News Digest: Ahead of polls, 18 oppn parties plan string of protests

		THE TIMES OF INDIA
		Wednesday, October 25, 2017
		Today's Headlines

		India
		Ahead of polls, 18 oppn parties plan string of protests 30% jump in applicants after Army eases height rule The Indian Army’s decision to reduce the minimum height requirement for recruits from Himalayan states has resulted in a substantial increase in the number of aspirants applying to pre-recruitment training camps, with the figure shooting up by as much as 30% in Uttarakhand alone. Enforce law for journos' safety: Centre More India News»

		Business
		Murthy stands firm on allegations, questions Infy board again Infosys Founder N R Narayana Murthy on Tuesday said he was disappointed with core questions still unanswered, which includes how and why Infosys board approved an unusual and unprecedented severance payment agreement of 1000 per cent to former CFO Rajiv Bansal. Search for next CEO progressing well, says Infosys The Bengaluru-based company has set a deadline of March 2018 to fill the top vacancy following the abrupt resignation of former CEO Vishal Sikka in August after a spate of allegations pertaining to governance issues by co-founder N R Narayana Murthy. Markets keep rising steadily, Sensex closes 100 points up More Business News»

		Environment
		Delhi govt faces NGT wrath over use of plastic in city Protecting Olive Ridley sea turtles in Odisha The preparations for safe nesting of the rare marine species have been reviewed by the government officials and the departments of forest, fisheries & animal resources and marine police were directed to operate in close coordination to ensure strict enforcement of the conservation rules. Delhi zoo aims for 'model zoo' status More Environment News»

		World
		Saudi crown prince defends his social reforms The prince said that "we want to go back to what we were: moderate Islam," speaking during a rare public appearance at a major investment conference in Saudi Arabia today. Jailed Hong Kong activist Joshua Wong released on bail Wong, 21, who became the face of the mass pro-democracy protests while still a teenager, was jailed for six months while Law, 24, was imprisoned for eight months. Trump's Empire State Building doodle fetches $16,000 The picture, which carries Trump's signature, dates to 1995 when Trump owned a stake in the iconic 102-story Empire State in midtown Manhattan and was locked in a lease dispute. More World News»

		Entertainment
		Ranveer Singh to not promote 'Padmavati' with Deepika Padukone and Shahid Kapoor on 'Bigg Boss 11'? According to reports, Ranveer Singh will not be a part of the promotions while the ‘Padmavati’ cast will head out to the sets of ‘Bigg Boss 11’. Kapil Sharma opens up about his spat with Sunil Grover Kapil was quoted saying, "I was upset. There was no fight between Sunil and me. I love him and I was upset, as an artist on the set of 'Firangi' had passed away but I couldn't cancel the Australia show." Niharika Singh on affair with Nawazuddin Siddiqui Actor Nawazuddin Siddiqui in his recently launched biography titled 'An Ordinary Life: A Memoir' has revealed that he was in a romantic relationship with his 'Miss Lovely' co-star Niharika Singh More Entertainment News»

		Science
		War could leave mark on DNA, new research shows Scientific research published last month in the journal PLOS One has indicated that mitochondrial DNA (mtDNA) of war veterans might be damaged by their experience. The study, which focused on mtDNA, included 21 veterans with Gulf War illness (GWI) and seven controls, website Science Daily reported. Agricultural university scientists develop linen yarn for the first time in India In what could be a landmark innovation, scientists at Indira Gandhi Krishi Vishvavidyalaya (IGKV) have developed yarn of linen cloth from flax plant – a first in India. So far, Indian linen fabric manufacturers have had to import yarn due to its unavailability in India. 'Daydreaming' brain network helps us perform routine tasks More Science News»

		Sports
		Rahul Dravid downplays Virat Kohli's 'rest' rumours Former India captain and current Under-19 cricket team coach Rahul Dravid on Tuesday downplayed speculations over Virat Kohli being denied rest during the Test series against Sri Lanka next month. Khanna slams Amitabh Choudhary for misleading members A stung BCCI president CK Khanna, who was accused of not pushing the Lodha committee's administrative reforms during two SGMs, launched a counter-attack against acting secretary Amitabh Choudhary and termed the allegations as "ludicrous". WTA Finals: Venus survives three-hour Ostapenko epic Ageless Venus Williams revived her WTA Finals campaign with an epic three-hour, three-set victory over error-prone, 20-year-old Jelena Ostapenko on Tuesday, dealing a big blow to the French Open champion's hopes. More Sports News»

		Technology
		FiiO F9 and F9 SE triple driver in-ear earphones launched in India, price starts at Rs 7,290 China-based audio products and accessories maker FiiO has launched its two latest hybrid IEMs in India. Acer Predator Triton 700 gaming laptop launched in India at Rs 2,99,999 Taiwanese tech giant Acer has expanded its product portfolio with the launch of Predator Triton 700 gaming laptop in India. 10 full-HD TVs under Rs 20,000 you can consider Are you planning to buy a full-HD TV on a tight budget? Worry not, we've got you covered. Here we list out 10 full HD TVs that are under Rs 20,000 that you may consider buying... More Technology News»

		Education
		CAT 2017 registers highest number of women candidates in 5 years The fairer sex has done fairly well when it comes to registering for Common Admission Test (CAT) 2017, to make it to the Indian Institutes of management and other leading B-schools. IIM Lucknow signs MoU with Axis bank Axis bank, in a statement, said, through Axis WE Lead, they wish to reinforce their commitment to initiatives beyond mere placements whilst focusing on leadership, nurturing and inclusivity by developing mid-managerial talent among women. IIM Kozhikode sees 25% jump in average stipend The institute wrapped up the summer placements for 375 students in a record four days, bettering its earlier best of six-and-a-half days. Sixteen students opted out of the process. More Education News»

		Mumbai
		Nine days on, imam held for minor's rape Nine days after registering a minor girl's rape case, JJ Marg police on Monday arrested an imam of a mosque in Nagpada and booked him for rape and under the Protection of Children from Sexual Offences Act. State goes Swiss Challenge way on tenders for projects The Maharashtra cabinet has approved for the state the much-talked-about Swiss Challenge method of initiating and carrying out projects. The government is also considering amendments to laws on procurement and contract allotment so that the new method can be accommodated. Panic after six train coaches get detached Six coaches packed with commuters got detached from a 12-car train on its way to Panvel from Thane on the Trans-Harbour corridor on Tuesday , causing panic among passengers and Central Railway officials. More Mumbai News»

		Delhi
		Hemraj's widow wants to move apex court, says CBI messed up The family of Hemraj Banjade, who was killed along with Aarushi Talwar on the intervening night of May 15-16, 2008, plans to move the Supreme Court to identify the murderer. They are accusing the CBI of messing up the investigation and say that justi ce has been denied to them. 22-year-old shot in North East Delhi, cops probe gang angle A 22-year-old man was shot dead by assailants on motorcycles in northeast Delhi’s New Usmanpur on Monday night. Police officers said they are yet to identify the suspects. Fresh review of DMRC must: CM Chief minister Arvind Kejriwal wants the Centre and Delhi government to nominate an equal number of members for an expert committee that will review the functioning of Delhi Metro Rail Corporation (DMRC). More Delhi News»

		Bangalore
		Karnataka has half a day of coal, faces serious concerns in light of coal scam The state government has declared an “emergency” for the Karnataka power corporation limited (KPCL) to transport coal from western coal fields to the thermal power plants in state. Minimally invasive trans-catheter aortic valve replacement is a boon for geriatry, says doctor BENGALURU: A 79-year-old visiting a city hospital with a history of diabetes, hypertension and compromised kidney function was diagnosed with 70% aortic stenosis – narrowing of aortic valve between the left ventricle and aorta. EDM lovers, rejoice. FiveSixZero is back! Bengaluru’s biggest electronic music festival is happening on November 4 More Bangalore News»

		Hyderabad
		Abducted infant boy feared dead in Hyderabad A four day old boy who was abducted by an unknown woman from Niloufer hospital, on Sunday is "feared to have been dead", said Hyderabad police on Tuesday night. Police took the woman into custody along with her husband to confirm the suspicion and the motive for abduction. CM KCR stresses on ensuring adequate water supply to farmlands Telangana chief minister Chandrasekhar Rao has urged the senior ministers to ensure that adequate water supply has been provided to the farmlands. He further affirmed that the government was ready to release necessary funds for the upcoming projects. Woman biker who rode against depression dies in Hyderabad car crash Sana Iqbal, the 30-year-old biker from Hyderabad, who was fought depressed started her first journey in November 2015, hoping a bike accident on the highway would bring a quick end to her misery. ​ More Hyderabad News»

		Chennai
		A `Mersal' jackpot: Rs 170 crore in 1 week IV Sasi, veteran filmmaker, dies at 69 in Chennai Madras high court: Don't erect banner, hoarding of a living person More Chennai News»

		Ahmedabad
		Animal ambulance attending to 47 emergencies daily Only 10% calls to control room are 'productive' Western Ahmedabad worst hit by dengue In civic body hospitals and urban health centres alone, around 250 cases of chikungunya and dengue were reported over the past month-and-a-half, indicates data of the Ahmedabad Municipal Corporation (AMC). Of these cases, 116 were reported in October. The western part of the city is the worst affected. “Increasing number of cases are being reported in West Zone and New West Zone,” said Bhavin Solanki, the medical officer of health, AMC. More Ahmedabad News»

		Allahabad
		Nine held for smuggling rectified spirit Sleuths of special task force, on Tuesday, busted an inter-state racket involved in smuggling of rectified spirit for illegal production of liquor and arrested its nine members near Gauriya talab area of Khaga block in Fatehpur district. Yogi Adityanath lauds policemen for killing dacoits Chief minister Aditya Nath Yogi on Monday congratulated police officials for killing dreaded dacoits. In a review meeting at the collectorate, he said, “I want police to continue their work. There are several dacoits who are still a terror in the region and I want police to either put them behind bars or eliminate them“. CM Yogi Adityanath: Chitrakoot pivotal in govt plan to generate jobs for youth More Allahabad News»

		Bhubaneswar
		Odisha will be the 'Focus State' at World Food India-2017 Jharsuguda airport ready for operation by November The airport at Jharsuguda is ready to start operation by November first week under Centre’s Regional Connectivity Scheme-Ude Desh Ka Aam Nagrik (UDAN) programme. BJD maintains equal distance from Cong, BJP: Naveen Patnaik The chief minister's remarks prompted Rout, who is also the BJD vice-president, to say that his suggestion was his "personal opinion". More Bhubaneswar News»

		Bhopal
		Integral humanism must to bridge rich-poor gap in society: CM BMC identifies 10 dengue-risk zones Gopal Bhargava's emotional tweet after uncle's death goes viral More Bhopal News»

		Chandigarh
		Pugilist Durgesh cries foul, knocks high court door CABA favouritism case: Hearing deferred to Jan 30 next year Harmanpreet Singh, the ace up India's sleeve More Chandigarh News»

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4 critical steps to save more and grow your wealth

THE ECONOMIC TIMES Tue, Oct 24, 2017 | 06:30 AM IST ET Wealth Newsletter

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4 critical steps to save more and grow your wealth To build wealth, investors need to heed a number of nudges, though the desired outcome will lie in their ability to walk that final mile. A must know for all debt mutual fund investors: The 16 new fund categories Debt fund categories have mostly been defined based on the maturity and type of instruments they invest in. Risk profile of the categories vary accordingly. Why arbitrage mutual funds score over debt funds While equity funds may appear risky at this juncture, arbitrage funds, a category of equity funds stand out as relatively free of risk. From our Partners Executive Programme for that extra edge in Data Analytics In a technology-driven world, information is flowing from all directions, defining that line is the real challenge for organisations. From our Partners Watch the movie you like; Become a Lakhpati as well For easy solution to the tiresome metropolitan life, Malls and Cinema halls provide a good leisure to the time starved working couples. Psychologically, these weekend getaways uplift the mood, but financially they burn a hole in the pockets. This week we are talking about movies, how we can enjoy the Movie and become a Lakhpati too. Why active large-cap mutual funds are losing their edge over passive funds Amid rising AUMs and high expense ratios of active large-cap funds, their outperformance vis-a-vis passive funds has fallen. 10 biases that make you spend more and how to avoid them Find out how cognitive biases can fool you into overspending while shopping and the steps you can take to avoid these. Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) Mirae Asset India Opportunities Fund Direct- Growth -0.22 15.64 24.22 18.30 Invesco India Growth Fund Direct-Growth 0.88 17.26 25.31 18.08 Motilal Oswal MOSt Focused 25 Fund Direct-Growth -1.89 9.71 21.55 17.79 Mirae Asset India Opportunities Fund Regular- Growth -0.28 15.24 23.33 17.38 SBI Bluechip Direct Plan-Growth -0.76 11.15 15.62 16.99 FeaturedDSP BlackRock Small and Mid Cap Direct Plan-Growth ★★★★★ 1.68 10.34 21.39 23.62 Start SIP Should you invest in Motilal Oswal's digital gold scheme? The scheme allows investors to buy gold in denomination as low as Rs 500 and in Re 1 multiples thereof on the mobile app and web platform. Eliminate these seven "evils" while building an equity portfolio What returns you receive in a given year are difficult to control, but long-term returns will be driven on your ability to eliminate as many risks as possible.

Financial Calculators Tax Impact Calculator This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

7 steps to succeed in the job you have been promoted to This is the time to learn a whole bunch of new things and work with a new set of people with different priorities. Read on for the rules for success after a promotion. How Nobel-winner's idea of 'nudging' can be used to make the right personal finance choices Nobel laureate Richard Thaler's idea of a 'nudge' can be used to improve the choices people make in personal finance. Or can it? The possibility of an earnings revival in this fiscal is remote: Ajay Tyagi, UTI AMC "Earnings in 2017-18 will be weak on account of a combination of factors," Ajay Tyagi Executive Vice-President, Equity, UTI AMC How new breed of entrepreneurs are running businesses successfully without bank loans As the festival season begins, small entrepreneurs emerge to help make your celebrations special, while making money for themselves in the process. Why operating profits of a company can mislead you while investing Investors should not get carried away with a company's numbers based on its EBITDA, or operating profit alone. Here is why. When do you need a financial adviser? Pratap represents a large segment of well-paid professionals who are unable to manage their money. Paperwork and time are the biggest challenges. Steps in buying an online term insurance policy One can buy an online term policy either by visiting the insurance company's website or through a life insurance aggregator website. Average income of expats in India among highest globally: HSBC Expat Explorer survey According to a HSBC Expat Explorer report, $1,76,408 is the average gross personal income of an expat in India annually. What is money weighted rate of return? Money weighted rate of return helps to assess personal portfolio performance relative to your individual financial plans and projections. Family Finance: Delhi-based Sapras need to increase equity investment to meet goals The Sapra's goals include saving for emergencies, future child's education and wedding, retirement and vacation. The challenges thrown up post-GST are transient: Manish Kumar, ICICI Prudential Life Insurance "Various factors determine market levels. Institutional flows, quantum of issuances, valuations and earnings play a part," says ICICI Pru Life's Manish Kumar. BNP Paribas Dividend Yield Fund: A worthy multi-cap mutual fund pick The fund's preference is for businesses showing superior and sustainable earnings growth and is a worthy pick in the multi-cap space. Tax optimizer: Salaried Joshi should opt for NPS, tax-free perks to save on tax Sudhir Kaushik of Taxspanner.com advises readers on how to restructure their income, investments and expenses to optimise their tax. Stock pick of the week: Why Apollo Tyres is ready for a re-rating General upswing in the industry, increase in Apollo's radial capacity and two upcoming plants are some of the reasons analysts are flocking to this counter. How startup 48East is bringing Asian delicacies straight to your home Nabhojit Ghosh and Joseph Cherian, Founders, 48East, a Bengaluru-based food startup, started operations in August 2016. Alternative investment returns monitor: For the week ending October 17, 2017 Here's a weekly tracker of returns from alternative investments. Don't compare these with traditional investments as purpose of these is vastly different.

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