Are you financially ready for a divorce?

Are you financially ready for a divorce?

Divorce can be emotionally devastating, but you can prevent it from becoming a financial catastrophe. Find out how to defend yourself.

Post 2G spectrum auction, are telecom stocks good picks now?

After the recent spectrum auction, the debt levels of incumbent players have increased, but a major overhang is over for the sector.

Five tips to maximise returns from your SIP in MF

Many people start an SIP in a mutual fund and terminate it when the market is on the decline. This defeats the very purpose of investing via the SIP.

Poll expectations of the 'common' investors

Lower taxes, less corruption and more economic reforms are some of the changes that investors want after the general elections.

Should you buy a back-dated insurance policy?

Wouldn’t it be great if you could turn the clock back? You could make money by investing in the right stocks via back-dating an insurance policy.

Quote of the week

"Criticism about the quality of fiscal adjustment is misplaced. We achieved it by collecting as much revenue as we could, and by cutting expenditure."

P Chidambaram Union Finance Minister

Family Finances

Despite a portfolio skewed in favour for real estate, the Shahs can meet all their goals

Even though the Shahs have invested only in real estate, they will reach their targets with ease. They must, however, have an exposure to equity as well.

Financial Planning

Why Sebi needs to empower mutual funds for investors

Sebi should use its clout to position MFs as a professional manager of portfolios, linking investors and securities markets in a low-cost and transparent manner.

Money-making venture

How Myna Batavia made Green Carpets a Rs 1.5 cr company from nearly zero investment

“A gardening solutions company was unheard of in 2002 in Bangalore, so it clicked well in its limited market,” says Batavia.

Entrepreneurs

How Ashutosh Pandey's Bajaao.com has become India’s largest e-retailer for musical instruments

We are growing at a very good pace and hope to generate a revenue of nearly Rs 50 crore in the next three years.

Financial Calculators

Plan your car

Car cart!
Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy.

Home Loan Refinance

Should you refinance your home loan?
Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate.

More Calculators

Buying a house? Mitigate risk with possession-linked plan

With sales in the real estate sector slowing down, developers are coming up with a variety of attractive offers to persuade customers to buy.

Should you tender shares in GSK Pharma open offer?

Given that the company’s share price is trading close to its offer price, investors will have to consider the tax incidence before taking decision.

Apps, devices & telescopes that can show you stars!

ET lists out some apps for smartphones and tablets, fun gadgets, as well as devices like telescopes.

How to calculate earnings yeild & use it to compare stock performance with other assets

The yield of debt instruments is derived from their periodic cash flow, market price and time to maturity.

Berger Paints: With major capex out of way and better reach, it's a long-term bet

A benign base, good monsoon and strong demand from smaller cities are factors that will support growth in the decorative paint segment.

Daily Newsletter
Special stories that round up the major developments of the day

Markets Watch
Round up of stock, currency, bond, money and real estate market

IPO Watch
Gives you the latest IPO/FPO related news

Live-Market News
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Your News Digest from Times of India

		THE TIMES OF INDIA
		Tuesday, February 25, 2014
		Today's Headlines

		India
		Gadkari files defamation suit against Manish Tewari Former BJP national president Nitin Gadkari on Monday lodged a criminal defamation complaint against Congress spokesperson Manish Tewari over three years after alleged libelous remarks were made. DU professor with disability harassed at Hyderabad airport The confrontation with security officials — the latest in a string of such encounters between differently-abled passengers and airport officials — lasted about 20 minutes before the officials capitulated. 'Abducted' Bangalore girl found in Delhi, accused held The Karnataka police team had arrived in Delhi on Sunday after tracking the mobile number used by the accused to make the ransom call. More India News»

		Business
		Power monitor faults gas pricing policy Many state discoms are turning away from gas-fired sources even now as they find gas-fired power tariffs of Rs 4-4.50 per unit costly. Essar Energy rejects Ruias' offer Shareholders of London-listed Essar Energy on Monday rejected a $1.5-billion takeover bid by its Indian promoters. Parliament should set inflation target for RBI: Rajan Reserve Bank of India governor Raghuram Rajan said on Monday that Parliament should set the inflation target and the central bank should be given the mandate to deliver on the objective. More Business News»

		Environment
		Migratory birds leaving Okhla Sanctuary, opting for drains If you are planning to visit Okhla Bird Sanctuary and Yamuna for bird watching, you may return disappointed. Andamans to throw open 3-4 more islands for tourists The Andaman and Nicobar (A&N) administration is planning to throw open 3-4 islands soon to attract more tourists. This will involve creation of infrastructure on these islands and will generate employment. How citizens' welfare is hurting the environment Despite an increasing awareness among the world community about reducing carbon footprints while sustaining development, nations are not doing too well, a study finds. More Environment News»

		World
		Ukraine calls for urgent Western aid Ukraine appealed for urgent international aid on Monday after the fall of Russian-backed president Viktor Yanukovich cast doubt on a bailout deal with Moscow, saying it needed $35 billion over the next two years. Israel bombs Hezbollah base on Lebanon-Syria border Israel bombarded a Hezbollah position on the Lebanon-Syria border on Monday, a Lebanese security source and a Syrian NGO said. China rejects US move to mediate on Tibet China has rejected a US move to appoint a State department official as a coordinator for Tibet. More World News»

		Entertainment
		Hrithik Roshan continues to stay married to his in-laws It is often jested and suggested that in India, we do not marry the man or the woman alone. We end up marrying his/her family as well. That is precisely how it works in Bollywood too Dark secrets about Geetika Tyagi revealed Actress Geetika Tyagi, who has accused director Subhash Kapoor of molesting her, has an ugly past. PICS: 20 reasons why we love Big B More Entertainment News»

		Science
		Scientists solve malaria mystery Scientists have solved the long-standing mystery of how the malaria parasite initiates the process of passing from human to human. Heart grown in lab to beat in body Watching tiny cells grow into a human organ in a lab is no longer in the realm of science fiction. Scientists across the globe have managed to grow tissues and organs, and regenerative medicine is now one of the most promising fields in medical science. PIO develops cheap paper test to detect cancer An Indian-American scientist at the Massachusetts Institute of Technology (MIT) has developed a cheap, simple, paper test that can detect cancer, circumventing expensive approaches such as mammograms and colonoscopy. More Science News»

		Sports
		Virat Kohli: India's captain in waiting There's a sense of déjà vu to the Asia Cup. One can't help but hit the rewind button to September 2007 when Indian cricket was going through a tough time. Young India shows the way after HIL The most heartening thing about this year's Hockey India League was the performance of young Indian players. But the tournament had its share of glitches. DDCA curator complains against Gauti Kotla chief curator Venkat Sundaram has lodged an official complaint to DDCA against captain Gautam Gambhir after an altercation over pitch preparation. More Sports News»

		Technology
		Samsung unveils water-resistant Galaxy S5 The Galaxy S5, which was unveiled at the Mobile World Congress in Barcelona, Spain, will be available in around 150 countries, including India, on April 11, 2014. Samsung steals the spotlight from Nokia, Sony Samsung's glitzy announcement during the MWC made it harder for other phone makers to get noticed. WhatsApp's worth is more than $19 billion: Facebook CEO Mark Zuckerberg defended his huge $19bn takeover of free mobile messaging service WhatsApp, saying it is actually worth much more. More Technology News»

		Education
		Medical students in Mauritius stare at uncertain future Indian educational institutions continue to earn disrepute in Mauritius. After the case of Eastern Institute for Integrated Learning in Management (EIILM) that continues to function without UGC permission, comes DY Patil Medical Institute. Burning midnight oil burns out your power to perform In the fourth part of the series, TOI interacts with school principals on what they undergo at the time of board examinations, their concerns and apprehensions and most importantly how they encourage students to score well. IIM-A placements completed The Indian Institute of Management, Ahmedabad (IIMA) has completed its placement process for the graduating batch of 2014. More Education News»

		Mumbai
		'Apply existing laws to rescue declining Bandra' The swift transmogrification of H-West ward from a quiet corner of the city into a cultural, shopping and nightlife hub has brought with it an adjunct set of problems. Young but restless after metamorphosis Sixty-five-year-old Daphne Warapen remembers the time when she used to cross rice fields and expanses of greenery while walking from her home at Union Park to St Theresa’s Church on Bandra’s 24th road for the Sunday mass. Compensation within 3 months The cost of developing the land, which will be returned to the affected villagers, will be borne by Cidco, which is the developing agency of the new airport; under the central law, the cost is supposed to be borne by the affected persons themselves. More Mumbai News»

		Delhi
		Delhi struck by freak incident of fog Delhi was struck by a freak incident of fog on Monday morning. DDA offers penalty relief In its board meeting on Monday, DDA decided to launch a one-time relief scheme for those who stayed away from the leasehold to freehold conversion camp conducted recently. Archaeological Survey of India concerned about flight path near Qutub Minar ASI sources said they were planning to write to the aviation ministry so that flights flew outside the safe zone. More Delhi News»

		Bangalore
		Air and sound pollution hurts cops most: HC Who will be affected seriously by air and sound pollution? It is police officers, a division bench headed by Chief Justice D H Waghela observed on Monday. Jailbirds to get meals for Rs 75 The Planning Commission's definition of poor is applicable to those who consume goods and services worth less than Rs 33 per day. Congress faces caste conundrum in Bagalkot The Congress high command may be considering IT/BT minister S R Patil for the Bagalkot Lok Sabha seat.But two other aspirants and caste equations have made the task difficult for the party. More Bangalore News»

		Hyderabad
		State bifurcation to spell more trouble for Andhra road transport body The state-run transport giant APSRTC is likely to stop nearly 1500 daily services to Hyderabad and other Telangana districts after bifurcation, plunging the already bleeding public sector company into further trouble. Unemployed man commits suicide Upset over his financial problems, a 28-year-old unemployed man committed suicide by hanging himself at his house at Balanagar on Monday. Vijayawada-Guntur-Tenali-Mangalagiri Urban Development Authority to monitor master plan Staking strong claim to become the capital of the residuary Andhra Pradesh, the board of Vijayawada-Guntur-Tenali-Mangalagiri Urban Development Authority (VGTM-UDA) has decided to closely monitor the preparation of master plan. More Hyderabad News»

		Chennai
		Upset by inaction in wife's rape case, man immolates self A 45-year-old man immolated himself in front of the Secretariat on Monday morning and died in hospital later in the day. Make public list of poll officials: DMK Close on the heels of the Election Commission directing state governments not to engage officials due for retirement before June 30 on election duty, DMK has asked the commission to post the list of officials being drafted for election duty on its website. Cry over creaky coaches The interim railway budget presented by railway minister Mallikarjun Kharge recently has not focused much on safety despite several ills plaguing the railways. More Chennai News»

		Ahmedabad
		Intelligence Bureau listing Narendra Modi admirers in Congress The Congress high command is understood to have sought the services of the Intelligence Bureau to identify possible defectors to the BJP in Gujarat. Dated ideas blunt kids' competitive edge The social science textbooks of classes 6, 7, and 8 published by the Gujarat Council of Educational Research and Training (GCERT) seem to skimp on quality and the range of ideas. RTI queries surge in Gujarat The use of the Right to Information (RTI) rose dramatically in Gujarat in 2012-13 compared to the previous year - translating to an increase of 142%. More Ahmedabad News»

		Allahabad
		MLA seeks road repair Peeved over dilapidated condition of roads in various localities, City (North) MLA Anugrah Narayan Singh has decided to raise the matter on the floor of the house. Congmen flay Jayalalithaa The activists also took out a procession which ended at Peepal Chauraha, where they burnt the effigy of Jayalalithaa.The activists were shouting slogans against her. Tantrik makes bid to rape girl A tantrik and his accomplices tried to rape a 15 years old girl and beat her up badly when she raised an alarm.The incident took place at a village in Bisheshwarganj on Friday. More Allahabad News»

		Bhubaneswar
		State tourism road show in Chennai The Odisha state tourism department organized the fifth road show in Chennai on Friday.The show was attended by a number of tour operators, travel agents, journalists, travel writers and airlines of Chennai. Rehabilitation package for Satabhaya villagers Revenue and disaster management secretary Taradutt on Sunday visited sea erosion-hit Satabhaya gram panchayat in Kendrapada district. Pugmark scare on city outskirts Panic gripped several villages, on the outskirts of the city, after pugmarks of an animal were found near human habitation in the last few days. More Bhubaneswar News»

		Bhopal
		AIIMS students to meet Sushma Swaraj Protesting students of All Institute of Medical Sciences (AIIMS), Bhopal will meet leader of opposition in Lok Sabha, Sushma Swaraj here on Monday. General VK Singh at Barkatullah University today Former Chief of Army Staff General V K Singh who is pursuing PhD from Barkatullah University will appear in viva here on Monday. Railway robber gang bust triggers GRP-RPF faceoff The arrest of a Haryana-based gang that robbed passengers on 22 trains between New Delhi and Madhya Pradesh has pitted the state's government railway police (GRP) against Centre's Railway Protection Force (RPF). More Bhopal News»

		Chandigarh
		Grand bash to celebrate his 100th birthday The Sector 21 house of B L Mohan is alive with activity.For, the family is busy making preparations for a grand birthday bash for Mohan as he turns 100 on Tuesday. Wife, in-laws booked for abetting man's suicide Two days after the decomposed body of Tarun Bhatia, 30, a native of Delhi, was recovered from his house in Zirakpur, the police booked his estranged wife and in-laws on the charge of abetment to suicide on Monday. Panjab University students launch stir against fee hike Led by the outfit Students for Society (SFS), the youngsters on Monday began an indefinite day-and-night protest outside the vice-chancellor's office in a 'campaign to mobilize students' against the increase. More Chandigarh News»

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