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Monday, July 15, 2019

ITR filing: How to report income from investments

THE ECONOMIC TIMES
Tue, Jul 16, 2019 | 05:51 AM IST

ET Wealth Newsletter

ET Associate Sponsor libertyInsurance
WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance
ITR filing: How to report income from investments
Nearly all taxpayers have income from other sources but few declare. Find out how to report such incomes.
The easiest way of investing is to keep things simple. Here's why
In the case of personal finance products, simplicity is not just something useful, it's absolutely necessary.
All you need to know about filing your income tax return
How not to fall for a Ponzi scheme. Here are 5 red flags
Watch out for warning signs to protect your savings rather than giving into greed for more.
Can Ninjacart live up to its billing?
The B2B produce supplier is up against deep-pocketed traditional conglomerates taking fresh guard.
The IndiGo love triangle that wasn't
The ugly fight for control puts the spotlight on the dynamic between its three most powerful men.
Short sellers target Yes Bank in F&O market
A swarm of professional traders has gone short to cash in on the bank's troubles.
From our Partners
How to borrow money and benefit from it?
From our Partners
What are NPAs? Here's how bad loans can affect a bank's finances
All you need to know about long-term capital gains on equity investments
Short-term losses can be set-off against long-term gains as well as short-term gains from any capital asset.
Use MS-Excel's yield function to understand the bond market
Ever wondered how such YTM is calculated? Theoretically, YTM of a bond is that rate that equates the present value of the stream of interest income to its face value.
Top Mutual Funds
SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%)
Axis Bluechip Fund Direct Plan-Growth -1.19 9.97 5.57 15.05
Mirae Asset Large Cap Fund Direct- Growth -1.31 6.92 9.20 14.43
Reliance Large Cap Fund Direct-Growth -1.18 4.83 10.52 13.90
Sundaram Select Focus Fund Institutional-Growth -1.01 7.28 6.00 13.73
Axis Bluechip Fund-Growth -1.28 9.28 4.17 13.59
Why you need to monetise those idle assets
We live with great humility & forbearance even as assets worth lakhs or crores are hidden in our closets.
Good credit score is not enough to get a loan. Here's why
Lenders will reject your loan application if your debt obligations exceed 50% of your income.
FEATURED SLIDESHOWS
Types of tax notices and how to respond to them
Types of tax notices and how to respond to them
How to invest in mutual funds using WhatsApp
How to invest in mutual funds using WhatsApp
How to get an income tax e-refund
How to get an income tax e-refund
Smart things to know about Form 16
Smart things to know about Form 16
More Slideshows

Financial Calculators

New LTCG tax calculator: Plan, compute your tax
New LTCG tax calculator: Plan, compute your tax
Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds.
Tax Impact Calculator
Tax Impact Calculator
This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay.
It will soon be raining PSU stocks. What should equity investors do?

The Budget proposals have increased the chances of an over supply of PSU stocks in the market.

What you should do if you have inherited property

Young investors are unlikely to have a large amount of wealth. The inheritance makes them wealthy but comes with its own inflexibilities.

5 smart things to know about income tax return

The ITR forms to be selected depends upon the sources of income of the taxpayer, the amount of income earned and the category the taxpayer belongs to.

How to manage your mutual fund investments using Common Account Number

Mutual fund investors having investments spread across different schemes, fund houses and advisers can be accessed on a common platform using the Mutual Fund Utility.

Property prices have fallen slightly in most major Indian cities in past one year: Report

The latest report by a real estate research firm suggests that slack demand, huge inventories and stringent regulations have kept home prices low across major Indian cities.

4 companies with rising profit share you can invest in for the long term

These companies enjoy strong competitive advantages and are ideal for long-term wealth creation.

9 latest product launches from the tech world

ET Wealth checks out some of the prominent device launches in July so far that are worthy of your attention.

Will dilution of promoter stake to 65% be good for the market? 4 experts weigh in

The new proposal, if implemented in a calibrated manner, is good news for investors and lenders.

Budget 2019 proposals will help NBFCs, but investors still need to exercise caution

But they are aimed at handling short-term liquidity issues. Solvency issues of the NBFCs still remain a worry.

Tax optimiser: Why salaried Kumar needs more perks in his salary to cut tax

ET Wealth tells readers how they can optimise their tax by rejigging their income and investments.

Family finance: Kumar should buy adequate insurance, step up investment to achieve his goals

Besides investing in line with his goals, Bengaluru-based Kumar should buy adequate insurance.

Stock pick of week: Likely hastening of debt reduction makes analysts bullish on Tata Power

Likely faster reduction in debt and resolution of the power purchase agreement-related concerns at the Mundra power plant and reduced coal prices have made it a top pick.

Realty Hot Spot Series: This Ahmedabad locality is well-developed real estate market

This developed micromarket is close to key business areas and educational institutions.

Alternative investment returns monitor: For the week ending July 11, 2019

Here are the alternative investment options with their returns, for the week ending July 11, 2019. The proportion and purpose of these is vastly different.

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Estrategias de financiación

Sobre estrategias de financiación
 

Hace poco conseguimos financiación para un cliente. Se trata de una Pyme que factura algo más de 5 millones, opera en un sector estable y es rentable (aunque con un beneficio ajustado).

Cuando llegó a nosotros buscaba financiación para poner en marcha un plan de expansión que le permitirá, a medio plazo, prácticamente duplicar su facturación.

¿Su problema?

Ya tenía un apalancamiento importante (aunque no excesivo) y el total de la inversión a realizar (maquinaria, instalaciones, circulante, etc.) era demasiado riesgo para las entidades con las que la empresa ya había hablado.

A todas les interesaba la empresa pero no la operación.

¿Por qué?

Sencillo. La operación estaba mal planteada.

No seguía una estrategia definida ni tenía en cuenta todas las opciones de la empresa. Simplemente se limitaba a sumar todos los gastos esperados y solicitar un préstamo por ese importe.

Y la financiación para empresas no funciona así.

¿Qué hicimos nosotros?

Estudiamos la operación como un todo y después la dividimos en función del destino de los fondos.

De este modo, en vez de una gran operación que "inquietaba" a las entidades, planteamos media docena de operaciones máás contenidas y a medida: un renting para maquinaria, dos préstamos para otras inversiones, varias líneas de circulante...

Al final, conseguimos el objetivo total y, gracias a buscar la línea y entidad óptimas para cada partida de gasto, en unas muy buenas condiciones.

Por supuesto, es fácil entender que nuestro cliente, antes de contratarnos, buscase un enfoque más directo. Nuestra forma de operar requiere más trabajo, más personal dedicado y buenos contactos con entidades; algo de que la mayoría de empresas no dispone.

Si quieres que te ayudemos a crear y poner en práctica una estrategia de financiación a medida...

Déjanos tus datos y te llamamos

Cristina

YES Bank deal for PE growth capital | Your wait for midcap bounce just got longer | Sun may shine on this battered stock

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DAILY BRIEF

Mon, Jul 15, 2019

ET Associate Sponsor libertyInsurance
#Budget2019#SmallcapHunters#IPOs#ExpertViews#StockRecos
TOP OF THE DAY
4 PE players set to infuse capital in YES Bank; announcement soon
The sources said the consortium leader may pick a 10 per cent stake in the bank.
Eyeing midcaps or smallcaps? Wait, it is still not the time to go for them
You don't have to try 1,000 ways to find success on St. Read this
Tech View: Nifty forms Hammer-like candle; needs follow-up buying
'Some largecaps have become midcaps on way to becoming smallcaps'
12 stocks that can deliver gains in 2-3 weeks
At a multi-year low, this stock may see Sun shine on it soon

Top Gainers

NSE
2 companies (largecap) appreciated more than 5%
Infosys 7.24%
Piramal Ent. 6.81%
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Top Losers

NSE
1 company (largecap) price decreased more than -5%
RBL Bank Ltd. -5.43%
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52 Week High

NSE
15 companies touched new 52-week high today
Infosys 7.24%
Supreme Engineering Ltd. 6.06%
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AdvertorialNegotiation strategies for women for a higher salary
AdvertorialUnderstanding the perks and woes of business travel
DHFL says working with creditors to avoid haircut
DHFL on Saturday reported a loss of Rs 2,223 crore for the March quarter of 2018-19 financial year.
Investors await Suzlon bond payout in the year of defaults
Value bets? FPIs buying these stocks for 4 quarters in a row
Ramesh Damani's latest value pick is a smallcap Kolkata shipyard firm
RECOMMENDATIONS
Aurobindo Pharma Ltd. Buy
Bosch Ltd. Buy
Avenue Supermarts Ltd. Hold
Gujarat State Petronet Ltd. Buy
Emami Ltd. Accumulate
F&O: Lower VIX suggests Nifty to stay in consolidation range
India VIX ended flattish at 12.02. Lower VIX level suggests consolidation likely to continue.
Why Budweiser and its bankers failed to sell the king of IPOs
Energy PSUs unlikely to be hurt by government stake sale plan: Fitch
Invest in capital goods, keep an eye on consumer stocks: Kenneth Andrade
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