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Monday, October 7, 2019

Best home loan: How to maximise benefits in new interest rate regime

THE ECONOMIC TIMES
Tue, Oct 08, 2019 | 06:36 AM IST

ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance
Best home loan: How to maximise benefits in new interest rate regime
Find out how to select the right lender and optimise benefits under the new regime.
Insurer can't reject your claim if you meet this criteria
New guidelines for health insurance plans issued by IRDAI favour policyholders but premiums could rise.
Podcast: What you should know before investing in gold this festive season
In this week's ET Wealth Wisdom podcast, we will tell you why gold is not a good investment.
These 5 stocks are at their 10-year lows. Should you invest in them?
Among stocks that are close to 10-year lows, these five are expected to give good upside potential as per consensus analysts' estimates.
YouTube crafts a new India strategy
India is at the centre of the platform's global march in new business categories.
Time for Titan to look beyond gold
It needs a holistic vision on how to improve store openings and maintain like-to-like sales growth.
Jio takes on Airtel and Vodafone Idea again
Now the battle shifts to ring time and interconnection usage charges even as price wars ease.
From our Partners
Evolving Change in Consumer Behaviour for Individual Lending
Bureau Score Evolution – Capturing the changing retail lending landscape | Interpreting the bureau scores as evolved over time | How the CreditVision® Score works?
From our Partners
Evolving dynamics of MSME lending industry – A perspective from MSME Pulse by Vipul Mahajan
Gain insights on where are new-to-credit MSMEs are coming from and who is lending to them
Another KYC scam doing the rounds: Here's how you can protect yourself
A new scam has proliferated across the country in the past few months. Here's how it works.
On a budget this festive season? Here are 8 gadgets you can gift below Rs 6,000
​​​Everyone loves a good pair of headphones. There are multiple choices available ranging from large over the ear headphones to wireless earbuds.
Top Mutual Funds
SCHEME NAME RATING 3 YRS(%) 1 YR(%) 6 M(%) 1 M(%)
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Mirae Asset Large Cap Fund Direct- Growth
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10.65 10.52 -3.09 0.70
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Mirae Asset Large Cap Fund Regular- Growth
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9.70 9.31 -3.62 0.61
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Motilal Oswal Focused 25 Fund Direct-Growth
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9.39 16.09 4.19 5.69
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FeaturedDSP Small Cap Direct Plan-Growth
★★★★★
-1.65 -2.28 -11.47 1.24
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Earning more does not guarantee wealth creation. Here is why
You must focus on paying off your debts at the earliest so that you are relieved of unnecessary financial burdens.
Kill these 10 financial evils this festive season
These 10 financial habits are eroding your wealth. Here's how you can get rid of them.
FEATURED SLIDESHOWS
From 0ct 1, these 5 changes that will impact your personal finance
From 0ct 1, these 5 changes that will impact your personal finance
Things to keep in mind while buying travel insurance
Things to keep in mind while buying travel insurance
Not being able to sell yourself will kill your career
Not being able to sell yourself will kill your career
How to get a smart home set up under Rs 30K
How to get a smart home set up under Rs 30K
More Slideshows

Financial Calculators

New LTCG tax calculator: Plan, compute your tax
New LTCG tax calculator: Plan, compute your tax
Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds.
Tax Impact Calculator
Tax Impact Calculator
This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay.
Money & relationships: Preparing yourself and parents financially for their medical expense

Here's how to financially prepare yourself and your parents for medical problems and emergencies that they may face after retirement.

Stick to these 2 basic tenets of saving and you can sail through any market crisis

There are two basic tenets of saving. They held true a decade ago and hold true today.

Only 18% senior citizens have health insurance: Survey

As per the Survey report, 42 per cent of the respondents sometimes feels insecure about financial matters.

Use this MS Excel tool to manage your financial goals

Goal Seek is an easy tool that helps investors modify calculations according to their requirements.

5 rules you and your child should follow to manage their higher education expenses

Teach the young ones to fend for themselves. You should only provide the safety net.

Realty hot spot series: A well-known residential and commercial area in Gurgaon

The DLF areas are well-connected to key job hubs, retail infrastructure and prominent schools.

Stock pick of the week: Cut in corporate tax a good entry opportunity into Shriram City Union

The recent reduction in corporate tax is good news for Shriram City Union Finance. Its EPS for 2019-20 and 2020-21 are expected to go up by around 12%.

Investors should consider SIP in debt mutual funds: Amandeep Chopra, UTI AMC

"One of the key learnings from IL&FS has been around the credit opinion built relying on external agencies."

How to consolidate your mutual fund portfolio

All folios held in the fund should be mentioned in the application. The target folio into which all other folios need to be consolidated should also be mentioned.

All you need to know about equity valuation

Absolute valuation method attempts to find the 'true' value of a stock based only on fundamentals such things as dividends, cash flow and growth rate of the company.

MF portfolio doctor: Mathur can reach goals easily, but needs to reduce clutter in his portfolio

The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals.

Family finance: Goyal should link investment to goals, increase insurance cover

Kolkata-based Sandip Goyal's goals include building an emergency corpus, buying a house, saving for the child's education and wedding, and retirement.

Alternative investment returns monitor: For the week ending October 2, 2019

Here are the alternative investment options with their returns, for the week ending October 2, 2019. The proportion and purpose of these is vastly different.

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12th Century Stone Inscription Used to Cover Roadside Drain in Dindigul

Heritage enthusiasts from Coimbatore found a 12th century stone inscription being used as slab to cover a roadside drain at Neikkarapatti near Palani in Dindigul district.
 

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12th Century Stone Inscription Used to Cover Roadside Drain in Dindigul

Heritage enthusiasts from Coimbatore found a 12th century stone inscription being used as slab to cover a roadside drain at Neikkarapatti near Palani in Dindigul district. Based on a tip from a local resident, the heritage enthusiasts, who were at Palani to attend a seminar on archaeology, visited the spot and found the inscription.
 

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Sin bancos

Líneas de financiación sin bancos

 

Préstamos de fondos de inversión

Operaciones sin avales ni garantías a partir de 500.000 euros y hasta 15 millones. Periodos de amortización de hasta 7 años con un máximo de 4 de carencia.

Crowdlending

Préstamo en masa que no lleva asociados otros productos, no computa en Cirbe y no exige que se perpetúe la relación prestamista/prestatario.

Pagarés corporativos

Para empresas en crecimiento. Producto muy flexible que actúa como reserva de tesorería y permite regular desfases puntuales.

Leaseback y Rentback

Venta y posterior arrendamiento financiero de inmovilizado material. Condiciones (plazos y costes) muy favorables y ventajas fiscales.

Renting y Leasing

Líneas óptimas para la inversión en maquinaria. Aunque tanto el Renting como el Leasing se verán reflejados en el pasivo de la empresa, el Renting no computará en Cirbe.

Factoring y otras líneas de descuento

Adelanto de derechos de cobro (pagarés, facturas, recibos, contratos...) propiedad de la empresa para reducir las diferencias temporarias entre cobros y pagos y disponer de liquidez.

Si quieres saber más, analizamos tu caso sin compromiso...

 
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Half of 'euphoric' wealth gone | What made Big Pharma bleed? | Sabharwal's top stock picks for next 3 years

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DAILY BRIEF

Mon, Oct 07, 2019

#CrudeOil#SmallcapHunters#IPOs#ExpertViews#StockRecos
TOP OF THE DAY
Half of 'euphoric' wealth gained in tax cut rally fizzled out
Data showed the domestic equity market gave up half the gains that it had amassed.
Jhunjhunwala, Ambani, Dhoni & much of D-St awaiting these IPOs
I burnt fingers trying to bet on #ChangingIndia, says Porinju
Tech View: Nifty forms bearish crossover, may see more weakness
Ridiculous rituals can't help you win in market, but the basics can
After Market: Big Pharma taken ill, YES surges, Zee rebounds
Sandip Sabharwal's top 3 picks for next three years

Top Gainers

NSE
1 company (largecap) appreciated more than 5%
Zee Ent. 6.19%
More from Gainers

Top Losers

NSE
5 companies (largecap) price decreased more than -5%
Aurobindo Pharm -18.97%
Piramal Ent. -7.18%
More from Losers

52 Week High

NSE
20 companies touched new 52-week high today
ATN Intnl 12.50%
Mahickra Chemicals Ltd. 7.45%
More from 52 Week High
AdvertorialPenalty you will pay for missing ITR filing deadline and who won't have to pay
If you file your return after midnight of Aug 31, then you are liable to pay a late fee of upto Rs 10,000.
AdvertorialGen 5 Fossil Touchscreen Smartwatch comes with Google Assistant, multi-day battery life
The inbuilt speaker allows the wearer to answer phone calls right from the wrist.
YES in talks with Microsoft for stake sale; stock climbs 9%
A Reuters report quoting Mint suggested that Yes Bank is in talks with Microsoft and two other tech firms for ...
Reliance Mutual Fund renamed as Nippon India Mutual Fund
CDSL freezes DHFL's promoter holding for delay in Q1 results
It is amazing that India is still growing at 5%: Nilesh Shah
RECOMMENDATIONS
Voltas Ltd. Buy
Reliance Industries Ltd. Buy
Apollo Hospitals Enterprise Ltd. Buy
Indian Hotels Company Ltd. Buy
Tata Consultancy Services Ltd. Buy
Aurobindo Pharma, Glenmark crack on USFDA observations
Aurobindo Pharma plunged 19% after USFDA flagged lack of good manufacturing practices at the Telangana plant.
Nifty's lower trading range shifts higher; VIX signals volatility
View: Investors are caught in a global tug of war
NBFC crisis makes it hard to cut bond losses
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