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Monday, February 24, 2020

How senior citizens aged over 65 years can get optimal health insurance at reasonable cost

THE ECONOMIC TIMES
Tue, Feb 25, 2020 | 08:34 AM IST

ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance
How senior citizens aged over 65 years can get optimal health insurance at reasonable cost
The new plan, Arogya Sanjeevani Policy, will not serve the purpose of those above the age of 65 or those who need a larger insurance cover. The cover is capped at Rs 5 lakh. Thus, it's time to explore some options.
Sensex vs Dow Jones: How Indian and US stock markets compare
The comparison has been done on the basis of the top 5 sectors of both the markets and other fundamentals.
Claiming HRA tax exemption in different rental situations
Here are 3 scenarios young earners are likely to face while claiming tax exemption on HRA and how they can deal with these.
DDT to go in FY20-21: Should you bet on dividend yield stocks, mutual funds now?
The dividend yield of several companies could jump in the short term following the abolition of DDT.
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These 6 stocks with positive auto-correlations can strengthen your investment portfolio
A positive auto-correlation indicates that if a stock has generated positive returns in the past, such returns will have a positive impact on future returns depending on the magnitude of auto-correlation.
Money & relationships: What are men's rights in case of separation?
Given that women are at the receiving end of most marital and financial problems, it's no surprise that men in similar situations are often ignored. Here are the legal rights that married men should be aware of.
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Don't buy a dream house you can't afford
A number of factors combine to make a house purchase a minefield for most of us.
Can married woman claim a right in her grandfather's property?
A woman has a right over the grandfather's property if it has not been devolved or is vested absolutely with her father.
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Financial Calculators

Old or new tax slab regime? Use this calculator to find out
Old or new tax slab regime? Use this calculator to find out
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New LTCG tax calculator: Plan, compute your tax
New LTCG tax calculator: Plan, compute your tax
Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds.
4 ways millennials will spend, earn and live differently from their parents

The millennial needs to understand that their life is not going to be like that of their parents. The yardsticks of success and accomplishment were no longer the same. They could not get bogged down with all this and get anxious about life.

Realty hot spot series: This Mumbai suburb is well-connected to key job hubs

Proximity to the key job and entertainment hubs makes Borivali-Dahisar attractive to home buyers. Properties in this locality are priced between Rs 8,600 per sq ft and Rs 21,300 per sq ft.

Should you use child's education money elsewhere?

While most investors earmark their savings for specific purposes in order to be disciplined, in reality, wealth built over the years is a fungible amount. The question is should it be used based on the changing priority of the household.

How Sensex, gold, 10-year G-sec performed for week ending Feb 20, 2020

Here is a weekly tracker of Sensex, gold prices, bond yields and inflation. The tracker keeps you updated about the changes in the past year so that investors can get an idea of how their investments performed over a long-term.

Stock pick of the week: Analysts are bullish on JSW Energy due to its long term prospects

JSW Energy is now aiming big to increase its capacity. While the company plans to double its power generation capacity in the next 4-5 years, it will try to do so by keeping the debt low and by growing inorganically.

5 accessories to help you get better mobile photographs

You can take your mobile photography to the next level if you have the right accessories. ET Wealth tells you about five must-have add-ons to get creative with mobile photography. Some of them can be purchased from prices starting as low as Rs 199.

What is Arogya Sanjeevani health insurance policy?

Though all companies will launch the policy, it will be called the Arogya Sanjeevani Policy followed by the name of the respective insurance companies. Since there is also 5 percent co-pay for all ages, the premium is expected to be low.

How investors can obtain Mutual Fund Utilities eCAN

The MF utilities platform allow investors to transact and view their fund holdings in one place. A unique common account number is required for this facility. Here's how mutual fund investors can obtain it.

What are overnight mutual funds?

These open-ended debt mutual funds are considered the safest among the debt funds category. They have the lowest risk but remember, they also offer the lowest returns.

Tax optimiser: Engineer Sharma can cut tax by Rs 50,000 via NPS, perks

ET Wealth tells readers how they can optimise their tax by rejigging their income and investments.

MF portfolio doctor: Why Jauharis needs to reduce financial targets to reach them

The mutual fund portfolio doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regards to the money goals. The mutual fund portfolio doctor recommends corrective measures that you should take.

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Financiación de liquidez

Confirming y factoring
 

Uno de los problemas más habituales que nos plantean nuestros clientes son las tensiones de tesorería (normalmente derivadas de sus plazos de cobro a clientes) que les complican los pagos a proveedores y provocan, a largo plazo, un encarecimiento de sus compras.

La primera reacción de muchos empresarios para estos problemas de circulante es buscar un préstamo, un colchón de liquidez que les dé mayor seguridad a la hora de operar.

Pero normalmente no es la estrategia correcta.

A día de hoy, lo mejor para gestionar el circulante de tu empresa son el factoring y el confirming.

Con el factoring puedes reducir tus plazos de cobro a clientes y minimizar así las tensiones de tesorería derivadas de tener que aguantar durante 30, 60 o 90 días (si no más) las facturas emitidas hasta cobrarlas.

Con el confirming la entidad financiera asegura a tu proveedor el pago y le da la opción de adelantarlo con un coste. De este modo, con la venta asegurada y opción de adelantarla, el proveedor está siempre más dispuesto a negociar las condiciones.

También está la opción del "confirming pronto pago" que, con coste para tu empresa (el comprador), financia el pago al proveedor. Es decir, tu proveedor cobra al instante pero tú pagas a la entidad más tarde (hasta 180 días).

Estas son las líneas que más están favoreciendo las entidades a la hora de financiar el circulante de las Pymes.

Si quieres optimizar tu estructura de circulante...

Déjanos tus datos y te llamamos

Carina

Reasons behind Sensex's 807-pt fall | No stopping 12 midcaps that defied meltdown | Gold soars Rs 953 on virus scare

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DAILY BRIEF

Mon, Feb 24, 2020

#Budget#StockScreener#Earnings#ExpertViews#StockRecos
TOP OF THE DAY
Market Movers: Investors lose over ​Rs 3L crore; India VIX spikes 26%
As many as 64 NSE stocks flashed 'sell', as they crossed below the signal line of MACD indicator.
Tech View: Nifty forms 'Bearish Belt Hold' as bears tighten grip
Sensex plunges 807 pts: Here are 4 key factors behind market fall
Gold soars Rs 953 on weaker rupee, global cues
No stopping the 12 midcaps that defied the 2018-2019 meltdown
Mauritius in FATF 'grey list'; worried banks knock Sebi's doors
Rupee slides 34 paise to over 3-month low of 71.98 against US dollar

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4 companies (largecap) appreciated more than 1%
Abbott India 2.68%
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10 companies (largecap) price decreased more than -5%
Aurobindo Pharm -15.96%
Adani Gas Ltd. -10.93%
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52 Week High

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50 companies touched new 52-week high today
MSTC Ltd. 9.98%
IOL Chemicals 8.08%
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