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Tue, Oct 13, 2015 | 09:31 AM IST

ET Wealth Newsletter

Mandatory MF pension policy is need of the hour: Harshendu Bindal, Franklin Templeton Investments-India Direct investment in stocks is only meant for seasoned professionals who invest in thoroughly-researched stocks.
Renewing your car insurance? 5 tips that can help you save money Renewing your car insurance? 5 tips that can help you save money

	Are you financially cheating on your spouse? Deception about money has the potential to destroy both your marriage and finances. Find out how to keep both on track.

	Things to know before joining a startup The work environment is truly dynamic. Change and unpredictability is practically the norm, so one must be prepared for the unexpected.

	How to get the best price on e-commerce sites this week Diwali is round the corner and the shopping season is on us. To lure customers, e-commerce sites are hosting sales this week.

	Can you trust your bank for investment advice? Typically, a bank's advice appeared to be driven by the quantum of commissions earned rather than requirements of the customer.

	Quote of the week
		"There are nascent signs of investment cycle revival"

		Roshi Jain,

	Family Finances Aggressive saving, investing to ensure long-term financial security for Dias family Satara-based Remeth Dias has created his own plan but wants to be sure that he is on the right track as far as his investments are concerned.

	Financial Planning Modify asset allocation in portfolio based on macroeconomic indicators If fund managers select stocks based on micro indicators, financial advisers should enable asset allocation based on macro indicators.

	Money-making venture How Chennai-based startup Notion Press helps first-time authors publish their works The company which has tied up with distributors across 97 countries, finds building awareness on self-publishing a major challenge.

	Entrepreneurs How the Rs 160 crore StarAgri is helping farmers manage their produce Our aim is to connect with 25 lakh farmers. We want to become every farmers' dream partner in their success

Financial Calculators
	Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy.

	Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators

Analysts bullish on Firstsource Solutions as low valuations limit further downside

The company boasts of a healthy deal pipeline — $501 million at the end of June 2015 compared to $395 million during same period last year.

How to open a new Atal Pension Yojana account

The Atal Pension Yojana aims to provide a minimum monthly pension of Rs 1,000 to Rs 5,000 to workers in the unorganised sector.

Five smart things to know about reinvestment options

It is provided as an auto-renewal facility in bank deposits, dividend reinvestment option in a mutual fund and accumulation option in a bond.

Are you doing well financially? Find out

Funds equal to at least 6 month's expenses should be saved up so that there is a financial back-up in case of loss of job or income.

Which investment strategy works best for your portfolio?

Do you look for stocks that represent specific strategies? Indices created to cater to such strategies can help in your portfolio construction.

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THE TIMES OF INDIA

Tuesday, October 13, 2015

Today's Headlines

India

SC brings curtain down on 'Kargil scam'
Sixteen years after irregularities were alleged in procurement of material, munitions and missiles during the Kargil war which sparked a major political controversy, denting the image of the then NDA government, the Supreme Court on Monday closed the matter after no one was found guilty.

An intel unit to track food prices
The issue came up for discussion at the inter-ministerial committee on prices and availability of essential food items chaired by consumer affairs secretary C Vishwanath on Monday.

After 15 suicides in Punjab, central aid to cotton farmers?
The Centre will take a call on providing assistance to Punjab cotton farmers, whose crop was damaged due to whitefly pests, after getting report of a central team that visited the state last week to assess the extent of damage.

More India News»

Business

Eco Nobel winner strong critic of India's poverty line
Had a tiff with Panagariya on why Indian kids are shorter.

Factory growth in India nears 3-yr high in August
Hits 6.4% on mines, manufacturing, retail inflation up 4.4% in September but in comfort zone

Car companies tie up with e-commerce portals
This has been done in an effort to tap into all available sales options.

More Business News»

Environment

'AP's capital city project yet to get environmental clearance'
Former Union finance secretary EAS Sarma has alleged that Andhra Pradesh's capital city project is yet to be subjected to a statutory environment impact appraisal, and said it would be imprudent on the part of the Prime Minister to attend the October 22 foundation stone laying ceremony.

ISR hopeful of tapping geothermal energy, starts survey
The Gandhinagar-based ISR is hopeful of making a breakthrough by finding out the most feasible source of thermal energy to set up a 2 mega watt geothermal power plant in Gujarat, which will be the first in the country

One car-free day won't clean Delhi air: Environmentalists
The national capital is also infamous for having the worst quality of air in the world, according to a World Health Organisation report, but the decision on a Car-free Day on October 22 to fight pollution looks like it has been reduced to a mere power tussle.

More Environment News»

World

EU's refugee relocation scheme 'not enough': UN
The European Union's current relocation scheme for refugees is "not enough" to address the scope of the problem, the head of the UN refugee agency (UNHCR) said on Monday.

Chinese man cremated with life savings of $33,000
A Chinese man was cremated along with his entire life savings of $33,000 as per his last wish that the money should be burnt along with him instead of giving it to his two sons who neglected him.

Zimbabwe not to charge US dentist for killing lion Cecil
Zimbabwe will not charge an American dentist for killing its most prized lion in July because he had obtained legal authority to conduct the hunt, a cabinet minister said on Monday.

More World News»

Entertainment

BT Exclusive: Amy-Rajinikanth in Robot 2
The superstar status of Rajinikanth is such that anything he does is big.

Bollywood movies in which Salman Khan dies
Let's have a look at few films in which Salman Khan's character dies...

Katrina Kaif: 6 Celebs who influenced her life

More Entertainment News»

Science

Soon, a tree-planting drone to counter deforestation
Should the plan go ahead, the specially developed fixed -wing drones will take detailed images of a particular area to tell the company about its nutrients, biodiversity and topology .

First 'in womb' stem cell trial next year
To be injected into fetuses to lessen brittle bone disease symptoms.

Feeling suicidal? Help is just a text away
Suicide prevention organisations are setting up ways that let distraught youths seek help that way.

More Science News»

Sports

Holkar Stadium: A happy hunting ground for Team India
The Holkar Stadium, where the second ODI between India and South Africa is scheduled to be held, is a happy hunting ground for the home team.

'Dinesh Mongia was in gang that fixed ICL matches'
Lou Vincent claimed that former India cricketer Dinesh Mongia was one of the key members of a "Gang" that fixed matches during the ICL.

I have no intention to become FIFA president: Pele
Football legend Pele stated that he has no intention to head the sport's governing body FIFA, grappling with an unprecedented corruption scandal.

More Sports News»

Technology

Infosys Q2 results: 10 things to know
Indian IT giant has announced its results for the second quarter ended September 30.

Apple Stores finally coming to India
The Apple Store is coming to India — or at least a few counters are, along with those signature wooden tables. They will be debuting in India in partnership with Tata-owned consumer electronics chain Croma.

Infosys' new CFO Ranganath D Mavinakere: 7 things to know
Indian IT giant Infosys CFO and EVP Rajiv Bansal has resigned. The company has named Ranganath Mavinakere as the new CFO.

More Technology News»

Education

Delhi University students to get transcripts online
Submitting transcripts to a university or an MNC abroad is set to become easier for Delhi University students.DU is planning on making transcripts available online.

Over 15,000 qualify civil services prelims exam: UPSC
Over 15,000 people have qualified in this year's civil services preliminary examination, results of which were declared today by Union Public Service Commission (UPSC).

More Education News»

Mumbai

Attack has dealt a body blow to govt's credibility, authority: Oppn
CM Had Promised Fool-Proof Security To Kulkarni

MLA helped plan Sena attack, cops failed to sniff and pre-empt it
The attack on think-tank leader Sudheendra Kulkarni on Monday morning was not spontaneous; rather it was planned with the help of an MLA and executed ruthlessly an, exposing the inability of the city police to anticipate harm to an obvious target and pre-empt it.

'Why pick on soft targets like artistes & writers?'
Prominent Mumbaikars have condemned the Shiv Sena’s attack on former BJP member and activist Sudheendra Kulkarni on Monday. Many among them are worried who will be the party’s next target

More Mumbai News»

Delhi

Dandiya classes help Durga devotees put best foot forward
With the nine nights of Goddess Durga's worship beginning on Tuesday, there is a certain excitement in the air, for it is time for the devout to revel in the energetic dandiya raas and garba dances.

To keep wedding 'gift', Dwarka man shoots at parents
A domestic dispute over the ownership of a car took an unexpected turn when a young man fired a gun at his own parents and injured them in west Delhi's Dwarka on Sunday.

More Delhi News»

Bangalore

Congress, CM lie low as Karnataka writers take the lead
Party complacent, says it cannot be agitating on every issue.

Alert farmer foils midnight bank heist
An alert youngster averted a bank heist at Amadalli village, about 12km from Karwar, in the early hours of Monday.

Riding high on passion, eight cyclists conquer Bengaluru's Nandi Hills
Leading the riders was the audacious Asian para-cycling champion Aditya Mehta, who egged them on to give it their best shot.

More Bangalore News»

Hyderabad

Professor pays Rs 2.82 lakh to attend fraud UK meet
In yet another instance of ingenious fraud, an assistant professor of Karimnagar was cheated to the tune of Rs 2.82 lakhs in a systematic way over a span of a few months.

Letter threatening to kill Telangana, AP CMs creates furore
A handwritten letter in Telugu threatening to assassinate the chief ministers of Andhra Pradesh and Telangana as well as conducting suicide attacks on AP assembly, Vizag Airport, ISRO and DRDO has created a furore in police circles.

Senior Maoist leader nabbed
In a major blow to Maoists, one of their senior leaders - Telangana state committee member and Khammam district secretary Eruvu Sivareddy alias Kiran - was arrested along with an RMP, Naresh, in the district on Sunday.

More Hyderabad News»

Chennai

From torture in circus to peace in semi-wild
Lions and tigers rescued from circuses get a second lease of life at rehab centre in Vandalur Zoo.

Builders will shut shop for a day in Chennai in protest over graft
The issue gained prominence with the suicide of Thane developer Suraj Parmar, who shot himself and left a lengthy suicide note detailing harassment by politicians and bureaucrats.

Tamil Nadu BJP says 'no' to alliance with AIADMK
The NDA is in total disarray in the state after sewing up a rainbow alliance in 2014 with PMK, DMDK, IJK, KMDK and New Justice Party.

More Chennai News»

Ahmedabad

23% high school students in Ahmedabad at risk of tobacco addiction
The survey undertaken by Ahmedabad Government Dental College and others found that nearly 50% of the 2,560 boys surveyed had started chewing betel nut at 13 and had tasted some form of pan masala.

'12% of Ahmedabad women unaware of breast cancer risk'
On the occasion of World Breast Cancer Day on Monday, Indus Health Plus released an abnormality report which revealed that Ahmedabad has reported a slight increase in the number of breast cancer cases from 6.5% in 2014 to 7.15% this year.

'Nirmal' link goes missing in Ahmedabad's Lambha area
Residents of Saraniyavas in Lambha area were happy a few months ago when civic authorities constructed toilets for individual homes under ‘Nirmal Gujarat Swachalaya Yojna’ here.

More Ahmedabad News»

Allahabad

"Karan Ghoda" procession taken out in Allahabad
The procession was taken out by Pacharchatti Ramleela committee through the main streets of the city.

Volunteers manage to clean Bakulahi river
The hard work of hundreds of volunteers had yielded results and villagers managed to clean Bakulahi river and ghats of Shani Dham Temple at Vishwanathganj of Pratapgarh district.

CBSE takes up 'fight' against sexual abuse of children
In view of rising incidence of child sexual abuse, Central Board of Secondary Education (CBSE) has decided to create awareness among the children about the same by showing national award winning film ‘Komal’ in all schools. The short animation film by Union ministry of women and child development was produced in association with Childline.

More Allahabad News»

Bhubaneswar

Odisha official held for sending obscene video to female colleague

University body opposes education under GATS
The All India University Employees’ Confederation (AIUEC), an umbrella body of university employees’ unions, on Monday condemned, what it termed, “reorientation of the education policy in the country.”

BU to rope in research fellows, ex-teachers
Authorities of Berhampur Universities are contemplating to rope in services of retired teachers and junior research fellows (JRFs) to address the problem of teacher shortage.

More Bhubaneswar News»

Bhopal

Narmada pollution control: Madhya Pradesh IAS officers asks devotees to donate coconuts to poor children
IAS officer Sanket Bhondwe says the coconuts offered to the river are often recollected and sold to devotees again.

Architect commits suicide in Bhopal
Police officials reveal that the deceased had had a fight with his wife before he committed suicide.

Debt-ridden farmer commits suicide in Madhya Pradesh
In the past fortnight, close to a dozen farmers have either committed suicide or have died of shock due to crop damage in the state.

More Bhopal News»

Chandigarh

Sikh convention calls for Sarbat Khalsa outside Badal influence

6kg heroin worth Rs 30 crore seized from near International Border
BSF personnel today recovered six kg of heroin worth around Rs 30 crore in international market near Uttar Dhariwal border outpost along the International Border in Amritsar sector.

France expresses willingness to help make Chandigarh 'Smart'
A French delegation led by Ambassador Francois Richier today called on Haryana and Punjab Governor Kaptan Singh Solanki and expressed their willingness to contribute in making Chandigarh a 'Smart City'.

More Chandigarh News»

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