How young couples can build wealth without compromising on lifestyles

How young couples can build wealth without compromising on lifestyles If your investment horizon is more than 5-6 years, there is no reason why you should be investing in debt instruments that offer very low yields. Ten steps for young couples to help them lead a financially stable life Medical insurance is a must. Get a family floater cover of at least Rs 5 lakh for medical needs over and above the medical insurance provided by your employer. Stock advice: Shares that can gain from a fall in yen and euro The huge stimulus from the European and Japanese central banks will weaken their currencies and could boost some Indian stocks. Retire rich: Supplement your PF with other options To ensure a comfortable life in retirement, one needs to make additional investments to build a corpus big enough to sustain one's expenses for nearly 20 years in retirement. How to know your child's financial personality Parents typically delay fostering good financial habits in kids. As a result, the child grows up with poor money personality. Quote of the week "I have experienced the expediting of things that had been stalled. Paralysis is not an adjective you can apply to the government of India anymore." Anand Mahindra,Chairman & MD, Mahindra Group Family Finances Kharbandas need to reallocate their investments in a focused manner Though Subhash has saved and invested well over the years, he is not sure if he will have sufficient funds for his goals. Financial Planning Confused about investing right? Take a cue from how you pick your child's career The framework that modern-day parents use to make the choices for their child is the one they must adopt when it comes to making choices about investing. Money-making venture Frrole: Amarpreet Kalkat's Bengaluru-based company analyses social media data for organizations Making sense of the social Web, with its real-time, unstructured data, that does not yield to traditional methods of analysis is a big challenge. Entrepreneurs How Ashok Atluri led Zen Technologies turned into a Rs 49 crore venture Through its indigenously developed simulators, Zen Technologies has grown to a Rs 49 crore venture in 20 years and created a niche for itself. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators How to deal with a difficult boss There are various types of bosses mapped on to the Chinese zodiac and ways you can hold your own without undermining their authority. Here's how you can monitor your children's online activities If you prefer a no-nonsense software to block adult websites, the free Family Shield software from OpenDNS is recommended. Do mutual fund colour codes depict your risk profile? "Colour coding is a step in the right direction, but we need more standardisation," says Gaurav Mashruwala, a Mumbai-based financial planner. What is the right time to sell stocks? Waiting for the maximum price to exit or minimum price to enter the market is difficult. It's a matter of time and luck. Why you should consider increasing equity allocation with a long-term view We have a strong growth-oriented government, which bodes well for businesses and markets. The intent is clear on the part of the government. Daily Newsletter Special stories that round up the major developments of the day Markets Watch Round up of stock, currency, bond, money and real estate market IPO Watch Gives you the latest IPO/FPO related news Live-Market News Portfolio Mobile Live TV Newsletter Commodities Speed Blogs Alerts Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2014 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here