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Sunday, May 5, 2019

FinanciaciĆ³n sin Cirbe

Líneas no bancarias
 

Financiación sin bancos ni Cirbe (y sin que te sangren con los intereses)

Se llama shadow-banking a todo tipo de entidades financieras que trabajan fuera del circuito bancario.

Son totalmente legales, por supuesto, pero no son entidades bancarias, no consumen CIRBE y tienen unos criterios de concesión más accesible.

Te pongo un ejemplo,

--

Uno de nuestros clientes tiene una empresa de carpintería metálica, se encargan de todo lo que sea metal en obras grandes.

Muchos de sus clientes son entidades y empresas públicas o grandes empresas. Tiene grandes encargos pero cobra tarde (por lo general) y tiene que adelantar mucho dinero.

¿Resultado? Unas tensiones de tesorería bastante graves que hacían peligrar una empresa que lleva trabajando casi dos décadas y que además estaba creciendo a buen ritmo.

Nuestra solución: actualizar su estructura financiera.

Firmaron 3 líneas con 3 de nuestros colaboradores:

- Un leaseback sobre una máquina que les dio liquidez,

- una línea de adelanto de contratos y facturas que les permitió aceptar encargos que estaban a punto de rechazar

- y un ICO inversión para comprar una máquina nueva con la que optimizaron su proceso de producción, reduciendo sus costes.

--

Muchas veces la solución a un problema no viene con una sola operación, sino con varias trabajando al unísono.

La clave es encontrar a quien comprenda tu problema y confíe en tu empresa y en tu proyecto.

En eso somos especialistas.

Si tú también necesitas financiación para tu empresa ponte en contacto en el enlace de abajo.

Te haremos un estudio de viabilidad por escrito y sin compromiso:

Haz clic aquí

El equipo de Iberfinancia.

Thursday, May 2, 2019

Make friends with volatility, they say; but how!

THE ECONOMIC TIMES
Thu, May 02, 2019 | 11:51 PM IST

ET Investment Opportunities

Make friends with volatility, they say; but how!

Studies have been highlighting importance of asset allocation for long-term performance.

2 good businesses that market is yet to rate

Serious investors constantly hunt for attractively-priced quality stocks.

How to invest in stock market: A step-by-step guide

Planning to venture into the stock market, but clueless on how to go about it? Here is a step-by-step guide.

Co-location scam jigsaw and how Sebi cracked the code

The stock exchange allowed OPG and others to back-up servers and gave them first access.

Advertorial
The cost of not maintaining menstrual hygiene

Advertorial
Negotiation strategies for women for a higher salary

Top Mutual Funds
SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%)
JM Core 11 Direct Plan-Growth -3.89 13.30 5.52 19.92
JM Core 11 Fund-Growth -4.03 12.15 4.01 18.38
Mirae Asset Large Cap Fund Direct- Growth -0.26 9.76 9.55 18.23
Reliance Large Cap Fund Direct-Growth -1.59 8.34 8.90 18.03
Mirae Asset Large Cap Fund Regular- Growth -0.35 9.14 8.48 17.27
FeaturedMotilal Oswal Midcap 30 Fund Direct-Growth
★★★★★
-1.75 6.44 -3.10 9.40
Start SIP
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Why you invest the way you do and how to improve it

Behavioural finance did not invent deceptive industry practices, but it both helps practitioners understand them.

Market Moguls: Bech de kya? Read this first

There is nothing called a perfect asset allocation – do not waste time targeting the impossible.

US data prints show it is time to bottom-fish in gold

The strategy for MCX Gold June 2019 contract would be to buy in the Rs 31,850-31,900 range.

Paathshala: Beauty of multicap mutual funds?

Many wealth managers believe multi-cap funds are a good starting point for long-term investors, specially those using SIPs for wealth creation

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Understanding the perks and woes of business travel

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Transforming Learning and Development with Virtual Assessment Centres

5 midcaps where FPI stakes hit all-time high

FIIs have been raising shareholding in these firms for at least four quarters now.

Look who is waiting to buy stocks after poll result

World's largest democracy is currently going through over a month long election since April 11.

Initial Public Offer (IPOs)
IPO Name Offer Price Band Open Date Close Date
 
White Organic Retail Ltd. 63.00 26-04-2019 02-05-2019
Evans Electric Ltd. 52.00 30-04-2019 03-05-2019
Cian Healthcare Ltd. 61.00 - 65.00 02-05-2019 09-05-2019
More >>
NFO (FMPs)
Fund Name Category Type Open Close Min Inv
 
UTI Fixed Term Income Fund - Series XXXI - XIII (1127 Days) Reg-G Debt: FMP Closed-end 22 Apr 2019 06 May 2019 5,000
UTI Fixed Term Income Fund - Series XXXI - XIII (1127 Days) Direct-DQ Debt: FMP Closed-end 22 Apr 2019 06 May 2019 5,000
UTI Fixed Term Income Fund - Series XXXI - XIII (1127 Days) Direct-DY Debt: FMP Closed-end 22 Apr 2019 06 May 2019 5,000
UTI Fixed Term Income Fund - Series XXXI - XIII (1127 Days) Direct-Flexi D Debt: FMP Closed-end 22 Apr 2019 06 May 2019 5,000
UTI Fixed Term Income Fund - Series XXXI - XIII (1127 Days) Direct-G Debt: FMP Closed-end 22 Apr 2019 06 May 2019 5,000
More >>
Real Estate News
Amrapali Group committed first degree crime by cheating home buyers: SC Amrapali Group committed first degree crime by cheating home buyers: SC
"Fate is written on the wall" for the group and its directors, the top court said while declining to hear their claims of no wrong doing.
Gujarat second in number of works under RERA Gujarat second in number of works under RERA
About 889 real estate agents, agencies and 5,317 real estate projects have so far been registered with Gujarat's real estate regulatory authority.
'Amrapali directors didn't invest a penny of their own' 'Amrapali directors didn't invest a penny of their own'
The court asked how could the group claim ownership of its properties if the promoters and directors had not invested any amount from their pockets.
Realty hot spot series: Variety of residential units on offer in Delhi's Rohini locality Realty hot spot series: Variety of residential units on offer in Delhi's Rohini locality
The locality is well-connected to the key job and retail hubs. Other key amenity includes DPS and GD Goenka schools, Dr Baba Saheb Ambedkar Hospital, Malls, etc.
Realty hot spot series: Delhi's Janakpuri offers DDA flats, houses for different budgets Realty hot spot series: Delhi's Janakpuri offers DDA flats, houses for different budgets
The area offers a range of properties for different budgets which includes cooperative societies, DDA flats and other builder floors.
NFO - Non FMPs
Fund Name Category Type Open Close Min Inv
 
Principal Small Cap Fund Reg-D Equity: Small Cap Open-ended 22 Apr 2019 06 May 2019 5,000
Principal Small Cap Fund Direct-G Equity: Small Cap Open-ended 22 Apr 2019 06 May 2019 5,000
Principal Small Cap Fund Reg-G Equity: Small Cap Open-ended 22 Apr 2019 06 May 2019 5,000
Principal Small Cap Fund Direct-D Equity: Small Cap Open-ended 22 Apr 2019 06 May 2019 5,000
Mirae Asset Focused Fund Reg-D Equity: Multi Cap Open-ended 23 Apr 2019 07 May 2019 5,000
More >>
Views and Recommendations
Buy Orient Electric, target Rs 220: Edelweiss Financial Services
02 May, 2019, 02:49 PM IST
Buy Orient Electric at a price target of Rs 220.
Buy
Sell IndusInd Bank, target Rs 1,585: Dr CK Narayan
02 May, 2019, 08:54 AM IST
Sell IndusInd Bank Ltd. at a price target of Rs 1585.0 and a stoploss at Rs 1625 from entry point.
Sell
Buy HCL Technologies, target Rs 1,200: Dr CK Narayan
02 May, 2019, 08:52 AM IST
Buy HCL Technologies Ltd. at a price target of Rs 1200.0 and a stoploss at Rs 1165 from entry point.
Buy
Buy Torrent Pharmaceuticals, target Rs 1,850: Manas Jaiswal
02 May, 2019, 08:47 AM IST
Buy Torrent Pharmaceuticals Ltd. at a price target of Rs 1850.0 and a stoploss at Rs 1760 from entry point.
Buy
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