Budget 2019: Tax break for Rs 5 lakh earners is huge tax planning incentive for middle income group

THE ECONOMIC TIMES Tue, Feb 05, 2019 | 06:30 AM IST ET Wealth Newsletter

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Budget 2019: Tax break for Rs 5 lakh earners is huge tax planning incentive for middle income group Taxpayers very close to the threshold limit will have to ensure their income does not exceed Rs 5 lakh. How to overcome your financial stress and resolve your finances Find out how your flawed habits and decisions could increase your financial strain. Plan to maximise tax benefits? Ensure tax-saver investments are aligned to your financial plan Financial planners recommend keeping long-term financial commitments and goals, and not just tax breaks, in mind while carrying out this exercise. Tax rebate on Rs 5 lakh income: Helping the poor but surgically striking out the rich The virtuous cycle is completing itself. The payoffs of GST and tax reforms are being reaped by those who need it. What makes great economic moats? Finding the key to a company's longevity in a world marked by disruption Operational efficiency and profits, not buybacks, boost stocks The markets regulator has flagged down the infrastructure giant's INR9,000 crore share-buyback offer. The company had hoped the buyback would help improve its return on equity to 18% by 2021 from 14% at present. But buyback is one area where theory and practice have always been in conflict. Fuel vehicles get priority at M&M over electric ones Retail sales of the company's EVs are miniscule. While M&M may choose to drive volumes through sales to governments, institutions, and fleet operators, it ought to revisit its retail strategy. From our Partners Power of Micro-actions: Can small steps culminate to a big out-turn? Begin today, take these small steps and witness them reach a pinnacle. From our Partners Did you believe these myths on tax deductions? Schemes like health insurance, term plans, ULIPs allows tax payers to claim deductions Kick start your career even before campus placements: Here's how Campus placements restrict you to a limited number of opportunities. Off campus not only opens you to the world of diverse opportunities but also makes you self-reliant. Want to live independently? Learn to manage your finances first To be independent in every sense of the term, one must get finances in order first. Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) JM Core 11 Direct Plan-Growth 0.24 -9.26 -2.53 19.67 JM Core 11 Fund-Growth 0.06 -9.93 -3.65 18.15 Axis Bluechip Fund Direct Plan-Growth 1.32 -4.34 9.80 16.79 Reliance Large Cap Fund Direct-Growth -0.53 -2.23 -0.60 16.58 ICICI Prudential Bluechip Fund Institutional I-Growth -0.48 -4.27 -1.48 15.50 FeaturedInvesco India Growth Opportunities Fund-Growth ★★★★★ 0.03 -5.97 -1.46 15.21 Start SIP How healthy are your personal finances? Take this quiz to find out Are you doing everything right for your personal finance? With the new Budget in place, it is a good time to check the health of your finances with this quick quiz. 5 promising ports and logistics stocks Strong government support, increased investments, a unified tax structure under GST and global trade imbalances will benefit these companies.

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5 troubled sector stocks which can be winners in the long term Some fund houses have launched 'special situations' funds to execute this strategy. Others have employed their 'value' funds to make the most of the existing situation. Budget 2019: Income tax on deemed rent from second house removed Home owners will no longer have to pay tax on notional rent for second occupied homes. TDS threshold raised to Rs 40,000 from Rs 10,000 This is only a rise in TDS ceiling, not in tax exemption limit on interest incomes. Should you buy a ready or under-construction or resale house? It is recommended to go for RERA registered properties only, so you can have recourse to the regulator, should there be a dispute. Realty hot spot series: An established and accessible Pune locality One of the highlights of this area is its proximity to the significant Rajiv Gandhi Infotech Park in Hinjewadi along with many other companies nearby. HDFC Mid Cap Opportunities Fund: Strong long term track record ET Wealth collaborates with Value Research to analyse top mutual funds. We examine the key fundamentals of the fund, its portfolio and performance to help you make an informed investment decision. Stock pick of the week: Why Sun Pharma can be a good long-term bet Sun Pharma has clarified that the spike in its unsecured loans in 2017-18 was on account of a settlement it had reached with a thirdparty— Atlas Global Trading. Tax optimiser: How salaried Tushar can save Rs 1.3 lakh tax via perks, NPS Not only should you ask your employer/company for the NPS benefit, but you should also invest in the scheme on your own. You can reduce your tax outgo significantly. How to invest lump sum amount in mutual funds If the investor is not taking the services of an adviser, he can submit the form at the AMC office himself or investor service centre indicated by the fund house. What are Exchange Traded Funds ETF price are real-time and known at the time of the transaction, unlike NAV, which is computed end of a business day.

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Financiación con fondos de la UE (condiciones especiales)

Línea FEI - Iniciativa Pymes con fondos europeos: FEDER, FEI y BEI. Financiación para pequeñas y medianas empresas españolas. Importe máximo: 12,5 millones. Al tratarse de líneas con garantía del FEI cuentan con condiciones preferentes. Quiero saber más sobre FEI Somos tu oportunidad de acceder a fondos europeos. Contáctanos de 9 a 16 horas en el 981 90 49 49 o te contactamos nosotros Déjanos tus datos Sobre nosotros Somos un socio estratégico para tu empresa. Atendemos a empresas y autónomos de toda España. Servicios genéricos Plan económico Arbitraje financiero Factoring sin recurso Tramitación de avales RAI/ASNEF Otros servicios Subvenciones Marketing Fiscal laboral y contable Hacienda y S.S. Análisis de clientes

Operaciones de refinanciación

Refinanciación de endeudamiento. ¿Qué es? Simplificándolo, se trata de convertir deuda a corto plazo en deuda a largo, para reducir las cuotas de amortización. ¡OJO!, hablamos de endeudamiento, no de morosidad. Endeudamiento que está al día, sin impagos, pero con cuotas elevadas para la empresa. A nosotros llegan a menudo empresa que lo buscan porque en meses "flojos" les cuesta hacer frente a todos sus compromisos de pago. ¿Cuál es el problema? Que los bancos aborrecen todo lo que sea refinanciar porque no quieren asumir riesgo de otras entidades y porque el Banco de España les hace provisionar el 25% del importe. Si quieres saber cómo lo solucionamos nosotros, sigue leyendo... Uno de nuestros clientes, una empresa industrial valenciana que tenía tensiones de tesorería puntuales que hacían peligrar su estabilidad, nos pidió que le ayudásemos a refinanciar sus préstamos a corto. Era una refinanciación que ni su banco ni ningún otro le quería dar. ¿Qué hicimos? Montamos la operación como una necesidad puntual (no recurrente) de tesorería que nada tenía que ver con la refinanciación de otros préstamos y centrándonos solo en la operativa de la empresa, sus plazos de pago y de cobro. Así conseguimos dos operaciones que juntas cubrieron los tres préstamos y a más largo plazo. Para que te ayudemos con un problema similar... Déjanos tus datos y te llamamos El equipo de Iberfinancia.

Modi's election Budget: The fine print

THE ECONOMIC TIMES Fri, Feb 01, 2019 | 05:57 PM IST Budget Headlines

The final analysis: Who got what from Goyal, and who missed out on what Goyal showered tax sops for the middle class and announced an annual income support of Rs 6,000 for small farmers as he presented a please-all Budget on Friday. Winners and losers in Narendra Modi's Interim Budget The budget includes big announcements such as a major income support scheme for farmers and a new pension program for workers. How you can now pay zero tax even if your salary is Rs 7.75 lakh As per Budget, individuals with annual income up to Rs 5 lakh will get full tax rebate under section 87A. Devil in details: Only those with income up to Rs 5 lakh pay no tax Anyone with net taxable income above Rs 5 lakh will not be able to avail this tax benefit. The full text of Budget 2019 Speech by FM Piyush Goyal To promote entertainment industry - Single window clearance for ease of shooting films, available only to foreigners, is now going to be made available to Indian filmmakers as well. How today's budget gave little to the rich and a lot to the poor The bigger gainers are all individuals with net taxable income up to Rs 5 lakh who will not have to pay any tax as per Budget 2019 proposals. Modi's election budget explained in 10 easy points In a slew of mega announcements, the government announced tax sops for middle class, income scheme for farmers. Why this budget is unethical and iniquitous The level of inequity and lack of ethics in the present budget are irresponsible beyond a little populism. At Rs 3 lakh crore, here comes India's largest-ever defence budget However, going by the figures provided by the Defence Ministry last year, the hike is only Rs 9,785 crore, which is a meagre 3.3 per cent. Jaitley's post-budget blog gives a peek into his fiscal optimism He said that the government has made massive efforts to improve the rural life in the country citing the number of schemes announced in the past to improve the plight of the farmers. Budget paves the way for more state-of-the-art rail coaches The term rolling stock in rail transport refers to any vehicle that moves on rail tracks. It includes coaches, wagons and train sets. Budget outlines govt's plan to create 1 lakh digital villages in 5 years Presenting the concept in the interim Budget, the finance minister said that the government has set an aim of buidling 1 lakh digital villages in the next 5 years. The big highlights: Who got what gift from Modi in election year In its final budget before this year's polls, Modi govt announced some mega sops for various categories. Your affordable home may've just got even more affordable Affordable housing projects registered up to 2020 would have tax exempted under 80 I B. This one year exemption would benefit new projects. Interim Budget: Good bye to Direct Tax reforms? Ideally, the NDA government should have waited for the DTC panel to present its report.

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