to invest in a child insurance plan As a parent, your primary duty is therefore to protect the future of your child, and a good way to start is to invest in a child insurance plan. Despite taxation, NPS is a much better option In five to seven years, it will become obvious that NPS returns are much higher than EPF and the service standard and convenience are much higher. Are you 18? Go through these financial dos and don'ts to secure your future A weak foundation leads to flawed perceptions, faulty financial planning and wrong investments. So, it's a good time to start now. Investment mantra: Don't panic, stay invested in equities for long-term gains It is counter-intuitive, but everybody wants to invest more when markets are rising and starts thinking of withdrawing when they fall. Corporate health insurance plan: Is it a complete solution to stay covered? The benefits of this policy can be availed at the time of hospitalization of those covered in the plan typically the employee and dependents. Ten tools for analysing mutual funds to invest smartly These statistics can help you understand what's under the hood of a mutual fund. Quote of the week "Check claim settlement record of health insurer before buying" V Jagannathan,Star Health and Allied Insurance Company Family Finances Getting rid of high debt can help Varmas reach their financial goals To ensure a smooth financial ride, the Varmas must quickly repay their costly personal loans as also correct the skew towards real estate in their overall investment portfolio. Financial Planning Experience vs possession: Keep a tab on your spend to avoid wasteful expenditure The dividing line can be thin and confusing leading to wasteful accumulation of things we do not need, or spends we may end up regretting. Money-making venture Events tech solutions start-up MeraEvents creates online event management ecosystem, provides gamut of services MeraEvents provides in-event technology solutions: check-in and badge printing, facilitating intra-event networking and lending support to exhibitors. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Five things to know about setting up a flexible systematic transfer plan Many mutual funds allow investors to take advantage of market movements by investing more when the markets are low and vice-versa. Five transactions that need your bank account details now In order to enable direct transfer, it is now mandatory to provide bank details in several transactions. Sector-wide consolidation and improving fundamentals will boost Shoppers Stop's valuation The company's standalone revenue grew 9% and its net profit grew 27% on a year-on-year basis. Improvement in EBITDA margin to 6%. Pharma counters look attractive; here's how to invest Given the rich valuations within the sector, the challenge is to select stocks that will live up to high earnings growth expectations. Five spoilers for home loan applicants Your credit history and income are not the only factors lenders consider before giving you a home loan. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here