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Tuesday, November 22, 2016

Why property is likely to be cheaper after demonetisation

THE ECONOMIC TIMES
Tue, Nov 22, 2016 | 07:00 AM IST

ET Wealth Newsletter

WHAT'S HOT #tax saving,#the how to of investing,#the how to of taxation,#how to file income tax return
Why property is likely to be cheaper after demonetisation
For buyers, this could be a great chance to get a deal, especially in ready to move-in plans, as real estate prices are likely to face a downward pressure.
What should debt fund investors do post demonetisation?
Since banks are flush with funds and don't have much lending opportunity, they have started buying government securities aggressively, resulting in a sudden rise in bond prices.
Why tax radar may detect your cash deposits after Nov 8
If the cash deposits made by an individual post demonetisation exceed Rs 2.5 lakh, the bank or post office will have to report it to the tax department.
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How diversified should your portfolio be?
Diversification, in its true essence means having a variety of asset classes in a portfolio. Main benefit being that the risk in one asset gets offset by the stability in the other.
Realty stocks hit hardest by demonetisation
With the sector already reeling under sluggish demand and high inventory pileup, the cash crunch is expected to hit developers hard.
How you should rebalance your portfolio post demonetisation
The sudden move to demonetise the Rs 500 and Rs 1,000 notes is bound to negatively impact corporate profits over the next 3-6 months due to trade disruption.
Are you computing your asset allocation correctly?
If you're looking to get the best out of your financial plan, you need to take into account all your investments, instead of just one.
How to multi-task without getting stressed
To increase your effectiveness at multi-tasking, ask your memory to take a holiday. Plan tasks in advance and write them down.
From our Partners
Equity Funds - your runner in the long term race!
Equities are true blue wealth creators in the long term - this is probably the most preached mantra, but seldom practiced!
From our Partners
The "Don'ts" in equities?
Whatever level of an investor you fall under, knowing what 'not' to do, could help you figure your route to investing in equities.

Financial Calculators

Tax Impact Calculator
Tax Impact Calculator
This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable.
Home Loan Refinance
Home Loan Refinance
Should you refinance your home loan?
Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy.
How to detoxify your finances and generate better returns

Everybody has some loss-making or low-yielding investments in his portfolio. Find out why these instruments are toxic and how to get rid of them to improve the returns on your investments.

Here are apps to help you pay without cash

By simply installing the following apps, an individual can tide over the ongoing cash crunch caused by demonetisation.

8 biases that may lead to bad investment decisions

Irrational behaviour is common among investors, but all is not lost. ET Wealth tells you how to get over harmful tendencies.

How to pay through your smartphone

Once the UPI application is downloaded, the customer needs to create a unique payment id by adding his bank account details.

Here's how 5 people are coping with demonetisation

A clear fallout has been the collective nudge towards cashless transactions, be it through mobile wallets or online banking.

How to check if your Rs 2,000 note is real or fake

Here's how to tell the difference between a real note and a fake one by knowing the security features of the new notes.

Why financial advisory should be developed to help investors

A financial adviser is one who is able to bring together your needs and goals, and the products that meet those needs.

All about demonetisation timeline

Rules for cash deposits and withdrawals are changing every day. The extension of deadline for using old notes till 24 November was a big relief.

My saving idea: Optimise mobile, Internet, DTH plans by revisiting them regularly

Shweta Uttam recommends revisiting your tariff plan regularly and checking the provider's website to modify it to suit your needs, and save in the process.

3 types of cashless transaction options via prepaid payment instruments for you

The RBI classifies every mode of cashless fund transfer or transaction using cards or mobile phones as 'prepaid payment instrument'.

5 smart things to know about money supply

With older Rs 500 and Rs 1,000 notes being scrapped, money supply will reduce in short run but is expected to pick up as the circulation of new notes increases.

Sundaram Select Focus Fund: Opt for better funds in this space

With a 10-year return of 7.63%, the fund mirrors its benchmark index ( 7.65%) and has underperformed the category (average: 8.64%).

Operational performance, Ranbaxy integration make Sun Pharma stock analysts' top pick

Sun Pharma is also striving to transform itself from a generics player to a speciality player with a focus on therapies like dermatology, ophthalmology.

Startup WittyFeed offers a web platform for content creators, consumers and publishers

Indore-based WittyFeed creates content with a global appeal, across categories—news, lifestyle, health and fitness, among other— for general consumption.

Incrementally, we should see fewer NPA problems: Anil Sarin, Edelweiss Global Asset Management

Though corporate earnings are a mixed bag, India remains a lucrative destinations for investing, Anil Sarin tells ET Wealth.

Increasing pollution underlines need for health insurance

The cost of treating respiratory, cardio-vascular and waterborne ailments can be high and the need of the hour is health insurance.

India moves up global pension index: Melbourne Mercer Global Pension study

India's index value has moved up finds the Melbourne Mercer Global Pension Index 2016.

Alternative investment returns monitor: For week ending November 16, 2016

Here's a weekly tracker of returns from alternative investments. But don't compare these with returns from traditional investments.

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Monday, November 21, 2016

News Digest: Ads failed, but cash crunch cuts ciggie sales by 40%

THE TIMES OF INDIA
Tuesday, November 22, 2016
Today's Headlines

Ads failed, but cash crunch cuts ciggie sales by 40%

Demonetisation: Govt moves to ease pain for Nepal, Bhutan & expats

Patience runs out even as queues get shorter

More India News»

Nusli Wadia serves defamation notice on Tata Sons
Industrialist Nusli Wadia, an independent director on some Tata Group companies, on Monday served a defamation notice on Tata Sons board asking it to withdraw "false, defamatory and libelous" allegations against him.

Both older and newer Rs 10 coins are valid: RBI
"The Reserve Bank of India advise members of the public not to give credence to such ill-informed notions and ignore them and continue to accept these (Rs 10) coins as legal tender in all their transactions without any hesitation," RBI Principal Adviser Alpana Killiwala said.

Domestic airlines carry 86.72L passengers in October
Continuing with the robust growth rate of over 23 per cent, domestic airlines flew 86.72 lakh passengers in October while no-frills carrier IndiGo saw its market share surge to 42.6 per cent during the same period.

More Business News»

Tiger deaths see 25% increase from last year
Tiger deaths have registered an increase of 25 per cent this year, with the toll recorded at 98 compared to last year's 78, government data said. The data was shared by Environment Minister Anil Madhav Dave in a written reply in the Rajya Sabha.

Made efforts to ensure actions based on equity: India on COP22
India on Sunday said it participated "constructively" in the crucial climate change conference here to ensure that actions are based on the principles of equity and climate justice. Building on the momentum created in the last one year, countries at the Marrakesh climate change summit on Friday agreed to conclude the framing of rules for the implementation of Paris agreement by 2018.

Rare migratory birds spotted in China's river delta

More Environment News»

Nearly one million Syrians living under siege
Nearly one million people are living under siege in Syria, the UN aid chief said on Monday, announcing revised figures. The new figure of 974,080 people marks a dramatic increase from 486,700 Syrians living in besieged areas just six months ago.

Suicide blast at Kabul mosque kills 32
A suicide bomber struck a Shiite mosque in the Afghan capital on Monday, killing 32 people, the UN office said, the second large-scale attack targeting minority Shiites in Kabul in just over a month.

UK PM courts business seeking to avoid Brexit exodus
The strength of Britain's $2.3 trillion economy was thrown into doubt following the shock vote to leave the European Union, handing May the tasks of winning back an electorate fed up with the status quo and persuading businesses not to move abroad.

More World News»

Tusshar Kapoor rings in his 40th birthday with close friends
Tusshar, who turned 40 on Sunday, hosted a small get together for his close friends to celebrate his birthday on Saturday evening.

Salman Khan continues to ignore Arjun Kapoor
​While almost two years have passed since Arjun Kapoor participated in the controversial roast, Salman Khan is not yet in a mood to forgive the actor for cracking some nasty jokes about his kid sister, Arpita Khan.

Shah Rukh Khan: I know that better than anyone else. I am the most romantic hero in the world
When Shah Rukh Khan and Alia Bhatt come together the only thing that follows is a wildfire of words. And some wisdom and wisecracks on 'Dear Zindagi'. Read on.

More Entertainment News»

Dino-killing asteroid punctured Earth's crust: Study
The asteroid that ended the age of dinosaurs about 65 million years ago may have nearly punctured the Earth's crust, and temporarily caused the surface of the planet to behave like a slow-moving fluid, a new study has found.

India becomes associate member of CERN

'Vaccine against HIV infection closer to reality'

More Science News»

2nd Test: Spinners bowl India to 1-0 series lead
Ravichandran Ashwin and Jayant Yadav shared six wickets between them to guide India to a huge 246-run win against England on the fifth and final day of the second Test in Visakhapatnam, thereby securing a 1-0 lead in the five-match series on Monday.

Will assess the 'load of captaincy' after 3 years: Kohli
Indian Test skipper Virat Kohli enjoys the pressure of expectations and made it clear that he will only assess after three years as to how much of a "load" captaincy has become for him.

Dismiss BCCI top brass, make GK Pillai observer: Lodha panel
The BCCI had recently told Justice Lodha Committee that it would not be able to implement Supreme Court-directed reforms in cricket administration because of the resistance from state cricket bodies.

More Sports News»

Apple iPhone 7, iPhone 7 Plus price details revealed, goes up to Rs 92,000
The iPhone 7 Plus 32GB, 128GB and 256GB will cost Rs 72,000, Rs 82,000 and Rs 92,000 respectively

Apple slashes prices of iPhone 6s and iPhone 6s Plus by up to Rs 22,000
Apple has announced biggest-ever price drop for its smartphones in India. Under the new pricing, iPhone 6S (128GB), carying an MRP of Rs 82,000, will now be available at an MRP of Rs 60,000. iPhone 6s Plus (128GB) will now be available at an MRP of Rs 70,000, the smartphone too has received a price cut of Rs 22,000. Apple's 4-inch smartphone iPhone SE, too has got a price cut. The 64GB version of iPhone SE will now be available at Rs 44,000.

WhatsApp privacy policy challenged in Delhi High Court: 5 things to know
A public interest litigation in the Delhi High Court (HC) challenges the change in WhatsApp's privacy policy.

More Technology News»

Higher education institutions torch-bearers of progress: President

Donald Trump's rhetoric leaves Indian students unsure about pursuing higher education in US
Call it a knee-jerk reaction, but Trump’s protectionist rhetoric in the run-up to the election has left many aspiring Indian students confused.

Over 900 permanent teaching posts lying vacant in Delhi University
Over 900 permanent teaching posts are lying vacant in University of Delhi, one of the most sought after varsities in the country, the Rajya Sabha was informed on Thursday. However, DU has hired ad-hoc and guest faculties in order to ensure that studies of the students are not affected.

More Education News»

What about account holders in district co-op banks, asks HC
The Bombay High Court on Monday questioned the government over the Reserve Bank of India circular restraining district cooperative banks from exchanging the scrapped Rs 500 and Rs 1,000 notes of its customers.

Cash-strapped Ayyappa mandals push back fest
Many Ayyappa mandals in the city are facing trouble raising funds for the year-end festival that coincides with the famed Sabarimala trek.

Take old notes & return new ones, temples tell devotees

More Mumbai News»

Can't portray reality by bypassing reality; our censorship laws archaic: Sharmila Tagore

Widening of NH-24 hits another hurdle
Legal hurdles do not seem to be ending for widening of NH-24, the crucial link between Delhi and western Uttar Pradesh.

Central Pollution Control Board readies action plan to fight bad air

More Delhi News»

Farmers marching to SVS taken into custody, BJP stages dharna
The preventive custody of hundreds of farmers who had come or were on their way to Suvarna Vidhana Soudha (SVS) to demand loan waiver from the state government, figured in the legislative assembly on Monday .

Cash thefts in Bengaluru dip by 70% in past week
Cases of cash theft in the city have reduced by 70% in the wake of the Centre's decision to withdraw Rs 500 and Rs 1,000 notes from circulation.

NGOs cautious, temple coffers see a small spike post demonetisation
Demonetisation was expected to send black money hoarders rushing to temples, NGOs and orphanages to rid themselves of high value currency notes.

More Bangalore News»

Centre to help Telangana upgrade NHs
The Centre has agreed to help Telangana upgrade its road network stretching over 650 km of national highways.This was conveyed to chief minister K Chandrasekhar Rao by Union minister Nitin Gadkari in New Delhi on Monday.

Woman robbed of 4-tola mangalsutra at KPHB VII

Woman suffers 3rd degree burns as suicide bid fails
A 35-year-old housewife, Anusha, suffered third degree burns when she attempted to commit suicide by setting herself ablaze with kerosene at her flat in Neredmet on Sunday night.

More Hyderabad News»

Actors' body meet: Court seeks reply

Universities handhold Class 12 students

Lost writing on the walls of time

More Chennai News»

Decks cleared for LD Arts relocation

HC summons ACP for not following order for 12 years

Call centre racket: Big fish elude cops

More Ahmedabad News»

One man's decision has plunged the country into chaos: Rahul

People face shortage of Rs 100, lower denomination notes

Orphanage founded by Nehru lies neglected

More Allahabad News»

Demonetisation: Odisha CM takes up coop bank issue with PM

Odisha seeks tribunal to solve Mahanadi dispute

Training for vet students to sterilise dogs begins in city
A programme, Mission Rabies, was started in the city to train veterinary students of Orissa University of Agriculture and Technology (OUAT) for sterilisation and vaccination of dogs. This programme would continue till December 16.

More Bhubaneswar News»

'What if I die,' 9-yr-old had asked his dad a week ago

Youth beaten to Kill

Kanpur train derailment: 28 killed from MP
BHOPAL: Count of casualties from Madhya Pradesh rose to 28 by Monday afternoon in the Indore-Patna Express train derailment mishap in Kanpur. District collector Datia, Madan Kumar, who is part of the state’s 100-member rescue team sent to the accident site claimed that 114 bodies have been identified out of the total 143 dead. Of the identified bodies so far, 28 belong to Madhya Pradesh. Most of these bodies have been being sent to families of the victims after post-mortem.

More Bhopal News»

JALANDHAR- Politics gets really dirty
Resentment Over Waste Plants, Dumping Grounds Turned SAD MLAs Against Own Party, Gave Opposition A Poll Plank.

Nothing wrong in giving tickets to turncoats, says Amarinder

Mauritius President underlines key Indian role in global economy

More Chandigarh News»

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