News Digest: Mulayam meets Congress' poll strategist Prashant Kishor amid talk of UP alliance

		THE TIMES OF INDIA
		Wednesday, November 02, 2016
		Today's Headlines

		India
		Mulayam meets Congress' poll strategist Prashant Kishor amid talk of UP alliance Centre's relationship with judiciary not based on ego: Ravi Shankar Prasad Govt has no plans to blacklist Rolls-Royce More India News»

		Business
		Zimbabwe to introduce new currency this month Zimbabwe's president has formalized a law allowing the introduction of a new currency this month. The new bond notes, backed by a $200m Afreximbank bond facility, will be regarded as legal tender for all local transactions. It abandoned its own currency in 2009 after inflation hit 231 million per cent. Dena Bank lowers lending rate by 5 bps to 9.40% China manufacturing indices at highest in 2 years Factory activity in China expanded last month at its fastest pace in more than two years, official and private figures showed on Tuesday, boding well for the world's second-largest economy. The official PMI came in at 51.2 for October, its highest since July 2014. More Business News»

		Environment
		Hyderabad to host intl conference on climate change A two-day international conference on climate change, water agriculture and food security will be held at ICRISAT Hyderabad on Wednesday. Fishing ban to save Olive Ridley sea turtles With the mass nesting of Olive Ridley sea turtles' fast approaching, a 7-month ban on fishing activity was clamped on from Tuesday along the 20-km stretch of the Dhamra-Rushikulya river mouth, affecting the livelihood of thousands of traditional marine fishermen. The common swift spends 10 months flying every year More Environment News»

		World
		UN sacks South Sudan peacekeeping force commander UN Secretary-General Ban Ki-moon on Tuesday sacked the commander of the peacekeeping force in South Sudan following a damning report showing that the blue helmets failed to protect civilians during a recent outbreak of violence in Juba. The battle for Mosul: What we know China mine blast toll climbs to 18, rescue work on The death toll from a coal mine explosion in southwest China rose to 18 after three more bodies were pulled out on Tuesday while rescuers raced against time to locate the 15 people listed missing a day after the mishap. More World News»

		Entertainment
		Aishwarya's 10 Best Looks Of The Year She turns heads every time she walks into a room and is mesmerizing on the red carpet. Not only is she a talented and successful actress, Aishwarya Rai Bachchan is a diva in her own right and unarguably the most beautiful woman in the world. What’s more, Ash is also a fashion icon of sorts. On her 43rd birthday today, we pick out her 10 best appearances of the year. Watch: Virat-Anushka out on dinner date in Goa After the football match, Virat and Anushak headed out for a dinner date to a popular restaurant in the area. Watch: Deepika shares new teaser of 'xXx' Deepika Padukone's character Serena Unger is armed and ready for some action. More Entertainment News»

		Science
		Processed foods, alcohol may trigger migraine attacks: Study Skipping the morning cup of coffee, consuming processed foods or drinking too much alcohol may trigger headaches for people battling migraines, according to scientists including one of Indian origin. New NASA tech to help aircraft land on time NASA has said it is working with its partners on a new air traffic control (ATC) technology that promises to safely increase the number of airplanes that can land on the same runway at busy airports by managing the time, or interval, between each aircraft's arrival more precisely. Novel drug may allow dogs to live longer In good news for dog lovers, scientists have identified a drug that may allow their canine friends to live significantly longer by delaying the onset of heart failure by an average of 15 months. The study took seven years to complete and involved 360 dogs across 11 countries. More Science News»

		Sports
		We shut ourselves off emotionally before playing Pak: Sreejesh Speaking to TOI Sports after arriving in India from Malaysia, PR Sreejesh opened up on a range of topics regarding a talented Indian team. Replace Dhoni as ODI skipper at your own peril: Kirsten India could be making a huge mistake by removing MS Dhoni from ODI captaincy, feels former World Cup winning coach Gary Kirsten. Indian squad for England Tests to be picked Wednesday Although India trounced New Zealand 3-0 in the previous Test rubber, the selection panel, headed by MSK Prasad, will have quite a few things to consider before naming the team for what would be a five-match affair. More Sports News»

		Technology
		Apple iPhone 7, iPhone 7 Plus price details revealed, goes up to Rs 92,000 The iPhone 7 Plus 32GB, 128GB and 256GB will cost Rs 72,000, Rs 82,000 and Rs 92,000 respectively Apple slashes prices of iPhone 6s and iPhone 6s Plus by up to Rs 22,000 Apple has announced biggest-ever price drop for its smartphones in India. Under the new pricing, iPhone 6S (128GB), carying an MRP of Rs 82,000, will now be available at an MRP of Rs 60,000. iPhone 6s Plus (128GB) will now be available at an MRP of Rs 70,000, the smartphone too has received a price cut of Rs 22,000. Apple's 4-inch smartphone iPhone SE, too has got a price cut. The 64GB version of iPhone SE will now be available at Rs 44,000. WhatsApp privacy policy challenged in Delhi High Court: 5 things to know A public interest litigation in the Delhi High Court (HC) challenges the change in WhatsApp's privacy policy. More Technology News»

		Education
		University of Hyderabad to recruit 114 faculty positions The recruitment process will start from November 1 for the faculty positions of Professor, Associate Professor and Assistant Professor, the varsity also known as Hyderabad Central University said in a statement on Saturday. Money matters! It's high time you earned enough revenue: Modi government to IITs, IIMs The finance ministry has written to all government departments and ministries, directing them to check on the various autonomous and funded institutes. HRD to soon take call on compulsory CBSE class X board exam, says Prakash Javadekar The Union HRD ministry will soon take a call on whether the Class X board examination should be made compulsory for students of CBSE schools. Speaking to reporters after the 64th CABE meeting on Tuesday, HRD minister Prakash Javadekar said that many state boards are already conducting Class X exams. More Education News»

		Mumbai
		Auto sector leads Maharashtra's mega project investments The auto and engineering sectors dominate mega project investments in Maharashtra, with auto clearly the leader, shows data from the state industries department. Over 3,000 illegal hoardings pulled down in three months With civic polls barely a few months away, political parties seem to have made the most of the festive season to woo voters by putting up illegal hoardings and banners across the city. Flying abroad? Get visa-free 4-day stay at Singapore, Qatar Indians who hold a visa or a long-term pass (with a minimum validity of a month) issued by countries like Australia, Canada, Japan, New Zealand, United Kingdom, the US, Germany or Switzerland can avail a four-day stay in Singapore without paying for visa. More Mumbai News»

		Delhi
		Army jawan found dead in North-West Delhi The body of an Army jawan, Subhash Chandra, was found at a secluded spot in northwest Delhi’s Swaroop Nagar on Tuesday evening. Property records of rural land goes online Property records of designated khasra lands in rural villages are now in the public domain. Starting Tuesday, a dedicated government portal has these records in a digitised format with digital signatures of the tehsildars. AIIMS performs 50th heart transplant In a milestone surgery, the All India Institute of Medical Sciences (AIIMS) performed its 50th successful heart transplant -- a first for any public hospital in the country -- on Diwali eve this year. More Delhi News»

		Bangalore
		Gang of four attacks murder accused near railway station A 26-year-old man, facing trial in a murder case, was attacked by a four-member gang near Yeshwantpur railway station junction on Tuesday.He sustained critical head injuries. 101 eye injuries after three days of Diwali celebrations Sankara Eye Hospital treated six eye-injury victims and Samprathi Eye Hospital two more.Dr Agarwal's Eye Hospital got 25 cases. Workshop to train young Japanese doctors Fifteen young neurosurgeons from Japan are visiting a city hospital from Wednesday to take part in an advanced workshop for the brain and spine. More Bangalore News»

		Hyderabad
		It's raining jobs for cyber security engineers! B-Tech students' future in jeopardy Centre paves easy path for state to expand highways More Hyderabad News»

		Chennai
		Two school students held for stealing motorcycles Police on Monday arrested two school students for stealing parked bikes in the Puzhal area. They recovered two stolen bikes from them. PWF comes apart in Pondy, CPM breaks ranks with VCK The differences in the PWF are out in the open with the CPM refusing to toe the line of the VCK leadership in supporting Congress in the Puducherry byelection. MK Stalin escapes unhurt after car accident DMK leader and leader of opposition M K Stalin's car met with an accident on the Chennai-Bengaluru national highway at Pallikonda toll plaza at 8.30pm on Tuesday. More Chennai News»

		Ahmedabad
		5 injured in clash over old rivalry Then, they resorted to stone pelting and damaging vehicles.We. Patidar Anamat Andolan Samiti to launch fresh stir for Patel quota government which it said was "dragging its feet" on the issue. 29 fire outbreaks, 9 burn injuries in Ahmedabad on Diwali Fire department of Ahmedabad Municipal Corporation said. More Ahmedabad News»

		Allahabad
		Traders suffer Rs 60-70 cr losses due to boycott of Chinese goods during Diwali Illegal weapons pouring into UP towns from Khandwa, Munger Rangoli hues brighten Diwali Drawing colourful rangoli has always been the tradition and attraction of Diwali for the people.Rangolis of different shapes and sizes are drawn at the doorsteps to welcome Goddess Lakshmi. More Allahabad News»

		Bhubaneswar
		Burglars target top cop's vacant house in Odisha In what may leave the commissionerate police red-faced, unidentified miscreants on Monday allegedly stole some construction materials from an under construction house, allotted by the state government to commissioner of police Y B Khurania in Unit-1 area here. Transport department app puts brakes on traffic violators Ame Prahari (we the custodians), a newly launched mobile application of the state transport department, seems to be yielding result with the department getting flooded with photographs and video evidence against people violating traffic rules. Bhubaneswar: 100 hurt in Diwali More than 100 persons sustained injuries while bursting crackers on the occasion of Diwali in the city on Sunday, according to sources in the hospitals. More Bhubaneswar News»

		Bhopal
		Shivraj Singh Chouhan announces honorary fund, rewards for martyrs of SIMI encounter Amid controversy over police encounter of SIMI terrorists and investigation by various agencies into the jailbreak in Bhopal, Madhya Pradesh chief minister Shivraj Singh Chouhan announced on Tuesday to form an honorary fund of Rs 25 lakh for the martyrs. Jail minister rejects big lapse during jailbreak, calls it minor errors Cong to file a petition in SC asking for judicial probe into MP encounter A day after the encounter of eight suspected SIMI terrorists here, the Congress party has decided to constitute a team to take the matter to Human Right Commission and the Supreme Court. Congress will be filing a plea before the apex court for a judicial inquiry into the SIMI encounter. More Bhopal News»

		Chandigarh
		A rocky ride on outer roads of PAU Authorities mull 4-storey parking at Feroze Gandhi market AAP candidate faces oppn from Bains bros' supporter More Chandigarh News»

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Credit, debit card frauds and how you can avoid them

THE ECONOMIC TIMES Tue, Nov 01, 2016 | 10:31 AM IST ET Wealth Newsletter

WHAT'S HOT #the how to of investing,#the how to of taxation,#how to file income tax return,#acche din for home buyers

Credit, debit card frauds and how you can avoid them Find out the ways in which credit or debit card scams take place and the steps you can take to prevent identity theft and fraudulent transactions. E-banking fraud: What's your liability? The burden of proving customer liability in an unauthorised e-banking transaction lies with the bank, as per the RBI draft guidelines. The top stock picks for Samvat 2073 Here are few recommendations for the top three picks of prominent brokerage houses that can give up to 53% gains in the next one year. From our Partners Now start investing in mutual funds within 2 mins on mobile with ET MONEY Switch to smart investing with India's only mobile app that helps you pick the best funds and instantly invest. From our Partners How diversified should your portfolio be? Diversification, in its true essence means having a variety of asset classes in a portfolio. Main benefit being that the risk in one asset gets offset by the stability in the other. Will the Tata tussle impact MF investors? Find out They need not fret about Tata Group stocks losing value, according to Vidya Bala, Head, Mutual Fund Research, FundsIndia.com. How to manage your financial goals amid falling returns on investments Since the overall return structure is coming down, investors need to adjust their investment pattern to maintain their portfolio returns at current levels. Govt certificate not needed for home loan interest tax break: Tax tribunal The order by the Mumbai bench of the Income Tax Appellate Tribunal states certificate from housing society is enough proof of possession for tax purposes. Balanced asset allocation investment strategy will pay off Each asset class has its own shortcomings. Striking a balance is the key, says Ashish Shanker, Head, Private Wealth Investment Advisory, MOPWM. From our Partners Equity Funds - your runner in the long term race! Equities are true blue wealth creators in the long term - this is probably the most preached mantra, but seldom practiced! From our Partners The "Don'ts" in equities? Whatever level of an investor you fall under, knowing what 'not' to do, could help you figure your route to investing in equities.

Financial Calculators Tax Impact Calculator This tax calculator will let you know how your tax liability changes post-Budget 2016. Just input your personal income details and know how much tax would now be payable. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Should you foreclose your home loan? Home loan customers get caught in a dilemma whether to save on the interest paid to their bank or save the tax paid to the government. Startup Confidential Coutre offers pre-owned luxury goods at a discount on online portal Founded in June 2014, Confidential Couture offers a range of products from virtually all leading luxury brands— Prada, Jimmy Choo, Gucci, among others. RBI issues warning about Rs 500 and Rs 1,000 counterfeit notes Currency notes of higher denomination have various security features to ensure that counterfeit notes are easy to spot. My saving idea: How saving Rs 50 notes can grow to Rs 1 lakh in 10 years Here's a saving trick that helped Mayukh Sharma of Gurgaon save a little extra. Whenever Sharma gets Rs 50 note, he puts it away in a box. Camera, smartphone accessories to improve your photography skills ET Wealth lists seven must have accessories to help you shoot better photos and videos with you smartphone or a camera. If you find that more money doesn't buy you happiness, try charity More money does not mean more joy. Those who have money can share their wealth to make the lives of the have-nots better and feel happy about it. What makes SBI Magnum Balanced Fund a worthy bet? The fund witnessed heavy turbulence between 2008 and 2011, but has performed admirably since then under the stewardship of its current fund managers. What makes Bajaj Electricals stock analysts' top pick Though the management's continued focus on high-margin businesses is putting short-term pressure on its revenue, analysts say investors need not get worried. Women work 50 minutes more than men daily: WEF report Although men do 34% more paid work than women, women still spend more of their time on unpaid work such as housework, childcare, etc. Should you save or spend your Diwali bonus? Decision of what to do with bonus doesn't always have to be a choice between saving and spending as there's no reason for it to be an 'either or' situation. Why investors should look at Information Ratio when choosing a mutual fund Information Ratio measures the fund's performance relative to its benchmark and adjusts it for the volatility in dispersion. Who should be the executor of your Will? While friends and family are trustworthy when it comes to executing a Will, a professional might be the better choice for complex estates. Family Finances: Hyderabad-based Sreenath needs to align investments with financial goals Hyderabad-based R. Sreenath will have to align his investment portfolio with financial goals to realise them with ease. How to invest in multiple MFs via a single payment through MF Utilities Once CAN is allotted, and KYC documents are submitted, the investor can carry out transactions using the common transaction form. 6 smart things to know about co-signing a loan Both co-signer and co-borrower are responsible for the loan. If the borrower cannot afford to repay, the co-signer will be held liable. How IT-professional Sharat can save Rs 55,000 tax by investing in NPS, buying health insurance If Rs 77,040 is put in the NPS every year, his tax will reduce by almost Rs 24,000. But this will reduce his take-home pay by almost Rs 4,300 per month. Breast cancer insurance claims, policies bought rise in 2015 over 2013 The Max Bupa Health Insurance reveals that the total number of claims in 2013, 2014 & 2015 was 2,087. Alternative investment returns monitor: For week ending October 26, 2016 Here's a weekly tracker of returns from Alternative investment avenues such as: Diamonds, Precious Metals, Wines and Coins.

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