Bear market ahead: Here's what you should do

THE ECONOMIC TIMES Tue, Nov 17, 2015 | 09:31 AM IST ET Wealth Newsletter Indian Finance League 2015 - Test your finance related knowledge Take the quiz What to do after a car accident? (Infographic) A step-by-step guide on how to react to a car accident. From personal safety to a car repair, this is everything you need to know about getting your life back on track when a car accident derails you. Bear market ahead: Here's what you should do Poor corporate results, political uncertainty and global fears have combined to bring markets down. But this could be an opportunity. India Inc's second quarter profits flat but silver lining visible Despite the poor show, experts say macroeconomic conditions are improving and this should be reflected in the coming quarters. How to avoid getting your health cover application rejected With insurers becoming cautious while approving health insurance applications, policyholders need to refrain from giving wrong information. Are you prepared for a bear market? Find out Bear markets can make investors wealthy. They just need to have the right attitude and financial discipline to gain from a bear market. Quote of the week "Challenge is to win trust of customers" Anuj Mathur Family Finances How Santosh Shelar's high savings can help him retire early Shelar's portfolio includes debt in the form of fixed deposit, PPF, EPF and insurance plans, while equity includes stocks and mutual funds. Financial Planning Financial lives of senior citizens should be made simple We cannot expect the elderly to keep themselves updated on technology to carry out transactions. Authorities should do it on their behalf. Money-making venture How NCR-based startup Kleeto helps businesses manage data The startup's technology encrypts important documents and secures them from unauthorised access by a password-protected individual login. Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Why Unichem Lab is a good bet for investors With the growth rate expected to pick up and more price increases in the offing, Unichem Lab is the analysts' pick of the week. What you should know about mutual fund dividends and NAVs In mutual funds, dividends are not an additional income, but just a withdrawal from your capital. Hate your job but can't quit? Here's what to do You hate your current job but need it nevertheless. ET tells you how to stay in your job and be happy about it too. Eight alternative ways of getting funds quickly Are asset-backed loans better than personal loans in an emergency? ET tells you what your options are for raising money at short notice. Five smart things to know about paying credit card dues via EMIs EMI facility converts the card into a consumer loan, which is typically at a lower rate. The cardholder is emboldened to spend more. More Newsletters ET Mutual Fund A weekly round-up of the top news and views from the mutual fund industry. Markets Watch Round up of stock, currency, bond, money and real estate market ET Investment Opportunities Property, Stocks, IPOs, NFOs, Mutual Funds and latest investment options in your inbox. Daily Newsletter Special stories that round up the major developments of the day. Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2015 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here

Why Were Temples Built? ; Prickly Heat: Ayurvedic Treatment, Medicines and Remedies

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Prickly Heat: Ayurvedic Treatment, Medicines and Remedies

Prickly heat is common in hot regions and seasons but in a few Pitta dominant people, it is found irrespective of the seasons. In a few others, it happens due to specific foods and beverages.

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IndiaDivine.org:

Why Were Temples Built?

The very nature of human perception is such that, right now, whatever a human being is involved with, that will be the only truth for him in his experience.

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News Digest: Save-cow cost: Industry bleeds, farmers suffer and exports tank

		THE TIMES OF INDIA
		Tuesday, November 17, 2015
		Today's Headlines

		India
		Save-cow cost: Industry bleeds, farmers suffer and exports tank A cross the country, especially in rural areas, there's simmering unease bordering on panic. NRI slams SUV into Pakistan's gate at Attari An NRI from Canada slammed his SUV into the Pakistan’s gate on the Wagah-Attari border in a major security breach on Monday. Nitish invites Uddhav, Didi, Kejriwal for oath ceremony Bihar chief minister Nitish Kumar on Monday called Shiv Sena chief Uddhav Thackeray, BJP’s Jharkhand minister Saryu Roy along with his West Bengal and Delhi counterparts, Mamata Banerjee and Arvind Kejriwal, requesting them to attend his swearing-in. More India News»

		Business
		India, EU set to resume FTA talks: Sitharaman After suspending talks for a bilateral trade agreement with the European Union, India is set to return to the negotiating table to discuss lower import duty for European cars and wines in return for pushing some of its farm products, garments and IT services into the trading bloc. Food, services push up retail inflation  Wholesale inflation remained in negative zone for the 12th straight month and was estimated at 3.8% although the gap with retail inflation, which was estimated at positive 5%, narrowed marginally. FSSAI moves SC on Maggi test remarks Nestle's Maggi noodles will be sold unhindered in the market even though the Food Safety and Standards Authority of India (FSSAI) on Monday moved the Supreme Court and sought expunging of certain adverse observations made by the Bombay High Court on its ability to test quality and standards of food products. More Business News»

		Environment
		Clarify how hotels are coming up at Kaziranga: NGT to Assam The National Green Tribunal has directed Assam government to clear its stand on eco-sensitive zones and how it has permitted large-scale hotel projects to come up in and around the Kaziranga National Park - home to the famous one-horned rhinos. Bird injuries rise due to noisy crackers, foul air A two-month-old laughing dove, perched on a tree in Sector 5, dropped to the ground after the sound of a high-decibel firecracker reverberated through the air, leaving it disoriented, according to its rescuer. New long-haired wasp species found in India Indian researchers have discovered five new long-haired species of wasps from different parts of the country. More Environment News»

		World
		Obama rejects calls for shift in ISIS fight President Barack Obama on Monday firmly rejected calls for a shift in US strategy against the Islamic State following the Paris attacks, saying Republicans who want to send ground troops into the volatile region are "talking as if they're tough" but fail to understand the potentially grave consequences. Seven US states shut doors to Syrian refugees Five US governors on Monday said they would not allow Syrian refugees to be settled in their states, joining Alabama and Michigan and contending it is too dangerous to let in people from that war-torn country following Friday's deadly Paris attacks. Spain issues arrest warrant for Israeli PM Netanyahu Israeli Prime Minister Benjamin Netanyahu and seven other former and current government officials are at risk of arrest if they set foot in Spain, after a Spanish judge effectively issued an arrest warrant for the group, it has been reported. More World News»

		Entertainment
		Ranbir Kapoor: Deepika is a flirt  Deepika Padukone is on top of her game right now. Ranbir Kapoor’s past few film choices may have come in the way of his superstardom, but there is no doubt that he is the best actor the industry has and it’s just a matter of time that he attains his superstardom. Akshay Kumar's alleged love affairs Khiladi Akshay Kumar has had a colourful history as far as his love life is concerned. Starting from Pooja Batra to his wife Twinkle Khanna and Priyanka Chopra, the actor has had a series of alleged love affairs. The curious case of Bollywood names More Entertainment News»

		Science
		Time to clean up space junk mess, Nasa says With a mysterious space object making a splash into the Earth's atmosphere on November 13, Nasa administrator Charles Bolden has shown concern about the growing junk in the space that may threaten the planet in near future. This is what your stomach does to a cheeseburger If only to compound that 'uuuugh what have I done' feeling you get after eating a burger (sorry), here's what's going down in your stomach as it gets digested and turned into energy/nap fuel. Smoking dads can pass cancer genes to kids Here's another reason for you to kick the butt. Research conducted at AIIMS has showed that men who smoke or consume tobacco in other forms are more likely to father children suffering from cancer More Science News»

		Sports
		Flare-ups in Sri Lanka thing of past, says Ishant Sharma Back in the team after serving the suspension in the opening Test against South Africa, Ishant said he prefers to look ahead instead of dwelling on the past. Murray subdues Ferrer to make winning start in London The Briton, aiming to win the prestigious season-ender for the first time in his career, needed to be at full tilt to finally subdue his Spanish rival 6-4, 6-4. No question of playing in India, says PCB chief PCB chairman Shahryar Khan has stated that it will not be feasible for Pakistan to play the proposed bilateral series in India as suggested by Indian cricket board. More Sports News»

		Technology
		11 best Android smartphones you can buy today Planning to buy a smartphone? We have a list of the best smartphones you can buy in India today. Whether you have a budget of under Rs 15,000 or north of Rs 40,000, this roundup is about a smartphone that's just right for you... US bill on visa curbs bodes ill for IT firms The United States is set to pass a bill on immigration with major implications for the $146-billion Indian IT sector and its employees. The bill seeks to prohibit companies based in the US from hiring H-1B employees if they employ more than 50 people, of which more than 50% are H-1B and L-1 visa holders. Facebook CEO responds to Safety Check controversy While Facebook's tool received appreciation for being a great communication tool for the people in the affected areas, the social network also received flak from several quarters for not activating the feature after the twin suicide bombings in Beirut that killed 40 people just a day before. More Technology News»

		Education
		New UK visa for Indian students? UK may soon introduce a first-of-its-kind visa only for Indian students which will allow them to work for two years after passing out of a British university. Hrushikesh Senapaty joins as NCERT Director Professor Hrushikesh Senapaty has joined as director of National Council of Educational Research and Training (NCERT) on Monday. Prior to this appointment he was heading Regional Institute of Education (RIE), Bhopal (a constituent unit of NCERT), as its principal. Care for water When Sunil Kumar, a teacher at a Delhi college, went house-hunting in Noida, he saw rampant urbanisation foretelling a likely water crisis. More Education News»

		Mumbai
		Culture vultures to throng Bandra this week for their fill of art, music, theatre & city history It's time to celebrate the 'Queen of the Suburbs' again. This week, visitors to Bandra will sway to pop-rock, contemplate artworks on the Carter Road promenade, and tone up in an Ultimate Kickboxing workshop. 2 schools get notices for RTE violation Two schools have been issued show-cause notices by the civic education department for not admitting students as required under the Right to Education Act, 2009. First ever GIS study shows 3,293 slum clusters in Mumbai Mumbai now officially has 3,293 slum clusters. The Slum Rehabilitation Authority (SRA) has, for the first time, carried out a Geographic Information System (GIS) mapping of slums across the city, which shows that slum clusters are spread over 9,008 acres or 36.45 sq km. More Mumbai News»

		Delhi
		Chief minister Arvind Kejriwal issues VAT warning for traders Swachh app gives AAP, BJP a common cause DDA launches apps to get feedback More Delhi News»

		Bangalore
		Karnataka HC grants one week's time to Railways on Bengaluru-Mangaluru train issue The Karnataka high court on Mondya granted one week's time to the Railways to respond to a PIL filed by Railway Yatri Sangha, Udupi. Track Asia Cup cycling from Wednesday Tsunami survivor Deborah will lead India’s challenge in the second edition of the Track Asia Cup 2015 beginning in New Delhi on Wednesday. The UCI class 1 event is part of the Olympic qualifiers and points won by cyclists will add to the individual ranking, making it more competitive. Namma Metro scheduled to be open by June 2016, fully The western line between Magadi road to Mysuru road was inaugurated on Monday but it will be thrown open for public on November 18 at 4pm. But deadlines have been postponed again. More Bangalore News»

		Hyderabad
		TTD panel to study land outside AP The Tirumala Tirupati Devasthanams (TTD) is all set to constitute a committee to look into the properties and land parcels owned by the trust in other states. AP govt puts bauxite mining on hold Bowing to huge pressure from tribal groups and Maoist threats, the Telugu Desam Party (TDP) government of Andhra Pradesh has put on hold its bauxite-mining plans in Visakhapatnam and Vizainagaram districts. SHE team nabs seven persons for eve-teasing SHE team of Hyderabad police arrested seven persons for harassing women. Cops arrested Md Mujeeb, 24, and Md Afzal, 25, private employees of Falaknuma for harassing a married woman by frequently calling on her phone and sending her abusive text messages. More Hyderabad News»

		Chennai
		64 schools get British Council's int'l awards Compulsory Tamil edu: Court wants panel to expedite matter Home-cooked food too can cause obesity More Chennai News»

		Ahmedabad
		BJP woos Muslims in Hindutva laboratory The BJP may have faced criticism for stoking communal sentiments following party chief Amit Shah infamous remark that crackers will be burst in Pakistan if BJP loses in Bihar. High in demand foreign brand cigarettes fuelling smuggling The lure of puffing a foreign brand cigarette is now not only limited to metros but also in small cities people want to have it leading to high demand. This demand is being fuelled by cigarettes brought illegally in the country. Gujaratis condemn Paris attacks The sports-loving Gujaratis have stood united in condemning the barbaric act of Paris attack which rocked the world on Friday. More Ahmedabad News»

		Allahabad
		FIR against NSUI men for remark against PM A local BJP leader has lodged an FIR against two workers of National Student Union of India (NSUI), the Congress' student wing, for putting up a banner with a casteist remark against Prime Minister Narendra Modi. City prof was in France on day of terror attacks The day Paris witnessed the deadliest attack on French soil since World War II, an assistant professor from Allahabad was delivering a talk on “intelligent video surveillance systems” at a conference not far away. Bhatt flays Paris attacks, says ideologies can't be imposed Film-maker Mahesh Bhatt on Sunday condemned the Paris attack stating that "one cannot impose an ideology on others by resorting to such heinous acts of launching an attack on innocents". More Allahabad News»

		Bhubaneswar
		Give 'amar ladoo' to farmers: Pramila As though the flak it is receiving from all quarters over farmer suicides wasn't enough, irresponsible statements by BJD leaders are causing the state government to lose face further on the issue. 'Robbers' murder doctor couple in Sailashree Vihar An elderly couple, both retired doctors, were brutally killed after being attacked during a suspected robbery at their home in the posh Sailashree Vihar locality here in the early hours of Sunday. Police try to earn trust of R'gada tribals Police in collaboration with the Rayagada district administration organized a mega community policing programme entitled 'Maitri' at Maoist-hit Jagdalpur village on Saturday. More Bhubaneswar News»

		Bhopal
		Congress, BJP ropes in senior leaders to bait voters in Jhabua, Dewas by-polls With only three days left for by-polls in Jhabua-Ratlam Lok Sabha and Dewas assembly constituencies, both BJP and Congress are making efforts to turn the tide in their favour. Major politicial parties have roped in senior leaders to make a finishing touch to the campaign and to woo voters with new strategy. Relief to farmers: MP govt plans to slash Rs 17,000 crore from departments With 15 per cent cut in allocations to various department projects, the Madhya Pradesh government has unwittingly stalled development of basic infrastructure in rural areas which could cost dearer to its investment plans. Bus falls into gorge in Madhya Pradesh: 5 dead, many injured More than five people are feared dead after a bus carrying more than 50 passengers fell into a gorge in Satna district on Monday evening. The accident took place at Charki valley under Ram Nagar police station of the district at around 3.30 pm. More Bhopal News»

		Chandigarh
		Man mortgages wife for Rs 30,000, kills lender later A bizarre case of a man first giving his wife to a friend as collateral for Rs 30,000 loan and later murdering him for seeking extra money to release her, came to light on Monday. Day before deposition, man shot dead at home A night ahead of his deposition before the trial court, a senior citizen was shot dead in house in Biharipur village of Nangal Chaudhary block of Haryana’s Mahendrgarh district. The murder occurred on the intervening night between Sunday and Monday when Shri Ram (65) was sleeping in his house. Badals on collision course with Sikhs, say Sikh groups Calling the arrest spree of Panthic leaders and the detention of preachers as a clear sign of “trashing of rule of law in the state”, Sikh groups Dal Khalsa and Akali Dal Panch Pardhani have said Badals have embarked on collision course with the Panth forgetting that latter would not give in to repression. More Chandigarh News»

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5 Factors That Make Ayurvedic Medicines Unique ; Rama and Krishna’s Birth: Sky Maps Star Position During Rig Veda

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5 Factors That Make Ayurvedic Medicines Unique

Most of the ayurvedic medicines contain 3 or more ingredients. Rarely we find medicines prepared out of single herb or two. In fact, many of them contain 10 – 20 medicinal herbs. Around 10-15% of the formulations possess more than 40 herbs.

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IndiaDivine.org:

Rama and Krishna’s Birth: Sky Maps Star Position During Rig Veda

Indian Puranas, History and The Epics are not fairy tales. They are facts. I have been verifying statements of events mentioned in these texts with the help of Astronomy, etymology of word used, archeological evidence, anthropology, geology and tools like carbon dating, Atomic verification, infra red evaluation, etc.

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