11 financial moves that will help you make money in 2019

THE ECONOMIC TIMES Tue, Jan 01, 2019 | 06:30 AM IST ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#alternative investment returns monitor,#realty hot spot series,#stock pick of the week,#mf portfolio doctor,#family finance

11 financial moves that will help you make money in 2019 Here are 11 smart money moves you can make in 2019. These strategies can improve your finances and make your richer in the new year. Why stock market volatility is beneficial for mutual fund SIP investors While investing through systematic investment plans, you make more money precisely because the markets are facing volatility. Should you use smart tools to vary your SIP with stock market movements? To help investors tackle these concerns and squeeze more out of SIPs, investment platforms and fund houses keep launching SIP variants. SIP investing and the art of avoiding behavioural traps SIP schemes are flying off the shelves. But to get significant returns, investors may have to keep at it for 10 years or more. Wild swings are not for the faint-hearted. Remember this before placing your stock-market bets in the new year. Making money is going to be a lot more difficult this year. With a general election, geopolitical tensions, and trade wars, 2019 is the perfect recipe for high volatility. This is a trick-or-treat market now. Investors will have to choose wisely. And in some cases, bravely. The market indicators are reminiscent of late 2013. How investors choose their picks will decide who gets the cream and who the cat for the next few years. From our Partners Have a question on P2P? Ask our experts! Peer to peer (P2P) lending platform is a marketplace that connects individuals in need for credit with individuals and institutions willing to lend. From our Partners Is Life Insurance only for the rich? With lives becoming more competitive, lifestyle patterns are changing faster than ever. Save these dates: Your financial calendar for 2019 Saving more and investing wisely to build long-term wealth should be among your New Year resolutions. Here's a financial calendar to help you stay on course. 7 high alpha generating stocks to invest in The CAPM expected return is used as an input in most discounted valuation models that are used to estimate the fair value of a stock. Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) JM Core 11 Direct Plan-Growth 1.78 0.50 -4.02 16.18 JM Core 11 Fund-Growth 1.60 -0.13 -5.00 14.69 Axis Bluechip Fund Direct Plan-Growth 0.76 0.42 8.01 13.71 ICICI Prudential Bluechip Fund Institutional I-Growth 1.36 2.79 0.20 13.45 Reliance Large Cap Fund Direct-Growth 1.39 6.16 0.86 13.42 FeaturedPrincipal Multi Cap Growth Fund Direct-Growth ★★★★★ 0.79 0.31 -7.68 13.98 Start SIP Best laptops under Rs 35,000 Some users, like students, may not need a premium model and there are options enough for those restricted by a budget. How debt, equity, real estate and gold investments did in 2018 Almost all asset classes generated below average returns in 2019 due to extraordinary global and domestic developments.

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Financial Calculators New LTCG tax calculator: Plan, compute your tax Use this tool to calculate long-term capital gains (LTCG) and the corresponding LTCG tax for listed shares and units of equity-oriented mutual funds. Tax Impact Calculator This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay.

Young earners should not be forced to save for the long term. Here's why While it is nice to ask young earners to save for retirement, implementation is cruel. Early days of life are for the joys that money can bring. Realty hot spot series: What makes this Greater Noida locality a sought after market The locality is an established residential area comprising good social and retail infrastructure along with sound connectivity. Indians use traditional insurance plans as investment tools: Survey Rs 50 lakh is the average life cover of those earning Rs 10 lakh a year and above finds Exide Life's Money Habits Survey 2018. Stock pick of the week: Jubilant FoodWorks' zooming profit growth makes it analysts' favourite Strong revenue, net profit growth, rising trend of online food ordering, focus on increasing Domino's outlets and possible turn around of Dunkin' Donuts have made analysts bullish. Invesco India Midcap Fund: Invest if outperformance continues under new manager We examine the key fundamentals of the fund, its portfolio and performance to help you make an informed investment decision. HIV, mental illness coverage may not hike premiums sharply: Pushan Mahapatra, SBI General Insurance "The move by the regulator towards long-term policies is being watched in other insurance markets," Pushan Mahapatra MD & CEO, SBI General Insurance. How to leave wealth to your grandchildren A good option would be to bequeath the wealth to the grandchildren through a will, which will come into effect after the death. How a returning NRI can open resident foreign currency account A returning NRI has the option of bringing the funds to India by opening a Resident Foreign Currency (RFC) account with a bank here. Tax optimiser: Chandramouli can cut tax by Rs 83,000 via NPS, tax-free perks Bangalore-based IT professional T. Chandramouli pays a very high tax because his pay structure is not very tax friendly. A good 15% of his income goes up in tax. Family finance: Why this Bengaluru-based couple needs to invest more in equity The couple's goals include saving for future child's education and wedding, buying a house and a car, taking a foreign vacation, and retirement. What is RBI's monetary policy? Monetary policy is the process by which a central bank (RBI) manages money supply in the economy. Dr Bubbles: A startup that is offering a new variety of tea to Indians Having found the right product and zeroed in on a target group, Sarkar launched Dr Bubbles in August 2015, along with his wife, Nafisa Sarkar. Alternative investment returns monitor: For the week ending 26 December, 2018 The scope and attractiveness of alternative investments are increasing. Here's a weekly tracker of returns from such investments.

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Mystical Experiences in Meditation

You first separate yourself from the body; then you identify yourself with the mind, and then you function on the mental plane, with this fine body just as you do on this physical plane.

Important: Please add news@indiadivine.org to your contacts list or our emails will be sent to your spam folder and you won't see them. If you are not interested in receiving these newsletters you may unsubscribe here. Mystical Experiences in Meditation You first separate yourself from the body; then you identify yourself with the mind, and then you function on the mental plane, with this fine body just as you do on this physical plane. Through concentration, you rise above the body-consciousness; through meditation, you rise above mind; and finally through Samadhi, you realize your spiritual nature. These are three important exercises of Antaranga sadhana in the achievements of Kaivalya, the final beautitude.   This newsletter is sent to 316,073 subscribers. To subscribe: Subscribe To unsubscribe: Unsubscribe

What is Yoga?

The process of linking oneself with the Supreme is called yoga, which may be compared to a ladder for attaining the topmost realization.

Important: Please add news@indiadivine.org to your contacts list or our emails will be sent to your spam folder and you won't see them. If you are not interested in receiving these newsletters you may unsubscribe here. What is Yoga? The process of linking oneself with the Supreme is called yoga, which may be compared to a ladder for attaining the topmost realization. This ladder begins from the lowest material condition of the living entity and rises up to perfect self-realization in pure spiritual life. According to various elevations, different parts of the ladder are known by different names. But all in all, the complete ladder is called yoga and may be divided into three parts, namely, jnana yoga, dhyana yoga and bhakti yoga. The beginning of the ladder is called the yoga aruruksa stage, and the highest rung is called yoga arudha.   This newsletter is sent to 316,073 subscribers. To subscribe: Subscribe To unsubscribe: Unsubscribe

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Reindus 2018

Línea Reindus 2018   CONDICIONES • Desde 75.000 euros y hasta 5 veces los fondos propios. • Plazo de amortización de hasta 10 años. • Carencia de 3 años. • Tipo de interés: 1,647%.     PARA • Proyectos industriales. • Creación o traslado de establecimientos industriales. • Mejoras y/o modificaciones de la línea de producción. • Industria Conectada 4.0.   El plazo de solicitud del Reindus se cierra el 31 de enero de 2019. Presentar un Reindus es un proceso laborioso que requiere muchas horas de trabajo muy especializado. Si quieres que te ayudemos a conseguir tu Reindus, haremos un estudio previo sin compromiso para comprobar si cumples los requisitos contables del Reindus. Déjanos tus datos y te llamamos Si lo prefieres puedes llamarnos al 981 90 49 49 (de lunes a viernes de 9 a 16 horas)