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Sunday, December 9, 2018

FinanciaciĆ³n sin bancos

Líneas no bancarias
 

Financiación sin bancos ni Cirbe (y sin que te sangren con los intereses)

Se llama shadow-banking a todo tipo de entidades financieras que trabajan fuera del circuito bancario.

Son totalmente legales, por supuesto, pero no son entidades bancarias, no consumen CIRBE y tienen unos criterios de concesión más accesible.

Te pongo un ejemplo,

--

Uno de nuestros clientes tiene una empresa de carpintería metálica, se encargan de todo lo que sea metal en obras grandes.

Muchos de sus clientes son entidades y empresas públicas o grandes empresas. Tiene grandes encargos pero cobra tarde (por lo general) y tiene que adelantar mucho dinero.

¿Resultado? Unas tensiones de tesorería bastante graves que hacían peligrar una empresa que lleva trabajando casi dos décadas y que además estaba creciendo a buen ritmo.

Nuestra solución: actualizar su estructura financiera.

Firmaron 3 líneas con 3 de nuestros colaboradores:

- Un leaseback sobre una máquina que les dio liquidez,

- una línea de adelanto de contratos y facturas que les permitió aceptar encargos que estaban a punto de rechazar

- y un ICO inversión para comprar una máquina nueva con la que optimizaron su proceso de producción, reduciendo sus costes.

--

Muchas veces la solución a un problema no viene con una sola operación, sino con varias trabajando al unísono.

La clave es encontrar a quien comprenda tu problema y confíe en tu empresa y en tu proyecto.

En eso somos especialistas.

Si tú también necesitas financiación para tu empresa ponte en contacto en el enlace de abajo.

Te haremos un estudio de viabilidad por escrito y sin compromiso:

Haz clic aquí

El equipo de Iberfinancia.

Thursday, December 6, 2018

Alpha chasers go all out to tap Indian HNIs’ ‘play capital’

THE ECONOMIC TIMES
Fri, Dec 07, 2018 | 05:25 AM IST

ET Investment Opportunities

Alpha chasers go all out to tap Indian HNIs' 'play capital'

Holland says he has a rather traditional approach to asset selection .

D-Street has done assembly poll maths; here's the verdict

With polls clearly being the flavour of the season, is Mr Market ready to face the difficult times?

24 emerging ideas to give your portfolio the correct fit

Analysts see volatility to remain ingrained in the market till general elections in 2019.

Shankar Sharma on smallcap investing & life beyond markets

Smallcaps are like VC investing, you can only enter, you cannot exit, says First Global Vice Chairman.

Advertorial
Is Life Insurance only for the rich?
With lives becoming more competitive, lifestyle patterns are changing faster than ever.

Advertorial
Have a question on P2P? Ask our experts!
Peer to peer (P2P) lending platform is a marketplace that connects individuals in need for credit with individuals and institutions willing to lend.

Top Mutual Funds
SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%)
JM Core 11 Direct Plan-Growth 1.25 -5.64 -3.47 15.01
Axis Bluechip Fund Direct Plan-Growth 3.11 -0.56 10.77 13.66
JM Core 11 Fund-Growth 1.08 -6.14 -4.37 13.54
ICICI Prudential Bluechip Fund Institutional I-Growth -1.47 -1.80 1.56 12.50
Reliance Large Cap Fund Direct-Growth -1.15 1.06 1.74 12.47
FeaturedDSP Bond Direct-Growth
★★★★
1.41 3.22 4.48 7.83
Start SIP
Economic Times Biz Listings
Are you a Financial Service Provider? Are you looking for Financial Advice?
List your Business to get Leads
Find trusted Professionals near you
Volatility is the beast we must learn to live with: D-St mavens

Select pockets such as pharma and well-funded banks may be in for good times.

View: Time has come to add gold to your portfolio

Once the US Federal Reserve ends the tightening cycle, the time to buy gold will be near.

Nervous Indian companies buy the shortest term debt they can

Assets with overnight funds soared to Rs 12,300 crore last month, from Rs 3,900 crore in Sept.

Paathshala: Avoid lumpsum investments, stagger them via STPs

Investors expect volatility to accelerate in the markets on account of elections in the country, trade wars, globally, and rate hikes by the Fed.

Advertorial
How do P2P companies handle defaults?
Many investors get excited the moment they hear that P2P lending can earn them higher double-digit returns.

Advertorial
The key to retiring early: 3 things you need to do
Early retirement, in India, always meant VRS (voluntary retirement), which was focused on getting your gratuity and other funds at a younger age.

Is 'rolling return' the best way to measure MF performance?

Which is the first and the most common criteria to choose equity mutual funds?

Stick to short duration schemes and FMPs, as RBI holds rates

The Reserve Bank of India (RBI) held key rates on its policy review today in line with the expectations in the money market.

NFO (FMPs)
Fund Name Category Type Open Close Min Inv
 
Reliance FHF XXXX - Series 3 Reg-G Debt: FMP Closed-end 26 Nov 2018 10 Dec 2018 5,000
Reliance FHF XXXX - Series 3 Direct-D Debt: FMP Closed-end 26 Nov 2018 10 Dec 2018 5,000
Reliance FHF XXXX - Series 3 Direct-G Debt: FMP Closed-end 26 Nov 2018 10 Dec 2018 5,000
Reliance FHF XXXX - Series 3 Reg-D Debt: FMP Closed-end 26 Nov 2018 10 Dec 2018 5,000
UTI Fixed Term Income Fund - Series XXX - XIII (1224 Days) Reg-D Debt: FMP Closed-end 27 Nov 2018 11 Dec 2018 5,000
More >>
Real Estate News
View: Commercial real estate won't let you down on returns View: Commercial real estate won't let you down on returns
Real estate has been under pressure over the last 10 years now.
Realty sector says unchanged repo rate to boost home buyers Realty sector says unchanged repo rate to boost home buyers
A hike in repo rates would have had a direct impact on home loan rates. High housing loan interest rates are known deterrents to many buyers.
Buying a house more affordable now: Crisil Buying a house more affordable now: Crisil
Resolution of the recent liquidity issues in non-bank finance companies (NBFC), however, would be key, Crisil Ratings said in a report.
Making home owners creditors under IBC may not solve the problem Making home owners creditors under IBC may not solve the problem
The fundamental issue is that real estate project companies are NOT "going concerns" and will likely not attract investor interest.
Why these sectors in Noida are upcoming property micro markets Why these sectors in Noida are upcoming property micro markets
There is a good mix of completed and under-construction projects in these areas. They are also close to major employment hubs.
NFO - Non FMPs
Fund Name Category Type Open Close Min Inv
 
Sundaram Long Term Tax Advantage Fund Series VI Reg-G Equity: ELSS Closed-end 25 Sep 2018 24 Dec 2018 500
Sundaram Long Term Tax Advantage Fund Series VI Direct-G Equity: ELSS Closed-end 25 Sep 2018 24 Dec 2018 500
Sundaram Long Term Tax Advantage Fund Series VI Direct-D Equity: ELSS Closed-end 25 Sep 2018 24 Dec 2018 500
Sundaram Long Term Tax Advantage Fund Series VI Reg-D Equity: ELSS Closed-end 25 Sep 2018 24 Dec 2018 500
Mirae Asset Equity Savings Fund Reg-G Hybrid: Equity Savings Open-ended 26 Nov 2018 10 Dec 2018 5,000
More >>
Views and Recommendations
Hold Godrej Consumer Products, target Rs 807: Anand Rathi
06 December, 2018, 01:37 PM IST
Hold Godrej Consumer Products Ltd. at a price target of Rs 807.
Hold
Buy Titan Company, target Rs 1,105: Motilal Oswal Securities
06 December, 2018, 01:26 PM IST
Buy Titan Company at a price target of Rs 1105.
Buy
Buy Jubilant Life Sciences, target Rs 965: Motilal Oswal Securities
06 December, 2018, 01:18 PM IST
Buy Jubilant Life Sciences at a price target of Rs 965.
Buy
Buy Phoenix Mills, target Rs 775: ICICI Direct
06 December, 2018, 01:10 PM IST
Buy Phoenix Mills Ltd. at a price target of Rs 775.
Buy
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Tuesday, December 4, 2018

Fei: Fondos Europeos

FEI, fondos europeos para pymes

Línea FEI - Iniciativa Pymes
con fondos europeos:
FEDER, Horizonte 2020, FEI y BEI.

  • Para Pymes y autónomos constituidos y que operen en España.
  • Importe máximo: 12,5 millones por Pyme.
  • Al tratarse de líneas con garantía del FEI cuentan con condiciones preferentes.
Quiero saber más sobre FEI

Somos tu oportunidad de acceder a fondos europeos.

Contáctanos de 9 a 16 horas
en el 981 90 49 49

o te contactamos nosotros

Déjanos tus datos

Sobre nosotros

Somos un socio estratégico para tu empresa. Atendemos a empresas y autónomos de toda España.

Servicios genéricos

Plan económico
Arbitraje financiero
Factoring sin recurso
Tramitación de avales
RAI/ASNEF

Otros servicios

Subvenciones
Marketing
Fiscal laboral y contable
Hacienda y S.S.
Análisis de clientes