News Digest: Congress speaks in two voices over new Army chief

		THE TIMES OF INDIA
		Wednesday, December 21, 2016
		Today's Headlines

		India
		Congress speaks in two voices over new Army chief People may lose faith in poll process: EC Now notebandi for sham parties More India News»

		Business
		Japanese brand Akai re-enters Indian market Japanese consumer brand Akai has re-entered the Indian market and has tied up with a local Indian electronics distributor to begin sales. The company will be sourcing product kits from Taiwan and China and assembling them locally. Gold, silver decline further on global cues Gold prices slipped at the bullion market here o Tuesday on reduced demand from stockists and jewellers on the back of lower global cues. Sensex closes lower, makes it 5th day in a row The market played into the hands of bears for the fifth day on Tuesday as the Sensex ended at a fresh two-weak low of 26,308 and Nifty slipped below the key 8,100-mark, still cautious about how demonetisation will pan out. There were geopolitical worries following deadly attacks in Europe. More Business News»

		Environment
		Environmentalists welcome Uttarakhand HC order banning killing of big cats India gives over 2k ltr of pollution dispersant to Maldives India on Tuesday handed over 2,000 litres of pollution dispersant to Maldives after recent incidents of oil spills in the waters of the island nation. The fight on to save Earth's smallest rhino Sumatran rhino, one of the rarest large mammals on Earth, are found in deep Indonesian jungle. There are no more than 100 left on the entire planet. One such rhino, Andatu is part of a special breeding programme at Way Kambas National Park in eastern Sumatra that is trying to save this species. More Environment News»

		World
		Syrian army poised to enter Aleppo's last rebel enclave The Syrian army broadcast messages into the last rebel enclave of Aleppo on Tuesday, warning that it was poised to enter the area during the day and urging insurgents to speed up their evacuation of the city. China says will not change stand on Nobel Peace Prize China said it will not change its position on opposing the awarding of the Nobel Peace Prize to people it considers criminals, even though Beijing and Norway had now normalised ties frozen since 2010 when a prominent Chinese dissident won. Experts say MH370 likely north of search area For two years, a handful of ships have diligently combed a remote patch of the Indian Ocean west of Australia in a $160 million bid to find Malaysia Airlines Flight 370. On Tuesday, investigators made what was surely a painful admission: More World News»

		Entertainment
		Govinda on his comeback film 'Aa Gaya Hero' Govinda is all set to make his comeback with the upcoming comedy thriller 'Aa Gaya Hero' Bollywood stars who became parents in 2016 Saif Ali Khan and Kareena Kapoor Khan were blessed with a baby boy on Tuesday, 20 December. The proud parents named they little prince Taimur Ali Khan Pataudi. Aditya-Shraddha's bike ride on Mumbai streets Aditya Roy Kapur and Shraddha Kapoor have been garnering a lot of praise for their sizzling chemistry in the trailer of their upcoming romantic drama ‘Ok Jaanu.’ More Entertainment News»

		Science
		Obesity-gene may prompt kids to respond more to fast food ads The overt response of your kids to advertisements of burgers, pizzas and french-fries may be the result of a key obesity gene influencing their brain to respond more to food advertisements and other cues to eat, a study has found. Is it good to lower cholesterol to `levels of a newborn'? As the debate over the use and overuse of cholesterol-reducing medicines continues, a new study claims it’s indeed advisable to lower cholesterol to ``levels of a newborn baby’’ as it cuts the risk of a heart attack by a third. Heimlich, inventor of anti-choking technique, dies More Science News»

		Sports
		5th Test: Jadeja spins India to 4-0 series victory India claimed the series 4-0, winning the final Test by an innings and 75 runs, thus extending their unbeaten run in Tests to 18 matches – their longest ever - since losing the first Test at Galle against Sri Lanka in August 2015. Virat Kohli's team extends unbeaten streak to record 18 Virat Kohli's team equaled India's longest unbeaten run of 17 Tests in Mumbai and broke the record in Chennai with victory by an innings. This is India's 136th Test victory, 94th at home and 25th against England. It's just the beginning, we want to achieve much more: Kohli India won their ninth Test of the year to stretch an unbeaten run to 18 and wrote a plethora of records, including notching up their biggest-ever series victory over England to bag the five-match series 4-0. More Sports News»

		Technology
		Meet the woman who got Bill Gates as Secret Santa Every year, Reddit puts on a massive Secret Santa gift exchange, and, every year, one lucky person gets Bill Gates as a Santa. And boy, is he good at it. This is how Amazon plans to improve 'delivery' in India The platform will be managed by Amazon Transport Services which will screen third-party logistics companies applying for the platform. Facebook charged of giving wrong information during WhatsApp takeover The issue regards a WhatsApp privacy policy change in August in which it said it would share some users' phone numbers with parent company Facebook, triggering investigations by a number of EU data protection authorities. More Technology News»

		Education
		NCPCR conducts survey on safe and secure schools The National Commission for Protection of Child Rights (NCPCR) is carrying out a survey on safe and secure schools in the country, with the data being collected directly from students. CBSE wants smart cards for students President Pranab Mukherjee to preside over Army College of Dental Sciences convocation President Pranab Mukherjee would preside over the convocation ceremony of Army College of Dental Sciences (ACDS), Secunderabad here on December 23. More Education News»

		Mumbai
		Gang boards train at Kalyan, robs over 50 Cops recover Rs 85,000 siphoned from senior citizen's credit card Indrani Mukerjea plans to publish Gita translation, donate proceeds More Mumbai News»

		Delhi
		Delhi zoo under-reporting deaths, reveals probe East Delhi robbery: Bike used in cash van heist traced Cop, 3 others held for extorting money More Delhi News»

		Bangalore
		Fog disrupts 78 flights Gold missing from locker: Bank manager summoned Impact-assessment report wasn't made public, said petitioners More Bangalore News»

		Hyderabad
		Two painters die in road mishap 15 students, 2 teachers hurt as bus overturns in Kurnool Present imperfect: Hyd tops survey on unwanted gifts More Hyderabad News»

		Chennai
		HC flays officials who hide behind court orders Fallen trees dumped on spaces earmarked for Ammaa markets 'Entrepreneurship' lessons now for school children More Chennai News»

		Ahmedabad
		Probe into board schools teaching NCERT syllabus ends First sighting in Jamnagar of brown-breasted flycatcher 26 Pakistanis nabbed off Jhakhau may be fishermen More Ahmedabad News»

		Allahabad
		BJP to take benefit of going cashless to grassroots BJP will do in five years, what Nehru and others could not do in 65 years: Gadkari Over 1K take civil judge exam in city More Allahabad News»

		Bhubaneswar
		Odisha cabinet approves tenders of mega lift irrigation projects Odisha creates separate cadre to appoint legal officers in government offices Smart card for city buses in Sambalpur Pre-paid smart card cards will be introduced for city bus commuters by March.Chief executive officer of paschim Odisha paribahan company Bipin Bhatia said it would provide a cashless commuting experience. More Bhubaneswar News»

		Bhopal
		X-mas carols ring in Yuletide spirit They are at it for almost 15 days ahead of Christmas.Carol groups are busy spreading sweet melodies of 'jingle bells, jingle bells, jingle all the way' and other carols in the city. Hamidia junior doctors end strike, nurses on stir Hours after Junior Doctors Association (JUDA) returned to work at Hamidia Hospital, contractual nurses announced a three-hour strike daily until their salaries were paid, here on Tuesday. Posh city areas still seek glimmer of hope Modernisation or augmentation of metering, monitoring and control system comes later, the civic body needs to address some basic issues when it comes to street lights. More Bhopal News»

		Chandigarh
		Congress Sangrur ex-MLA all set to join SAD Denied a Congress ticket, former Congress MLA from Sangrur Surinderpal Singh Sibia (62) has decided to join the Shiromani Akali Dal (SAD) and he may be given a ticket from Barnala assembly constituency. Offended by complaint of pet dog, man open fires in Air in Haryana town Schools get into annual functions mode The Annual Cultural Fiesta, Radiance-2016 by students of theSKYworldschool, Panchkula was celebrated at Indradhanush Auditorium. The annual function showcased Alice’s journey who wanted nothing more than to touch the stars in the sky. More Chandigarh News»

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25 suggestions from experts on how Budget 2017 can improve, simplify your personal finances

THE ECONOMIC TIMES Tue, Dec 20, 2016 | 06:51 AM IST ET Wealth Newsletter

WHAT'S HOT #taking a personal loan,#tax saving,#the how to of investing,#the how to of taxation

25 suggestions from experts on how Budget 2017 can improve, simplify your personal finances As work begins on drafting the Finance Bill 2017, here are some suggestions from experts that are worth including in the draft. Vacationing abroad? Indian currency can buy more than it did last year at these destinations For those planning to go on a holiday abroad, here's a ready reckoner of destinations where the rupee has gained in value over the past 12 months. Experts' suggestions on how Budget 2017 can cut your direct tax burden Here are suggestions from some experts on how the coming budget can help reduce the direct tax burden on the common man and also make tax compliance easier. From our Partners India Copper Forum is back. Here's everything you should know. After a successful show in 2015, International Copper Association India (ICA India) is proud to host the 2nd edition of India Copper Forum in association with Hindalco Industries Ltd and Vedanta Ltd. What Budget 2017 can do to facilitate investment, trading in equity, mutual funds: Experts Here are suggestions from some experts for FM Jaitley on how the coming budget can resolve tax-related problems in equity markets. How Budget 2017 can help promote retirement savings: Experts Here are suggestions from some experts for Finance Minister Arun Jaitley and his team on how the coming budget can help promote retirement savings. What Budget 2017 can do to enable people to make full use of insurance Here are some ideas from experts on what changes in the budget could make it easier for the common man to buy and use insurance fully. Experts' recommendations on how Budget 2017 can help homebuyers, make buying jewellery easier Here are some ideas from experts on what changes in the budget could boost real estate market and jewellery trade. From our Partners Now start investing in mutual funds within 2 mins on mobile with ET MONEY Switch to smart investing with India's only mobile app that helps you pick the best funds and instantly invest.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Can a focused portfolio mutual fund earn better returns than a diversified MF? Diversified equity funds typically come with lower volatility and higher consistency in performance over the long run. What you need to check about your co-operative bank in the wake of demonetisation Even as things are on the mend, the problems— situational and institutional—are still there. Should the customers of cooperative banks be worried? How using LED lights can help you save money Although the upfront cost of LED lights is slightly higher, their energy efficiency and durability compensate for it. Indians invested maximum in debt in 2016: Karvy Wealth report Indians prefer physical assets, which grew by nearly 10%, this year while growth of financial assets fell to 7%, reveals the Karvy Wealth Report. Correct asset allocation is key to good investing If we distribute our wealth across different kinds of assets, the risks associated with each of them would then be minimised. Continued strong growth, improving cash flows make Techno Electric stock analysts' top pick The company's strong growth is likely to continue. Most analysts expect the company to continue with its strong growth momentum for the next 3-4 years. My saving idea: Pay utility bills with credit card points Find out which bills you can pay with your points, and time it so that your point redemption cycle coincides with your bill payment, then bank the savings. IT-consultant Nayar can cut tax outgo by investing more in NPS, getting pay restructured Sudhir Kaushik of Taxspanner.com advises readers on how to restructure their income, investments and expenses to optimise their tax. Invesco India Tax Plan: Among the top tax-saving mutual funds With a 7-year return of 13.9%, the fund has substantially outperformed the category (10.9%), and delivered twice as much as the benchmark (7%). Incremental money will move more towards financial assets: Suresh Soni, DHFL Pramerica MF Though earnings growth will be slow, certain segments like consumer staples will bounce back fairly quickly post-demonetisation, says Suresh Soni, CEO, DHFL Pramerica MF. How much money do you need to meet your retirement needs? There are no easy answers, nor is there a one-size-fits-all approach. It depends on the lifestyle you want in retirement or the lifestyle that you have today. 5 smart things to know about Aadhaar-enabled payment system AEPS is aimed at empowering the marginalised and excluded segments to conduct financial transactions through micro ATMs deployed by banks in villages. How to get a CAN online to invest in MFs The investor has to provide primary holder details such as name, date of birth, PAN, Aadhaar number, contact details and additional KYC details. Family Finances: Mahadevabhatts will have to defer other financial goals to be able to buy house Their goals include saving for contingencies, a house, their future child's education and wedding, retirement, car and vacation. Startup Parentune's online community helpline tries to solve parents' problems Currently, the startup has two million registered parents and three million monthly visitors. Its revenue: Rs 45 lakh in 2015-16. Indians among most vacation deprived India ranks fifth among the most vacation-deprived countries, after Spain, UAE, Malaysia and South Korea. Alternative investment returns monitor: For week ending December 14, 2016 Here's a weekly tracker of returns from Alternative investment avenues such as: Diamonds, Precious Metals, Wines and Coins.

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