News Digest: Allies Shiv Sena, SAD not on board; BJP shrugs it off

		THE TIMES OF INDIA
		Wednesday, November 16, 2016
		Today's Headlines

		India
		Allies Shiv Sena, SAD not on board; BJP shrugs it off 3 legislations related to GST bill in government's 'to do' list Amid indications of a stormy winter session in Parliament, the government has listed its legislative agenda which includes bills for rollout of goods and services tax (GST), maternity benefit (amendment) and the surrogacy regulation. Even idle EPF accounts will earn interest More India News»

		Business
		3 GST bill in government's 'to do' list Amid indications of a stormy winter session in Parliament, the government has listed its legislative agenda which includes bills for rollout of goods and services tax (GST), maternity benefit (amendment) and the surrogacy regulation. 95% of SBI group ATMs functional: Top official Country's largest lender State Bank of India today said around 95 per cent of SBI Group's automatic teller machines (ATMs) are functional, with 140 machines re-calibrated to dispense new Rs 2,000 notes. Tata Global Beverages removes Mistry as chairman In a major escalation of boardroom brawl, Cyrus Mistry was on Tuesday voted out as chairman by the board of the Tata Global Beverages, the second listed firm of Tata Group. Seven out of 10 directors at the board meeting of Tata Global Beverages voted for removal of Mistry as chairman of the company. More Business News»

		Environment
		Why should farmers grow vegetables on polluted Yamuna: NGT Why should the farmers be allowed to grow vegetables on the land along polluted Yamuna, the National Green Tribunal asked on Tuesday while refusing to permit a farmer to carry out cultivation on his farm along the river. 'World's saddest polar bear' gets new home A polar bear dubbed the "world's saddest" by animal rights activists has been removed from a Chinese shopping mall where it was suffering in unsuitable conditions. Chinese media reports said that 'Pizza' the polar bear is being returned to the facility where he was born in captivity in Tianjin. 2016 "very likely" to be the hottest year The year 2016 is "very likely" to be the hottest year on record. The World Meteorological Organisation (WMO) ​said the average global temperatures in 2016 would be higher than record-breaking temperatures in 2015. More Environment News»

		World
		US Prez Obama warns against 'crude' nationalism Egypt court overturns Morsi death sentence An Egyptian court has overturned a death sentence handed down against ousted Islamist president Mohamed Morsi. The court ordered that Morsi be retried on the charges of taking part in prison breaks and violence against policemen during the 2011 uprising which toppled longtime president Hosni Mubarak Hunger risks sparking fresh exodus from Syria: UN A farming crisis in war-torn Syria has reduced food production to a record low and raised fears people in the conflict-hit country will be forced to flee famine, UN said. Ongoing fighting is making it difficult for many farmers to access grazing land, while the price of animal feed has sky-rocketed. More World News»

		Entertainment
		Zareen Khan turns pole dancer for 'Maahi Ve' in 'Wajah Tum Ho' Zareen Khan not only lost kilos, but also learnt and practised pole dancing before shooting the 'Maahi Ve' song in 'Wajah Tum Ho. Neha Sharma in Arjun Kapoor's next? Neha Sharma will soon be romancing Arjun Kapoor on screen Harshvardhan Kapoor: People universally couldn't connect much with 'Mirzya' Harshvardhan Kapoor has moved on from the debacle of his debut film. The actor is moving ahead with single-minded focus. More Entertainment News»

		Science
		MRI can detect bone marrow cancer: Study Bone marrow cancer can be identified effectively using Magnetic Resonance Imaging (MRI), according to a new study which may change the way the disease is diagnosed. Bone marrow cancer (myelofibrosis) is a slow evolving condition hallmarked by increased myeloid cells and in the case of primary myelofibrosis, with an excessive number of large bone marrow cells called megakaryocytes. New superparamagnetic crystals to manage future drug delivery Researchers have developed new superparamagnetic crystals that could zip down drugs around your body, revolutionising drug delivery to tumours and other sites in the body that need to be targeted precisely. New technique may boost success of infertility treatment Scientists have discovered a way to regenerate human eggs using the mother's genetic material that normally goes waste, a breakthrough that may help women of advanced maternal age struggling with infertility treatments. More Science News»

		Sports
		Want Rahul in starting XI, that's why he is selected, says Kumble Anil Kumble made it amply clear that opener KL Rahul would be making a comeback against England in the second Test. With Gautam Gambhir looking out of sync in the face of incisive swing bowling by England pacers in the first Test, the SOS call to Rahul was a giveaway that he was back in the fold. Kashmiri girl Tajamul Islam wins world kickboxing gold Tajamul, who hails from Bandipora district in Jammu and Kashmir, participated in the World Kickboxing Championship which witnessed participation of ninety countries. In five days, Tajamul won six games grabbing eyeballs across the globe. FIH boss Batra's main focus is to make hockey popular The first non-European to head the International Hockey Federation, newly-elected FIH President Narinder Batra said his main focus would be on the 10-year Hockey Revolution strategy starting from 2019, which aims at making the sport more popular. More Sports News»

		Technology
		Apple iPhone 7, iPhone 7 Plus price details revealed, goes up to Rs 92,000 The iPhone 7 Plus 32GB, 128GB and 256GB will cost Rs 72,000, Rs 82,000 and Rs 92,000 respectively Apple slashes prices of iPhone 6s and iPhone 6s Plus by up to Rs 22,000 Apple has announced biggest-ever price drop for its smartphones in India. Under the new pricing, iPhone 6S (128GB), carying an MRP of Rs 82,000, will now be available at an MRP of Rs 60,000. iPhone 6s Plus (128GB) will now be available at an MRP of Rs 70,000, the smartphone too has received a price cut of Rs 22,000. Apple's 4-inch smartphone iPhone SE, too has got a price cut. The 64GB version of iPhone SE will now be available at Rs 44,000. WhatsApp privacy policy challenged in Delhi High Court: 5 things to know A public interest litigation in the Delhi High Court (HC) challenges the change in WhatsApp's privacy policy. More Technology News»

		Education
		Submit data on EWS admissions in upper classes: Delhi govt to schools The Delhi government has asked private schools in the national capital running on government land to submit details of admissions under the EWS category in upper classes within two days. The scrutiny of data on the Education department's website shows that only 154 schools uploaded the details of the EWS admissions in standard 3 and above. Class X board exam for CBSE schools from 2017-18: Prakash Javadekar Government will reintroduce compulsory class X board examination for CBSE schools from the 2017-18 academic year, HRD minister Prakash Javadekar said. He also said state governments will be given authority to reintroduce class V and VIII board examinations, a proposal for which will be tabled soon. Class XII board exams begin peacefully in Kashmir Class XII board examinations began peacefully in Kashmir today with nearly 95 per cent of the 32,000 students writing their papers, marking the resumption of educational activity in the Valley after schools remained shut for over four months due to the unrest. More Education News»

		Mumbai
		Matka operators get cash crunch jhatka Thane cop delays organ donation that saved 6 lives Police themselves need protection, HC laments More Mumbai News»

		Delhi
		Non-readers cross first hurdle Centre: SIT to reopen 22 Sikh riots cases The Centre has informed the Supreme Court that the Special Investigation Team (SIT) has decided to launch fresh probe into 22 cases relating to the 1984 anti-Sikh riots in Delhi. Lieutenant governor Najeeb Jung lifts construction ban, bars trucks till midnight More Delhi News»

		Bangalore
		Engineering not just a profession, it's a school of thought: Researcher She loves India, is a die hard fan of the blockbus ter Sholay and is an engineer by profession. Mina Hoorfar, professor and director of the School of Engineering, University of British Columbia (UBC), Canada, recently toured international schools in India and conducted workshops on prosthetic hands. SL Bhyrappa to be part of Jaipur Literature Fest Kannada novelist SL Bhyrappa, 85, will be part of the 10th edition of the Jaipur Literature Festival (JLF)-2017. NICE Road levies toll even after government relief While most highways are toll-free following demonetisation of high denomination currency notes, drivers on NICE road continue to pay it. More Bangalore News»

		Hyderabad
		No film shoots for now at Qutub Shahi tombs Brokers fleece attendants in hospitals Fee for exams get a currency cut More Hyderabad News»

		Chennai
		Rain likely to keep away from Chennai until weekend 9 months after cable snaps, 6 villages out of BSNL radar At a time when the centre is giving a major push to the Digital India programme, six villages near the city have disappeared from the BSNL Chennai Telephones' radar. Promotion delay: Anna University teachers stage hunger strike As many as 134 teachers of Anna University staged a hunger strike on the university campus at Guindy on Tuesday seeking an end to delay in the grant of promotions. More Chennai News»

		Ahmedabad
		Irate crowds jostle with edgy cops RBI tells cooperative banks to comply with its instructions Centre has made people paupers: Cong More Ahmedabad News»

		Allahabad
		11 new HC judges take oath Akhlaq case: HC turns down plea seeking CBI probe Separate counters for women, elderly More Allahabad News»

		Bhubaneswar
		Nobel laureate Richard John Roberts delivers KIIT convocation address Sri Sri to attend SSU convocation on November 18 Interstate racket of thieves busted in Nayagarh More Bhubaneswar News»

		Bhopal
		MP farmers hit by RBI bar on district coop banks Consumer Forum slaps fine Rs 1.21 lakh on Kanha fun city District consumer dispute redressal forum, Bhopal slaps fine of Rs 1.21 lakh combined in two cases on city’s amusement park Kanha fun city and one of the swing operators Ankit Rathore, for leaving two of its visitors injured by speeding up the swing without giving the signal. Scribes beaten up by police in MP, inspector booked More Bhopal News»

		Chandigarh
		Will Cong MLAs attend special session? ​There is still no clarity on whether the 42 Congress MLAs, who had resigned from Punjab assembly following the adverse order from the Supreme Court on Sutlej Yamuna Link (SYL) canal, will attend the one-day special session called by the SAD-BJP government on Wednesday.​ SYL: Punjab didn't want SC to advise President The Punjab government did not want the Supreme Court to give any opinion to the President on whether the Satluj-Yamuna Link (SYL) canal should be constructed or not. Will 42 Cong MLAs attend Special assembly session on SYL? More Chandigarh News»

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How demonetisation and Donald Trump's victory impact your investments

THE ECONOMIC TIMES Tue, Nov 15, 2016 | 07:00 AM IST ET Wealth Newsletter

WHAT'S HOT #the how to of investing,#the how to of taxation,#how to file income tax return,#acche din for home buyers

How demonetisation and Donald Trump's victory impact your investments These two events have heightened market volatility. The impact of these events is spread across asset classes. Let's see what it means for you. With demonetisation inducing tax compliance will PM Modi cut tax rates in Budget 2017? The grey economy is widely prevalent carrying on legitimate business, but using cash so it can conceal income and pay lower taxes. Have unaccounted cash but scared of penalties? Here's how you can try to get immunity However, the final decision on whether to grant immunity or not rests with the concerned tax authority where you have appealed for the same. How to instil good financial habits in your kids: role of parents, technology If you want your children to be as financially savvy as they are technologically advanced, then simply read on to ensure that. From our Partners Now start investing in mutual funds within 2 mins on mobile with ET MONEY Switch to smart investing with India's only mobile app that helps you pick the best funds and instantly invest. From our Partners How diversified should your portfolio be? Diversification, in its true essence means having a variety of asset classes in a portfolio. Main benefit being that the risk in one asset gets offset by the stability in the other. Want to know your child's money personality? If you would like to find out about your kid's financial leanings and how he is likely to shape up as an adult, then simply answer the questions below. How your bad behaviour can breed poor money habits in your kids Parents should set an example for their children and their behaviour should send the right, and not the wrong, message. 5 tools to help kids learn about money Here are some financial apps and websites, as well as an educational theme park, for children to hasten the process of learning. Grey areas people are exploiting to justify unaccounted cash as legal income Tax professionals are charging 5% to 25% to suggest strategies that can convert unaccounted cash into legitimate money. Here are some of the hacks. From our Partners Equity Funds - your runner in the long term race! Equities are true blue wealth creators in the long term - this is probably the most preached mantra, but seldom practiced! From our Partners The "Don'ts" in equities? Whatever level of an investor you fall under, knowing what 'not' to do, could help you figure your route to investing in equities.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

How to cut your medicine bills India is one of the largest producers of generic drugs, which account for nearly 75% of the pharmaceuticals market. Demonetisation has great long-term implications: Prasun Gajri, HDFC Life "With global growth not improving meaningfully, any sector which is linked to the global economy is an underweight position for us", Prasun Gajri CIO, HDFC Life Trump, demonetisation impact: Invest on the basis of data, not speculation about event results Instead of speculating on what a new president might do, it will be best to look at the data that businesses publish periodically to track their performance. How to use GPS to locate things and track people Using various GPS-based devices and apps, you can utilise this technology to locate things as well as people. Why rebalancing your portfolio is important Rebalancing on a periodic basis helps align your investments with your goals and is a risk-minimizing strategy. 5 mutual fund myths that need to be busted Many investors feel that to earn meaningful returns, they need to put in a large sum in mutual funds. That's not true. How should couples plan their investments? As the needs of men and women are very different, it is important to understand each other's financial histories and fears before investing together. My saving idea: Get discounts on groceries by buying monthly from supermarkets While small retailers sell at MRP, larger stores and supermarkets often offer a lot of discounts, which Subhash Raste uses to his advantage. How existing borrowers can reduce their home loan interest rates If you are an existing home loan borrower, then the following options can help you in reducing the high interest burden. How Birla Sun Life Tax Plan is building on its good performance Birla Sun Life Tax Plan currently has a higher tilt towards mid-caps compared to peers and follows a bottom-up stock selection. What makes NTPC stock analysts' top pick Accelerated capacity addition, reduced dependance on imported coal, likely rise in earnings and return ratios, among other things, has made NTPC analysts' top pick. Startup SuperProfs helps students learn from the best teachers without having to relocate "One of the biggest learnings is that people will pay you only if you have a painkiller for them",Piyush Agrawal, Co-founder and CEO, SuperProfs. Why you should look at qualifications of financial journalists before acting on their advice Retail investors should be more discerning when they come across investing or financial planning advice in the media. How Chennai-based Saxena can save Rs 1.9 lakh by taking a home loan,investing more in NPS Sudhir Kaushik of Taxspanner.com advises readers on how to restructure their income, investments and expenses to optimise their tax. How to avail the free-look period of an insurance policy No charges other than mortality charge for the 15 days, medical charges and stamp duty charges are deducted and remaining premium amount is refunded. 5 smart things to know about dividend yield Dividend yield of share is inversely related to share price. When a stock price declines but dividend payout remains same, the dividend yield will increase. Festive sales push up online hiring in October: Monster report Education sector records the highest growth, finds the Monster Employment Index for October. Alternative investment returns monitor: For week ending November 9, 2016 Here's a weekly tracker of returns from alternative investments.But don't compare these with returns from traditional investments.

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Liquidez por líneas privadas

La llamada banca en la sombra hace lo mismo que la banca tradicional pero sin estar sujeta a las mismas regulaciones 1. Empresas de descuento de pagarés y otros. En una operación de anticipo de pagarés el cliente cede el efecto a la empresa para que anticipe su importe. Operativa sencilla que no necesita que tu empresa aporte avales adicionales. Trabajamos con 3 entidades especializadas Me interesa 2. Empresas de factoring. Anticipa facturas de toda la UE, excepto Italia. Existen líneas de factoring con recurso y sin recurso. En las primeras asumes tú los impagos y en las segundas la empresa de factoring. Trabajamos con 4 entidades especializadas Me interesa 3. Empresas de anticipo de certificaciones. Imprescindible si trabajas con la Administración Pública. Funciona a través de la cesión del derecho de cobro de una certificación. Deberá haber una toma de razón por parte de la Administración correspondiente. Trabajamos con 2 entidades especializadas Me interesa 4. Empresas de anticipo de contratos. Obtén liquidez mediante la cesión de los derechos de cobro de un determinado contrato. El importe del anticipo se puede conceder antes del inicio de los trabajos o durante la ejecución del mismo. Trabajamos con 1 entidades especializadas Me interesa 5. Empresas de Confirming Obtén liquidez y consigue una gestión más eficiente de tu cartera de pagos. La entidad gestiona las facturas de tus proveedores, adelantando el pago de las mismas. Trabajamos con 1 entidades especializadas Me interesa Estas líneas destacan por: Rapidez en la resolución. No computan en Cirbe. No necesitan avales personales. Somos expertos en gestionar estas líneas, Podemos conseguir la tuya Contáctanos de 9 a 16 horas en el 981 90 49 49 o por whatsapp en el 689 04 02 59 o te contactamos nosotros Déjanos tus datos Sobre nosotros Somos un socio estratégico para tu empresa. Atendemos a empresas y autónomos de toda España. Servicios genéricos Plan económico Arbitraje financiero Factoring sin recurso Tramitación de avales RAI/ASNEF Otros servicios Subvenciones Marketing Fiscal laboral y contable Hacienda y S.S. Análisis de clientes