Mystical Experiences in Meditation

You first separate yourself from the body; then you identify yourself with the mind, and then you function on the mental plane, with this fine body just as you do on this physical plane.

Important: Please add news@indiadivine.org to your contacts list or our emails will be sent to your spam folder and you won't see them. If you are not interested in receiving these newsletters you may unsubscribe here. Mystical Experiences in Meditation You first separate yourself from the body; then you identify yourself with the mind, and then you function on the mental plane, with this fine body just as you do on this physical plane. Through concentration, you rise above the body-consciousness; through meditation, you rise above mind; and finally through Samadhi, you realize your spiritual nature. These are three important exercises of Antaranga sadhana in the achievements of Kaivalya, the final beautitude.   This newsletter is sent to 316,073 subscribers. To subscribe: Subscribe To unsubscribe: Unsubscribe

What is Yoga?

The process of linking oneself with the Supreme is called yoga, which may be compared to a ladder for attaining the topmost realization.

Important: Please add news@indiadivine.org to your contacts list or our emails will be sent to your spam folder and you won't see them. If you are not interested in receiving these newsletters you may unsubscribe here. What is Yoga? The process of linking oneself with the Supreme is called yoga, which may be compared to a ladder for attaining the topmost realization. This ladder begins from the lowest material condition of the living entity and rises up to perfect self-realization in pure spiritual life. According to various elevations, different parts of the ladder are known by different names. But all in all, the complete ladder is called yoga and may be divided into three parts, namely, jnana yoga, dhyana yoga and bhakti yoga. The beginning of the ladder is called the yoga aruruksa stage, and the highest rung is called yoga arudha.   This newsletter is sent to 316,073 subscribers. To subscribe: Subscribe To unsubscribe: Unsubscribe

Fei: Fondos Europeos

Línea FEI - Iniciativa Pymes con fondos europeos: FEDER, Horizonte 2020, FEI y BEI. Para Pymes y autónomos constituidos y que operen en España. Importe máximo: 12,5 millones por Pyme. Al tratarse de líneas con garantía del FEI cuentan con condiciones preferentes. Quiero saber más sobre FEI Somos tu oportunidad de acceder a fondos europeos. Contáctanos de 9 a 16 horas en el 981 90 49 49 o te contactamos nosotros Déjanos tus datos Sobre nosotros Somos un socio estratégico para tu empresa. Atendemos a empresas y autónomos de toda España. Servicios genéricos Plan económico Arbitraje financiero Factoring sin recurso Tramitación de avales RAI/ASNEF Otros servicios Subvenciones Marketing Fiscal laboral y contable Hacienda y S.S. Análisis de clientes

Reindus 2018

Línea Reindus 2018   CONDICIONES • Desde 75.000 euros y hasta 5 veces los fondos propios. • Plazo de amortización de hasta 10 años. • Carencia de 3 años. • Tipo de interés: 1,647%.     PARA • Proyectos industriales. • Creación o traslado de establecimientos industriales. • Mejoras y/o modificaciones de la línea de producción. • Industria Conectada 4.0.   El plazo de solicitud del Reindus se cierra el 31 de enero de 2019. Presentar un Reindus es un proceso laborioso que requiere muchas horas de trabajo muy especializado. Si quieres que te ayudemos a conseguir tu Reindus, haremos un estudio previo sin compromiso para comprobar si cumples los requisitos contables del Reindus. Déjanos tus datos y te llamamos Si lo prefieres puedes llamarnos al 981 90 49 49 (de lunes a viernes de 9 a 16 horas)

5 mistakes in investing for retirement and how to fix them

THE ECONOMIC TIMES Tue, Dec 25, 2018 | 06:31 AM IST ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance

5 mistakes in investing for retirement and how to fix them Poor saving habits and bad investment decisions can derail your retirement planning. Your retirement investments should be in these financial instruments If you are saving for retirement, the portfolio should be a mix of various investment instruments. These 5 stocks have consistently outperformed the economy Stocks whose earnings per share (EPS) and operating profits grow faster than the GDP of the economy tend to outperform the broader market. Can Patanjali do an Amul? Mighty firms have lost to the milk co-operatives. But Patanjali wants to break the dairy jinx. Can Zydus grow Complan? In buying the nutrition-food brand, Pankaj Patel might have got Zydus Cadila a new source of growth. The rise and rise of Khadi How a rural-vibe brand turned the government into India's largest consumer-goods maker From our Partners Have a question on P2P? Ask our experts! Peer to peer (P2P) lending platform is a marketplace that connects individuals in need for credit with individuals and institutions willing to lend. From our Partners Is Life Insurance only for the rich? With lives becoming more competitive, lifestyle patterns are changing faster than ever. Side-pocketing may provide temporary relief but does it make your debt mutual funds safer? There are fears that it may prompt fund managers to take higher risks with investors' money. The career skills you will need to get ahead in 2019 Whether you are looking for a new job or planning to stay put, plan for a few of the major trends that will affect your workplace and thus your career. Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) JM Core 11 Direct Plan-Growth 1.62 -2.55 -5.99 15.78 JM Core 11 Fund-Growth 1.43 -3.13 -6.93 14.30 Axis Bluechip Fund Direct Plan-Growth 2.92 -1.04 6.65 13.69 ICICI Prudential Bluechip Fund Institutional I-Growth 0.76 -0.48 -1.57 13.04 Reliance Large Cap Fund Direct-Growth 0.82 1.85 -0.68 13.02 FeaturedDSP Focus Direct Plan-Growth ★★★★★ 1.12 -4.09 -6.27 9.19 Start SIP When you start investing for retirement, asset allocation matters more than how you invest Risk profile of a portfolio—aggressive, moderate or conservative—and the choice of instruments will affect the size of one's retirement kitty. Find out how. Want to invest in debt MFs? This is a must read If you are investing in debt funds, take the time to choose wisely without being distracted.

FEATURED SLIDESHOWS

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Financial Calculators New LTCG tax calculator: Plan, compute your tax Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds. Tax Impact Calculator This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay.

Will investing in 'correct' sectoral mutual funds help you beat equity market volatility? The worst lesson that can be learned is that when the markets are down, some sectors will still do well. Lost your job? Here's how you can rework your loan EMIs A borrower can restructure his loan EMI if he loses his job or suffers a pay cut. Investing in focused equity funds requires high risk appetite and careful selection Focused equity funds suffer from concentration risk-induced volatility and are not suitable for investors with a low risk appetite. How to plan for a special kid's future Just writing a Will may not protect the child's future. A trust in her name will ensure that the funds and assets intended for her are utilised for her needs. Realty hot spot series: Key school, hospitals within reach of this Mumbai locality This Mumbai location hosts several business centres namely One BKC, Godrej BKC, Parinee Crescenzo, IL&FS Financial Centre, etc. MF portfolio doctor: Why Deshpande needs to rethink home buying plans The Portfolio Doctor suggests that Deshpande should review the home buying plan as it could upset other goals and that he should also avoid investments in stocks. Not a bad time to start putting money back in the market: Shilpa Kumar, ICICI Securities It is best for an investor to spread out money in the market in instalments rather than as a lump sum at this time, says Shilpa Kumar, MD & CEO, ICICI Securities. How to partially withdraw from your PPF One is allowed to withdraw up to 50% of the PPF account balance after completion of five years from the end of the subscription year. Withdrawals are tax-free. Stock pick of the week: Why analysts are bullish on Oil India Impressive revenue and net profit growth, fall in the rupee that will help shore up realisations and low valuations have made Oil India analysts' favourite. Franklin India Equity Advantage Fund: Wait for the scheme to build a consistent track record Until the fund builds a consistent track record under the revised mandate, investors may stick with more proven offerings. Family finance: Why Singh will have to wait for a rise in income to meet goals According to Fincart, lack of investible surplus means Singh will have to put off the goals of his kids' weddings and house purchase till a rise in income. What is a country's Gross Domestic Product GDP or Gross Domestic Product, a macroeconomic aggregate, is a measure of the value of final output in the economy in a given time period. Alternative investment returns monitor: For the week ending Dec 19, 2018 Here's a weekly tracker of returns from Alternative investments but don't compare these with returns from traditional investments.

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