Missed the stock rally? Here's how you can still rake in profits

Missed the stock rally? Here's how you can still rake in profits The consensus is that the Indian economy, after a long and exhausting ordeal, is well-placed to clock higher growth in the years to come. Why gold is likely to fall further, despite the upcoming festive season "International gold prices is heading lower and may go down to $1,000 in the next 6-9 months," says Praveen Singh, senior commodities analyst. How to benefit from these innovative tax-efficient hybrid funds The adverse tax treatment of debt funds has led to a flurry of new funds that invest in a combination of debt, equity and derivatives. Here's how they can benefit investors. Want your income to move up? Plan your taxes better Tax filing data shows that Indian taxpayers are not taking full advantage of the tax deductions and exemptions available to them. How to get a job if your venture did not work out Sometimes, it may happen that your enterprise fails to take-off and you want to take up a job now. Here's how you can go about it. Quote of the week "I hope that after the positive rating change FDI will increase because it makes a more positive contribution to output and growth." Bimal JalanFormer RBI Governor Family Finances Early start and high surplus to help Bachanis meet their goals "The questions I have about my finances are: should I open a PPF account and continue investing in gold?" - Rakesh Bachani. Financial Planning Is it good to rely too much on expert forecasts for investments? It is easy to get carried away by the 'big picture', but accurate forecasting requires that experts be open to new data, says Uma Shashikant. Money-making venture How InOpen Technologies increased its turnover from Rs 11 lakh to Rs 6 crore in 4 years The firm now has 71 employees working at its offices in Mumbai and Hyderabad. It registered a turnover of around Rs 6 crore in 2013-14. Entrepreneurs How Ajay Kolla turned a Rs 30-lakh venture into a company generating revenue of Rs 22 crore Ajay Kolla started a forum to help his out-of-work friends find jobs. Soon, he made a business out of it. His firm is growing at a rapid pace. Financial Calculators Plan your car Car cart! Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. Home Loan Refinance Should you refinance your home loan? Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate. More Calculators Key risks posed by market upswings can wipe out gains Having been part of the ascent, are you fearful that a correction may wipe out your gains? We examine the key market risks. Investors likely to face a riskier entry point in market rally The markets are not at attractive entry levels and, unless there is some big bang reform to support it, these index levels are not sustainable. 5 things you must know about third-party motor insurance claims It is required by law that vehicle owners in India take third-party motor insurance. It protects the owner against any financial liability. 5 smart things to know about non-payment of insurance premium If premiums have not been paid for three consecutive years from the inception of the policy, the insurance ceases with immediate effect. Why top-up plan is the best option for increasing health cover A top-up health plan takes care of expenses that result from a single illness and are higher than the cover provided by the existing plan. Daily Newsletter Special stories that round up the major developments of the day Markets Watch Round up of stock, currency, bond, money and real estate market IPO Watch Gives you the latest IPO/FPO related news Live-Market News Portfolio Mobile Live TV Newsletter Commodities Speed Blogs Alerts Follow Us on ET: About us|Advertise with us|Terms of Use|Privacy Policy|Feedback|Sitemap|Code of Ethics © 2014 Times Internet Limited. To ensure delivery directly to your inbox, please add etnotifications@indiatimes.com to your address book today. If you are having trouble viewing this newsletter, please click here To unsubscribe or edit your subscriptions please click here

News Digest: Leave note for successor, says DoPT note to babus

		THE TIMES OF INDIA
		Tuesday, September 30, 2014
		Today's Headlines

		India
		Leave note for successor, says DoPT note to babus The department of personnel & training (DoPT) has directed all officers to leave behind a "note for the successor" before they get transferred or demit office, so as to ensure that the knowledge of their respective work areas is not lost during transition. Khem Cho Mr PM? Obama asks Modi; Michelle Obama not present at dinner As Obama hosted Modi for dinner, the local Indian-Americans celebrated the Modi-Obama meeting by organizing a cultural event in front of the White House. Congress takes barbs at Modi over 'Gandhi slip' Congress took potshots at Prime Minister Narendra Modi for referring to Mahatma Gandhi as "Mohanlal Karamchand Gandhi", questioning his commitment to the father of the nation's ideals. More India News»

		Business
		Lenders look to hive off Dabhol assets Bankers refused to comment on the issue but it is not clear if the plan enjoys the blessings of the Reserve Bank of India. White-label ATMs face viability hurdle A desktop ATM— the size of a coffee vending machine—ATMs inside kirana stores and battery-powered ATMs with wireless dongles are some of the innovations that operators of white-label ATMs (WLAs) are looking at to ensure viability of rural machines. Auto portal Cardekho acquires Gaadi.com Sequoia Capital-backed Cardekho has acquired Ibibo Group-owned Gaadi.com in the first big consolidation move in a fragmented online auto classifieds market. More Business News»

		Environment
		World Land Trust raising funds for the 'ambitious' Chilkiya-Kota elephant corridor World Land Trust is an international conservation charity, which protects the world’s most biologically important and threatened habitats acre by acre. New snake species found in Ganjam named after Odisha The Russian Journal of Herpetology, an international science journal, has published a research paper on the new species in its latest edition published on Friday. NGT fines water packaging unit for not taking permission The National Green Tribunal has directed a water packaging unit in Greater Noida to pay Rs 1 lakh to the UP Pollution Control Board (UPPCB) for operating without permission from any of the competent authorities and causing damage to the environment. More Environment News»

		World
		Edgy China warns of strong police action against Hong Kong protests As pro-democracy movement intensified in Hong Kong, China on Monday signaled it won't tolerate "disrupters" and "mischief-mongers", even as it betrayed its own increasing nervousness about the protests by canceling the island's national day celebrations on October 1 and ordering Chinese websites to delete any mention of the unrest. UK supports Hong Kong protest The UK on Monday expressed concern over the developing situation in Hong Kong and said that its prosperity and security were based on its fundamental rights and freedoms including the right to demonstrate. Goan origin Costa is Portugal's PM candidate Portugal's main opposition Socialist Party on Sunday chose Lisbon mayor Antonio Costa as its candidate to be Prime minister in next year's election, hoping to breathe new life into the party's drive to regain power. More World News»

		Entertainment
		'I had decided to lead a life of a pauper by choice' Kay Kay Menon, 47, may not have shirt-tearing fans, but he is highly respected for his craft as an actor. He is emotional and sensitive and likes to live in his own cocoon. Singer-turned-actress faints on the sets Singer Shibani Kashyap, who forayed into TV with the show Ek Veer Ki Ardaas...Veera, fainted on the set recently. Katrina throws a birthday bash for Ranbir? he actor, known for his stellar performances in films like Barfi! and Rockstar turned 32 and it seems Ranbir was in for surprise. More Entertainment News»

		Science
		Black holes do not exist, claims study Black holes - the most dense objects in the universe that do not even let light escape- do not exist, a physics professor in the US has claimed. Soon, you may travel to space in a balloon A Chinese entrepreneur plans to set up a commercial space project to fly travellers in a manned capsule above the earth surface where they can see the curve of the planet and experience weightlessness. Graphene may allow for flexible, low-cost touchscreens Graphene-treated nanowires could soon replace current touchscreen technology allowing for more affordable, flexible displays, scientists say. More Science News»

		Sports
		Live Blog: Incheon Asian Games 2014, Day 11 Mary Kom will lead the Indian women boxers' bid to make it to the finals. Vikas Gowda starts as one of the favourites for a discus medal on the eleventh day of the competition. Asiad: With two more golds; India maintain 9th place Sania Mirza and Saketh Myneni clinched the gold in mixed double while Seema Punia also brought glory with her gold-winning act as India maintained the ninth position. Sania-Saketh grab mixed doubles gold Sania Mirza and Saketh Myneni combined well to clinch gold medal in the mixed doubles event as India's tennis campaign at the Asian Games concluded with a rich haul of five medals at the Asian Games. More Sports News»

		Technology
		India energizes me, Amazon CEO Jeff Bezos says Amazon CEO Jeff Bezos on his plans for bringing his 'Everything Store' to India First impressions: Samsung Galaxy Alpha Positioned as a high-end smartphone offering, the phone combines a premium form factor with high-end hardware specifications. 8 smartphones with unique features Most smartphones today have hardware and software quite similar to that of rivals, and there is very little that distinguishes one smartphone from the other. More Technology News»

		Education
		MA lectures in toilet at Gurgaon college A government college in the heart of the Millennium City has been forced to convert a toilet into a makeshift classroom for its MA students in sociology after it ran out of space. Premier pundit of management: Bakul Dholakia energized IIM-Ahmedabad with series of initiatives Bakul Dholakia, a pundit of finance and economics, is acclaimed for his contribution to IIM-Ahmedabad while he was the institute’s director. PU deserves central varsity status, VC says Patna University vice-chancellor Y C Simhadri feels this premier university certainly deserves a special status, he said. More Education News»

		Mumbai
		26-year-old ex-model hangs self, blames boyfriend in suicide note The police said that she committed suicide coupe of days ago but no one knew about it. On Monday morning, Pande’s neighbours smelt foul stench emanating from her residence and they called the police. Unique outings will define travel by 2024 In today’s age, travel may be about self-discovery, appreciation of diverse cultures and relaxation but in the future, it seems, it will largely be about securing bragging rights. Man held for US national's murder in Bangkok in 2012 A Grant Road resident, Ritesh Sanghvi (26), was nabbed by the city crime branch on Sunday from Parbhani for killing a 52-year-old US national in Bangkok in 2012. More Mumbai News»

		Delhi
		Soumya Vishwanathan case accused gets 3-year jail for escape bid The main accused in the murder of journalist Soumya Vishwanathan has been sentenced to three years imprisonment by a trial court in a separate case of trying to escape from custody by throwing chilli powder on cops. Man caught walking on Metro track A day after a fracas at the Rajiv Chowk station led to chaos on Delhi Metro, yet another breach of security was reported. Safdarjung to treat acid survivor The Delhi high court on Monday directed Safdarjung Hospital to conduct a corrective surgery on a 21-year-old acid attack survivor. More Delhi News»

		Bangalore
		Cops hurt in sand shortage clash More than 5,000 construction workers clashed with police during a protest against shortage of sand supply near Suvarna Vidhana Soudha on Monday. Handset fault pushes customer to the wall Worried that the numbers to which he was making calls were not recorded, K Mohan Kumar took his gadget, a Samsung S-5282 (Galaxy Star), to the showroom, Univer Cell Telecommunications Private Ltd in Vijayanagar, to get the fault corrected. Schools told to implement safety norms by October 31 Aided and unaided schools in the city may have to face the music if they fail to implement the guidelines issued to ensure children's safety by October 31. More Bangalore News»

		Hyderabad
		Tuda plans monorail from Tirupati to Tirumala If the proposal takes concrete shape, then the day will not be far off when devotees can go up from Tirupati to Tirumala in a monorail. A feasibility report to this effect was sent by Tirupati Urban Development Authority (Tuda) to the Union urban development ministry last month. Top central excise official's kin die in accident in Hyderabad The wife, daughter and brother-in-law of joint commissioner of customs & central excise (Hyderabad), MVV Suryanarayana, died in a road mishap on the Outer Ring Road (ORR) at Shamshabad here on Monday morning. Setback for capital dreams In a major setback to the Chandrababu Naidu government's plan to pool lands for the capital city, farmers in the proposed capital region have made clear their unwillingness to part with their lands. More Hyderabad News»

		Chennai
		Rs 1.91 lakh in cash robbed from Tasmac Miscreants escaped with Rs 1.91 lakh in cash after drilling a hole on the rear wall of a Tasmac shop on Poonamallee High Road near Periamet on Monday morning. 40-year-old man found dead on Egmore road A 40-year-old employee of a timber depot was found dead with injuries on his head in Egmore on Monday morning. Conservancy staff to guard pavements The city corporation has appointed its conservancy workers to double up as security to guard the recently widened city pavements in the city. More Chennai News»

		Ahmedabad
		Judge gets justice after 21 years It has taken 21 years for a judge to get justice. The Gujarat high court has asked the state government to pay former judge R K Divyeshwar for the years of service he lost after he was dismissed allegedly for turning up 'drunk' at a female judge's house. ED attaches suspended IAS officer Pradeep Sharma's properties worth Rs 1 crore The Enforcement Directorate on Monday attached properties worth Rs 1 crore belonging to suspended IAS officer Pradeep Sharma in a five-year-old case. Youth is no guarantee against heart attacks, say doctors Hitesh Pathak, an engineering student of Ahmedabad, is lucky to be alive.He had been experiencing severe chest pain and heartburn, but he was being treated for acidity. More Ahmedabad News»

		Allahabad
		No headway in 1.6 crore loot case Despite releasing the sketches of three prime suspects wanted in connection with Nawabganj Rs 1.60 crore loot case, the cops still haven’t been able to make a breakthrough. Glowing tributes paid to Bhagat Singh Various programmes were organised on the occasion of birth anniversary of Bhagat Singh on Sunday. People sang patriotic slogans and remembered the sacrifice of the great son of India. Many people marched from Gauhania Chauraha to Jasra market. 4 caught cheating in SSC exam Four examinees appearing in the Staff Selection Commission (SSC) examination were caught cheating on Sunday. More Allahabad News»

		Bhubaneswar
		Boy 'sacrificed' for good health In a chilling incident of alleged child sacrifice, police on Sunday arrested Bankanidhi Behera on charges of strangulating a 7-year-old boy to death at Jhalipadar village in Balangir district. State schoolkids set to make a mark at Denmark climate meet They are the only group of children from Asia to be participating in the event along with children from six other countries - Denmark, Belgium, Sweden, Ghana, Nigeria and Zambia. Brown sugar worth Rs 50L seized in Puri Excise officers on Sunday seized brown sugar, worth over Rs 50 lakh, from a man, who allegedly wanted to supply it to some foreign tourists in Puri. The drug peddler, Amulya Kumar Swain, 40, was arrested with the contraband near Puri railway station. More Bhubaneswar News»

		Bhopal
		Bloody Bhopal shootout exposes botched cop operation The bloody shootout at busy Habibganj area in Bhopal late on Saturday which left two policemen critically injured exposed the botched operation by Uttar Pradesh STF and MP police. Sex den at sharpshooter's Saket Nagar home Saturday night shootout in the city has left the police intelligence apparatus in tatters.It was just not about a criminal fleeing after pumping bullets into two cops in the heart of the city. State to set up venture firm with MSME fund: CM Ten days before the global investment summit to be held in Indore from October 8 to 10, Madhya Pradesh government has decided to set up a venture capital fund company with an initial sum of Rs 100 crore MSME fund (micro, small and medium entrepreneurs). Addressing a press conference, chief minister Shivraj Singh Chouhan said on Sunday that the company will help set up new industries. More Bhopal News»

		Chandigarh
		115-year-old loses mother, finds new home, family Dheeraj, 15, sits with ease while learning how to play tabla from Saurabh.They both stay in the same house, though they are not related.It is compassion that bonds Saurabh's family with Dheeraj. Pyar Ke Liye Kuchh Bhi Karega The girl and Joginder Singh, 23, a motor mechanic, were in a relationship for last five years.On Saturday, the girl went missing. Didn't take oath in 3 months, HC quashes councillor's election The Punjab and Haryana high court on Monday set aside the election of a woman councillor of Kalayat municipal committee of Kaithal district. More Chandigarh News»

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