Mistakes to avoid in tax saving investment rush before March 31

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ET Wealth Newsletter | Tue, Mar 15, 2016 | 09:20 AM IST

Tax saving investments: Here's what you need to know If you haven't already completed your tax saving investments it's time to do it now and here's help on how to do it.

Mistakes to avoid in tax saving investment rush before March 31 Unlike the ELSS funds, you can invest blindly in the PPF. If you already have a PPF account, just put the remaining portion of your Section 80C limit in it. Companies rushing to pay high dividends: Should you buy these stocks? Following Budget 2016, many companies announced high dividends. They are usually good investments, but may not be true in this situation. How to restructure your salary to pay less tax in FY 2016-17 With the appraisal season round the corner, it's time to optimise your CTC in accordance with the latest tax rules to reduce your tax outgo. Is there a tax saving investment option available in mutual funds? Benjamin Franklin once said "In this world, nothing can be said certain, except death and taxes". Tax Saving - the ELSS Way There are a number of investment options that can help you save taxes; however, the equity-linked saving scheme (ELSS) option not only helps you save tax but build wealth through disciplined investing. Why annuity plans are not a great idea Despite the recent reduction in service tax, returns from annuity plans remain too low. How to recover your forgotten stock investments Close to Rs 64,000 crore lies unclaimed in accounts. If you also have untraceable shares, some cos are ready to help you for a fee. Which gold investment option should you choose? Price of the yellow metal has been heading north since the beginning of the year. Should you put it back in your portfolio? Unwanted endowment policy: Should you surrender or convert to paid-up? With tax-saving deadline bearing down on investors and offers of insurance-cum-investment policies pouring in, most buy traditional endowment plans. Step by Step guide to choosing the perfect term plan When we are young, we don't think about death as something we need to plan for or even deal with. The single most important, thoughtful thing you can do for your family A plain-vanilla term insurance plan guarantees a significant payout in the event of the policy holder's death during the policy's tenure.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

How to mitigate credit risk in investments Whether it's on the stock exchange, in a bank or in a debt fund, credit risks are everywhere. Care and diligence can go a long way in mitigating them. The 7 best notebooks for those on the go Bulky notebooks are passe. Thanks to advancement in technology, sleek and lightweight models are easy to find today. ET tells you what is worth checking out in the market. Don't buy health insurance only to save tax Buy it for protection against spiralling healthcare costs. These are witnessing an inflation rate of 15%-20%, twice that of general inflation. Go online to catch the NPS bus before March 31 Opening an account takes just 30 minutes if your bank account is linked to your PAN or Aadhar card. 5 smart things to know about Unit Linked Pension Plans Unit-linked pension plans are market linked products with a choice of asset allocation of the fund and allowing one to withdraw one-third of the accumulated corpus, tax-free. Will your retirement corpus fall short? It takes both math and a set of assumptions about the future to estimate the adequacy of a retirement corpus. Low crude oil prices help BPCL's marketing business, make analysts bullish on stock BPCL has been a major beneficiary of the fall in crude oil prices and the resultant fall in underrecoveries in petroleum products. How to open NRI bank account from overseas By following these simple steps NRI's may complete the account opening formalities at their convenience, from the comfort of their overseas homes. The market overreacted expecting a rate cut: Sunil Subramaniam, Sundaram Mutual Fund "While the government has wisely decided against splurging on infrastructure in the Budget, there is no case for the RBI to front-load interest rate cut" 84% working women have health cover versus 72% home-makers: Max Bupa survey At 46%, Delhi homemakers are the least insured, while 84% of all working women are covered, according to a Max Bupa health survey on women. Kumars need higher equity exposure to realise financial goals "I want to know how to build a contingency fund and my financial road map for the future." — Hemant Kumar How Mumbai-based startup SchoolGuru is educating lakhs across India Today, SchoolGuru has partnerships with 12 universities and serves around 1.5 lakh students spread across eight states.

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32,000 Year Old Narasimha Lion-Man Statue Found in Germany

IndiaDivine.org:

32,000 Year Old Narasimha Lion-Man Statue Found in Germany

Many news stories about prehistoric finds and their possible meaning in terms of archaeology and social history have reached the world in recent decades. One of them, found in South Germany, put scientists around the world in a state of amazement some years back. The centerpiece is the “lion man”, an idol that is made from the tusk of a mammoth in the form of a human body with a lion head. Amazingly it is dated to be 32,000 years old.

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News Digest: Ghulam Nabi dares govt, FM says he gave IS 'respectability'

		THE TIMES OF INDIA
		Tuesday, March 15, 2016
		Today's Headlines

		India
		Ghulam Nabi dares govt, FM says he gave IS 'respectability' BJP and Congress clashed in the Rajya Sabha on Monday over leader of opposition Ghulam Nabi Azad's alleged comparison of terror outfit Islamic State with RSS. Won't say 'Bharat mata ki jai': Owaisi Azad's RSS-IS remark a gambit to woo Muslims? Senior Congress member Ghulam Nabi Azad's RSS-Islamic State comparison appears unusually bold but coming in the run-up to the elections in three key states, it also indicates a strategic calculation. More India News»

		Business
		Quikr merger: CommonFloor sees job cuts The costly acquisition of CommonFloor by online classifieds firm Quikr is taking a toll on the former’s employees. Quikr, which paid around $100 million for the real estate inventory aggregator, is laying off more than 150 CommonFloor employees. Amazon applies for e-wallet licence, Takes on Paytm, Flipkart Money In a move aimed at building its presence in the payments space, Amazon’s India arm has applied for a semi-closed wallet licence with the RBI. A central bank committee is expected to review new applications next month. Amazon is looking to open up the wallet for third-party platforms as well. Banks gang up against e-wallets A couple of banks have raised the issue of regulatory arbitrage — enjoyed by digital wallets like Paytm — with the Indian Banks Association. Paytm, said that wallet holders will be converted into bank account holders once the payments bank is set up in 2016. More Business News»

		Environment
		More than 50 animal species critically endangered: Govt Out of 96,000 animal species in the country, more than 50 have been assessed as "critically endangered" and 310 as "endangered", the Rajya Sabha was informed on Monday. NGT seeks Centre's view on banning micro-plastics The National Green Tribunal has sought response from the Centre on a plea seeking ban on use of micro-plastics in cosmetic and bodycare products in India alleging their use is extremely dangerous for aquatic life and environment. 'Buddha's teachings can resolve global issues' Maas is a nascent body of 320 monastic and lay Buddhist organizations across 39 countries. The body is of the opinion that Buddha’s teachings could resolve issues ranging from climate change and nuclear proliferation to poverty and war. More Environment News»

		World
		Aid not reaching 20% of Syrians in urgent need, UN says The United Nations and its partners are starting to get basic supplies to besieged areas in Syria but haven't reached about 20 per cent of those in urgent need and are "extremely concerned" about some 500,000 people caught behind frontlines, according to a joint statement on Monday. Anti-Trump protestor says racism, not Islam, motivated confrontation Thomas DiMassimo caused a stir Saturday when he tried to rush the stage in Dayton, where the Republican presidential frontrunner was wrapping up a campaign speech. DiMassimo, a senior at Wright State University, has been charged with disorderly conduct and inducing panic. Merkel firm on refugee stance despite vote 'debacle' The stinging result for the conservative CDU was accompanied by a surge in backing for the right-wing populist Alternative for Germany (AfD), which had sparked outrage by suggesting police may have to shoot at migrants to stop them entering the country. More World News»

		Entertainment
		Ranbir-Katrina's friends try to calm tension Ranbir Kapoor and Katrina Kaif may not be a couple any more, but it looks like their friends are ensuring their break-up doesn’t result in a flare-up on the set of their upcoming film. Celebrities and their weird demands Let's take a look at some Bollywood celebs with a weird list of demands... 'I was bipolar and alcoholic. It was scary!' He was at the perfect pitch of stardom. In the trance of super-success. He created any beat — desi or angrezi — and the nation rolled up their sleeves, pulled up their lungis and partied all night with abandon. More Entertainment News»

		Science
		More than 500 drugs may face ban Around 500 more medicines, including popular antibiotics and anti-diabetic drugs, may soon face a ban for being “irrational”, unsafe and inefficacious, official sources said. The health ministry,is evaluating a list of over 6,000 products. Europe-Russia mission blasts off on hunt for life on Mars A joint European-Russian mission aiming to search for traces of life on Mars blasted off for the start of a 7-month unmanned space trip to the red planet. The ExoMars 2016 mission is the first part of a 2-phase exploration aiming to answer questions about the existence of life on Earth's neighbour. IISc develops a powerful microscope out of a simple smart phone The Department of Instrumentation and Applied Physics at Indian Institute of Science (IISc) has transformed a simple smart phone into a powerful microscope by replacing the camera with high resolution optics of a microscope. More Science News»

		Sports
		We are obviously WT20 favourites in our own minds: Kohli "We are very confident with the way we have been playing. We have won 10 out of the 11 last games we have played, taking some good momentum in to the World Cup," said Virat Kohli. Expecting spin to play big part in World T20: Williamson Wary of spin friendly surface in the tournament-opener against India, New Zealand skipper Kane Williamson said adapting to the conditions will be a big challenge for his side in the World Twenty20 on Tuesday. World T20: In-form India target first win over New Zealand The qualifying stage is over, and now the major teams come into play as phase two of the 2016 ICC World Twenty20 starts with hosts India taking on New Zealand, in their first T20I in the post Brendon McCullum era. More Sports News»

		Technology
		Android N vs Android Marshmallow: 10 new features Check out 10 new features Android N brings to your smartphone and tablet... Apple iPhone 7 leaked image tips new design, camera This may be your very first look at iPhone 7. French website NoWhereElse has obtained alleged technical drawings of iPhone 7. Xiaomi to set up 2 plants, launch more devices in India Chinese smartphone maker Xiaomi plans to set up two manufacturing plants in India and launch more devices this year as it ramps up its presence in the world's fastest growing market amid a cooling in its home market. More Technology News»

		Education
		HC exempts non-Tamil students from Tamil langugae paper The Madras high court on Monday exempted all class X students having mother tongue other than Tamil from writing Part I Tamil language during the board exam commencing tomorrow provided they had sought the relief from authorities concerned. 'Very lengthy' CBSE mathematics paper stumps students Teachers say it was both “slightly tough and took too much time.” Two six-mark questions from matrices and determinants and one four-marker were all lengthy. Scoring a 100% would’ve required good time management and fast calculation. Irom Sharmila scholarship awarded to Rohith Vemula and Kanhaiya Kumar The 2016 Irom Sharmila Scholarship has been jointly awarded to Rohit Vemula (posthumously) of Hyderabad Central University and Jawaharlal Nehru University Students' Union president, Kanhaiya Kumar) on Monday. More Education News»

		Mumbai
		Kin of man killed in accident seek 1L relief, get 38L The widow of a 48-year-old man and his aged parents have been awarded compensation of Rs 38.15 lakh — 38 times the amount that his family had claimed. The Mulund resident was killed in an accident in Chembur. Beach lifeguards spot marooned lovers kilometre away, save them A young couple perched on the rocks by the sea at Dana Pani beach in Malad on Monday were so lost in their world that they failed to notice that high tide had set in around them. Andheri resident Ejaz Shaikh (25) and Reshma Pawar (21), who lives in Borivli, were rescued by a team of lifeguards. Former Sainik who had got Bal Thackeray arrested More Mumbai News»

		Delhi
		3 flyers at IGI without right papers let off, lens on staff Immigration officials at the IGI airport have once again landed under police scanner after three men, holding passports of the ECR (emigration check required) category, were let off even after they were caught beyond the immigration area without the mandatory clearance certificate from the overseas Indian affairs ministry. South Corporation to seal 2k towers, connectivity issues loom Dropped calls may soon become the norm for residents of south and parts of west Delhi as South Delhi Municipal Corporation has directed the building department to seal and demolish over 2,000 illegal mobile towers. Man acquitted of harassment charges after 11-yr trial After facing trial for 11 years in a sexual harassment case, a man has been acquitted of the charges by a trial court which observed that the police miserably failed to prove his guilt beyond reasonable doubt. More Delhi News»

		Bangalore
		All government forms in Karnataka to be in Kannada? Kannada Development Authority (KDA) has asked the government to implement Kannada as the official language of administration, and recommended that all applications be in Kannada, instead of the current bi/trilingual format. Bengaluru cops to landlords, institutions: Submit foreigner details in 15 days Total plastic ban in Karnataka More Bangalore News»

		Hyderabad
		Poor fund allocation to hit tourism projects Several ambitious plans of the Telangana Tourism Development Corporation will take a hit thanks largely to the measly budget outlay of Rs 232 crore given to department of youth advancement, tourism and culture. Telangana budget: some major allocations Highest allocation of over Rs 26,000 crore earmarked for irrigation projects and Mission Kakatiya. Telangana is a tiger freed of shackles: State finance minister Telangana, which was a "caged tiger" till June 2, 2014, unleashed its potential and the tiger is "finally free of all its shackles", finance minister Etela Rajender declared on Monday. More Hyderabad News»

		Chennai
		Southern Railway to run Chennai-Howrah special train Southern Railway will run superfast special fare special train from Chennai Central to Howrah to clear the extra rush of passengers. Chennai Corporation dog pound poorly maintained, animal lovers say Lack of proper register for incoming dogs, ill-maintained kennels and poor sterilization of community dogs welcome the visitors at the Chennai Corporation’s dog pound on Lloyds Road in Royapettah in Chennai. Carcasses of dolphin, calf washed ashore near Chennai Carcasses of a female pantropical spotted dolphin and its stillborn calf were washed ashore on Nainarkuppam beach near Uthandi in Chennai on Monday. More Chennai News»

		Ahmedabad
		Traffic management gets a boost in budget Drones to keep eye on roads for congestion Gujarat road safety policy to target fatal accidents More Ahmedabad News»

		Allahabad
		Two army personnel electrocuted at Allahabad Junction Soon, eight Kaushambi villages to become open-defecation free TOI chronicles HC's 150-yr journey One of the highlights of the 150th year anniversary function was the release of 500-page Commemoration Volume titled `Gavel and Pen', by the President and the Chief Justice of India.The volume has been produced by The Times Group. More Allahabad News»

		Bhubaneswar
		Naveen Patnaik requests Centre to expedite Jagamohan repair KV, 2 MLAs skip crucial BJP meet Three MLAs skipped a joint meeting of BJP legislators and the new office-bearers here on Sunday in an apparent manifestation of internal dissension in BJP over the recent rejig of office-bearers a week ago on March 6. Farakka shutdown triggers power crisis A power crisis looms large over Odisha a day after the National Thermal Power Corporation shut down most units of its super thermal power plant at Farakka in Murshidabad district of West Bengal. More Bhubaneswar News»

		Bhopal
		Defecate in open, lose ration card, gun licence: Minister PM Modi to visit Dr Ambedkar's birth place in Mhow, participate in Simhastha Surrender subsidy on ration cards, appeals MP minister More Bhopal News»

		Chandigarh
		After clean chit, IAS officer Ashok Khemka seeks report After getting a clean chit in the case pertaining to purchase of moong seeds, Haryana's whistleblower IAS officer Ashok Khemka has sought copy of the probe report so that "he may expose his frame-up in the case". PRTC diverted loans for new buses to pay salaries The Comptroller and Auditor General (CAG) of India has said that Punjab's oldest public transport firm Pepsu Road Transport Corporation (PRTC) that it availed loans worth Rs 31. SIT to monitor probe in over Rs1,000 crore rice export scam The Supreme Court-appointed Special Investigation Team (SIT) on black money will monitor the probe into the alleged over Rs 1,000-crore scam in export of high-quality Basmati rice to Iran which was fraudulently diverted mid-sea to Dubai. More Chandigarh News»

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Avudaiyar Shiva Temple and the Shaivite Saint Manikkavasakar ; 5 Health Benefits of Practicing Yoga

IndiaDivine.org:

Avudaiyar Shiva Temple and the Shaivite Saint Manikkavasakar

Avudaiyar Koil, also called as Thiruperunthurai, is a Shiva Temple located near Pudukkottai in South India. In this temple the great Shaivite saint, Manikkavasakar, was personally initiated by Lord Shiva. He became so intimately connected with Lord Shiva, that Lord Shiva instructed for this temple Manikkavasakar’s deity will be used instead of his own deity for all festivals and processions.

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RemedySpot.com:

5 Health Benefits of Practicing Yoga

Yoga is a holistic exercise that some participants embrace both for its mental and physical benefits. Those hooked to the ancient practice of yoga enjoy a number of positive health effects, and, for some, those benefits lend to a healthier state of mind, too.

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