News Digest: In BJP's Himachal victory, reverses lay bare old rivalry

		THE TIMES OF INDIA
		Wednesday, December 20, 2017
		Today's Headlines

		India
		In BJP's Himachal victory, reverses lay bare old rivalry 'Decision to shift seat came a bit late, didn't get enough time to campaign' PM meets cyclone Ockhi victims in Kerala, vows help More India News»

		Business
		Consumer nod must for changing subsidy-receiving bank account: UIDAI The notification follows complaints of government grants, particularly LPG subsidy, being credited into the last account authenticated using national biometric ID, Aadhaar. 'Tata Tele, Reliance Jio, 3 others understated revenue by Rs 14,800 crore' As per the report of Comptroller and Auditor General of India (CAG) tabled in Parliament, government was paid Rs 1,015.17 crore less in licence fee, Rs 511.53 crore in spectrum usage charge, and Rs 1,052.13 crore as interest applicable on delay in payment. Airtel deposits 'interim penalty' of Rs 2.5 crore with UIDAI Airtel is learnt to have given the assurance that it will return Rs 190 crore that had flown into the 'unsolicited' payments bank accounts of 31 lakh mobile subscribers over the next 24 hours and will also inform the customers that their subsidy-linked account is being switched back to the originally-chosen account. More Business News»

		Environment
		Top polluter China unveils nationwide carbon market China, the world's biggest polluter, unveiled plans today for a national carbon market likely to become the world's largest exchange for emissions credits. Environmentalists praised the move as an important step in the battle against climate change as China burns more coal than any other country. Lizard, turtle among more than 100 new species found in Mekong region A Vietnamese 'crocodile lizard' and a Thai turtle found on sale in a local market are among more than 100 new species discovered in the ecologically diverse but threatened Mekong region last year, researchers said Tuesday. Rights groups for amendment in compensatory afforestation law Highlighting discrepancies in carrying out compensatory afforestation across the country, leading forest rights groups and tribal organisations have submitted a petition to a parliamentary panel demanding repeal or amendment of the Compensatory Afforestation Fund Act to safeguard interests of 200 million forest dwellers who depend on forests for their livelihood. More Environment News»

		World
		Saudi Arabia intercepts missile fired towards Riyadh A spokesperson for the Houthi movement said a ballistic missile targeted the royal court at al-Yamama palace, where a meeting of Saudi leaders was under way. There was no official word on this assertion, but a royal family member appeared to confirm the missile was aimed at a royal palace meeting. Rome's Christmas tree needled for losing lots of needles Rome's official Christmas tree is losing so many needles so fast it has become a jolly joke for city residents. The 21-meter (70-foot) high tree, which was lit up on December 8, started shedding needles badly as soon as it was hoisted in place in the middle of bustling Rome's main square, Piazza Venezia. Egypt court sentences presidential hopeful to 6 years An Egyptian military court on Tuesday sentenced an army colonel to six years in prison after he announced his intention to run against President Abdel-Fattah el-Sissi in next year's elections, his defense lawyer told The Associated Press. More World News»

		Entertainment
		5 memorable dialogues from 'Munna Bhai MBBS'  Akshay Kumar poses for a quirky holiday picture As the festive occasion of Christmas draws near, Akshay Kumar was seen reveling in the festive spirit. Taimur and Inaaya to be classmates at Oxford? More Entertainment News»

		Science
		Designer gold nanoparticles could combat deadly viruses Scientists have created designer gold anti-viral nanoparticles that can bind to a range of viruses - such as dengue and herpes - and prevent them from infecting cells. 'Brain lesions could trigger criminality' Gravity waves force Jupiter jet stream to change direction A NASA-led team has found that gravity waves force an east-west jet stream speeding through the atmosphere high above Jupiter's equator to change direction on a schedule almost as predictable as a Tokyo train's. More Science News»

		Sports
		IPL auction on January 27, 28 in Bengaluru "Since most of the capped players will be back in auction, it will be a mega auction that will be held in Bengaluru on January 27 and 28. Since Bengaluru has been hosting all previous auctions, that was the choice of franchises," a senior BCCI official said on Tuesday. Complex scheduling issues but no alternative: Gopichand "Scheduling affects the entire world, not just India. But the fact that we have the Commonwealth and Asian Games, which are important, makes it a lot more complex for India," Gopichand told reporters on the sidelines of the launch of a sports foundation. Govt to privatise stadiums under SAI to improve service quality "We are keenly thinking of privatising some of our stadia to have better operations in terms of delivering sports to the sportspersons. There was a general study on how the stadia can be improved. The fact is that there is need to improve the way stadia are administered," Rajyavardhan Singh Rathore said. More Sports News»

		Technology
		Bengal mulling 'blockchain' to protect records stored online Mamata government's proposed Cyber Security Centre of Excellence would be entrusted to execute the new 'blockchain' mechanism, officials revealed. Asus ZenFone Max Plus (M1) with bezel-less display launched Taiwanese smartphone maker Asus has launched another bezel-less smartphone ZenFone Max Plus (M1) in Europe. Italian budget commission approves web tax on digital services The budget commission of Italy's lower house approved on Tuesday a measure obliging companies to pay a 3 percent levy on some internet transactions in a move aimed at bypassing EU tax rules that benefit large tech firms. More Technology News»

		Education
		Parliament clears bill empowering IIMs to grant degrees, set up campuses abroad Providing statutory powers to the IIMs, the Bill enables the institutions to set up centres of management studies and allied areas outside India. It should be in accordance with guidelines laid down by the govt and in accordance with the provisions of the laws in force in such foreign country. Decision to change Dayal Singh College (Eve) put on hold: Govt APTET 2017 Registration Open, last date to apply is December 31 The registration process for APTET 2017 has begun today on the official website of Commissionerate of School Education, Andhra Pradesh - cse.ap.gov.in. The Andhra Pradesh Teacher Eligibility Test (APTET) is a state-level eligibility test for the candidates who wish to take teaching job in the state government schools, zilla parishad, municipality, mandal parishad, private aided as well as un-aided schools in Andhra Pradesh. More Education News»

		Mumbai
		Inter-faith discord? Wife abducted, man blames in-laws HC faults Thane tree authority, fellings on hold Fatal shortcut on railway track: Seaman's wife, son run over More Mumbai News»

		Delhi
		'Driverless' metro train goes through a wall Thieves drill hole in bank wall, steal Rs 1cr The criminals drilled their way into the bank through the boundary wall of a vacant plot next to it.They pulled out the CCTVs and the digital video recorder. Building ready but funds crunch holds up new Safdarjung blocks The faculty body of Safdarjung and VMMC, the medical college attached to the hospital, has now written to PM Modi to intervene. The new emergency block will have 500 beds, including 100 ICU beds, and 17 operation theatres - the largest for any public hospital in the country. More Delhi News»

		Bangalore
		ACB probe into KHB scam seen as tactic to intimidate Devegowda PIL seeks removal of 23,000 unauthorized hoardings Bengaluru feels the chill but Met dept says it's normal winter More Bangalore News»

		Hyderabad
		Fraudsters get card info from Delhi Jharkhand brains behind ATM frauds in the Hyderabad Poultry gets hormone taint, but organic way needs official stamp More Hyderabad News»

		Chennai
		Karnan to walk out of prison today He is bold, happy and confident" is how a friend described retired judge Justice C S Karnan, on the eve of his release from a Kolkata jail. To curb graft, TN government bans cash transactions at sub-registrar offices There will be no more cash transactions allowed in sub-registrar offices across the state, as the government has sent a detailed circular to registration offices asking them to adopt cashless transactions. Campaign ends; Election Commission goes into a huddle More Chennai News»

		Ahmedabad
		Seats with narrow victory margins up this year OBC numbers go up in House Camaraderie of agitation leaders: Mevani calls on Hardik More Ahmedabad News»

		Allahabad
		Budding professionals to learn spiritualism basics at Magh Mela Budding techies, doctors and other professionals will be converging on the banks of Ganga during Magh Mela commencing from January 2, 2018 to learn about spirituality, astrology and vastu from prominent seers and saints at the camps of spiritual and religious organisations. High court issues notice to Ramdev in Noida land case Acting on a contempt petition, the Allahabad high court on Monday issued notice to Patanjali Ayurved Ltd director Baba Ramdev for alleged disobedience of high court order in food plaza matter of Noida. After defeats in 2 states, UP Congress organises 'EVM puja' Following the party’s defeat in Gujarat and Himanchal Pradesh assembly elections, the members of district Congress Committee organised 'EVM puja' on Monday alleging that voting machines were hacked. More Allahabad News»

		Bhubaneswar
		State govt to hold investor outreach activities ahead of 'Make in Odisha 2018' Odisha promises free diagnostic services from January 1 The state government on Tuesday announced free diagnostic services in all government hospitals and free dialysis for kidney patients in most of the headquarters hospitals from January 1. No anti-incumbency factor for BJD govt: Odisha CM Odisha chief minister and Biju Janata Dal (BJD) president Naveen Patnaik on Tuesday claimed that his government would not face an anti-incumbency factor in the next state Assembly election. More Bhubaneswar News»

		Bhopal
		Party's booth structure stronger in MP than Gujarat, claims Congress Rewa abduction: Rs 22 lakh demanded for duo's release A day after two youths were abducted by Rajauwa gang in Rewa district, a ransom of Rs 11 lakh for each was demanded by the gang of dacoits for releasing them, sources said. Minor detained for molesting Class 1 student A 16-year-old boy had been allegedly molesting a Class 1 girl for the last six months. The 6-year-old’s mother registered a complaint with Hanumanganj police on Sunday. More Bhopal News»

		Chandigarh
		Italy-bound Punjabi dies after traffickers' swim-to-Croatia push A youth from Gidarpindi village of Jalandhar district, who was flown from Delhi to Serbia on way to Italy, drowned after being allegedly forced by human traffickers to negotiate a river to reach Croatia. Zooming past the rest Allegations against Dr Manmohan Singh denigrated PM's office: Navjot Sidhu More Chandigarh News»

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The crucial 7 years: Financial mistakes you should avoid

THE ECONOMIC TIMES Tue, Dec 19, 2017 | 06:30 AM IST ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#tax filing,#income tax,#critical illness,#taking a personal loan,#tax saving

The crucial 7 years: Financial mistakes you should avoid Much like the proverbial 7-year span leading to marital woes, here are the crucial periods when poor financial decisions can cause monetary problems. Why buy a cryptocurrency when you can issue it? You too can go ahead and start a new cryptocurrency, if you have advanced coding skills, or if you can partner with an expert programmer. Aadhaar: Everything you need to know about it Haven't linked Aadhaar with various services yet? Here is a collection of stories that can solve all your Aadhaar linking problems. From our Partners From investment options to wedding loans, easy steps to plan your dream wedding Weddings are a grand affair in India and require a lot of planning. While we have all dreamed about having a fairytale like wedding in some point in our lives, we often forget or neglect the planning and preparation that it requires. From our Partners Are you buying insurance blindly? Find out Thousands of buyers sign up for insurance policies every year only to terminate them prematurely. Find out how to avoid such losses. These 9 strategies can help you retain or find a job in 2018 If you were looking for a job, 2017 was a harrowing time. Here is a look at the possible job trends for 2018 and your strategy for dealing with an uncertain future. Top 5 skills that are required to retain a job in 2018 Where survival is at stake, a company needs answers that reduce costs while increasing outcomes. It needs you to be acutely aware of costs and revenue. Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) JM Core 11 Direct Plan-Growth 0.79 12.04 42.80 17.72 Mirae Asset India Opportunities Fund Direct- Growth 1.63 12.50 37.57 17.01 Kotak Select Focus Fund Direct-Growth 1.36 8.99 34.57 16.61 JM Multi Strategy Direct Plan-Growth 2.03 8.69 39.07 16.55 Invesco India Growth Fund Direct-Growth 1.44 14.22 39.40 16.51 FeaturedDSPBR Dynamic Asset Allocation Fund Direct-Growth ★★★★★ 0.92 3.69 12.36 9.06 Start SIP Why you shouldn't judge a mutual fund only by size There's a perception that bigger mutual funds are better. However, this misplaced belief could lead to poor investment decisions. Should you buy a plot as an investment? If you have limited or no assets, beginning with a large, indivisible asset such as a piece of land could be a bad idea.

Financial Calculators Tax Impact Calculator This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Stocks of these regional dairy firms may give good returns Most dairy companies declared good results in the second quarter of 2017-18. They are expected to report even better numbers in the coming quarters. Planning to be an entrepreneur? Ask yourself these 5 questions first So you want to be an entrepreneur. However, before you embark on your dream business, ask yourself some tough questions and answer them honestly. Turn these 7 deadly sins into virtues to get rich For one, you can put procrastination to good use because equity gives better returns over the long term compared with other asset classes. Stock pick of the week: Why analysts are bullish on Gujarat Gas Ltd Likely improvement in margins, expected rise in demand, expansion to more districts, among other things has made Gujarat Gas analysts' pick of the week. How to merge two or more EPFO accounts With the introduction of the Universal Account Number, it is possible to consolidate multiple accounts into one single account for each EPFO member. Paying for child's education is the most important financial commitment for 44% Indians: HSBC survey Out of the 500 parents who were surveyed for the study in India, it was found 96% of parents have at least one child in paid-for education. Here are more findings from the HSBC survey. Indians looking for bigger, better homes: Magicbricks survey The survey also revealed a positive shift in pent-up demand for larger houses in the affordable housing category. Smart things you should know about depository Companies become members of depositories and keep electronic records of all their issued equity and debt securities with the depositories. Tax Optimizer: How salaried Gupta can further reduce his tax outgo by 28% Taxspanner estimates that Gupta can reduce his tax further if his company offers him the NPS benefit and he invests more in the pension scheme himself. Tata Ethical Fund: An inconsistent performer With a 10-year return of 7.62%, the fund has underperformed the category average (8.63%), while faring marginally better than the benchmark (7.11%). Startup Xapads Media helps advertisers find target audience and publishers optimise revenue This Noida based ad-tech startup assists advertisers in finding the target audience and publishers in optimising revenue. Alternative investment returns monitor: For the week ending Dec 13, 2017 Here's a weekly tracker of returns from such investments. But don't compare these traditional investments as the and purpose of these investments is different.

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