News Digest: Having a bank ac can change a woman's life: Gates report

		THE TIMES OF INDIA
		Wednesday, September 13, 2017
		Today's Headlines

		India
		Having a bank ac can change a woman's life: Gates report 'Whether it's fighting polio or meningitis, India has shown way in health innovation' Nature of crime no ground to deny parole or furlough: SC Asks Centre To Redraft Archaic Rules With Modern Inputs More India News»

		Business
		Cabinet approves hiving off BSNL mobile towers into separate company An independent, dedicated tower company of BSNL with a focused approach will lead to increasing of external tenancies and consequentially higher revenue for the new company, an official statement said. Markets buoyant ahead of inflation numbers, Sensex surges above 250 points The 30-share BSE Sensex gained 276.50 points to close on 32,158.66 and the broader 50-share NSE Nifty finished on 10,093.05, up by 87 points. The continued surge in the stock markets is on the back of strong Asian and global cues which have picked up since the beginning of this week. 70% people want scrapped Rs 1000 note back, claims survey Around 62 per cent of the respondents faced problems in getting change since the note ban, while a 38 per cent had no issue in getting the change," the survey said. 67% respondents said the newly minted Rs 200 bill will help in fixing the problem, while 17 per cent said that the new note will make no difference. More Business News»

		Environment
		Indians could live longer if air quality improves: Study Vans to raise awareness about adverse effects of crop burning Punjab's agriculture department in collaboration with Petroleum Conservation Research Association today flagged off two vans to educate farmers about the ill-effects of crop residue burning. Warm Antarctic caves harbour secret life: Scientists The caves, hollowed out by steam from active volcanoes, are light and could reach temperatures of 25 degrees Celsius (77 Fahrenheit), researchers said, raising the possibility of a whole ecosystem of flora and fauna deep beneath the frozen surface. More Environment News»

		World
		After Irma, Florida's evacuees contemplate return trip Thanks to reconnaissance by a neighbor who stayed behind, Pam Szymanksi knows Hurricane Irma blew out the living room window of her southwest Florida home, but she isn't sure when she'll get to see the damage for herself. Experts warn of a rebranded, resurgent Al-Qaeda in Syria Hayat Tahrir al-Sham, the Sunni group that last month seized control of the northern Syrian city of Idlib, is simply a "rebranding" of Al-Qaeda that is positioning itself as more moderate than the Islamic State in hopes of a resurgence, experts say. UN says 370,000 Rohingya flee Myanmar for Bangladesh "An estimated 370,000 Rohingya have entered Bangladesh after fleeing violence in Myanmar's Rakhine state since August 25," Joseph Tripura, a spokesman for the UN refugee agency, told AFP. More World News»

		Entertainment
		Pic: Taimur Ali Khan spotted playing in a swing at his Bandra residence Sushant skips award show to avoid Ankita? Contrary to the reports of them snubbing each other post their infamous breakup, Sushant had affirmed that things were amicable between them. Throwback: Gauri's endearing pic with SRK More Entertainment News»

		Science
		Now, get a robot for your kid's b'day bash People can walk up to Mitra, a humanoid bot, and ask questions like ‘What is the theme of the party?’ or ‘How old is the birthday boy?’ Mitra also makes its way around the party and one has to merely wave at it to be captured in a photograph. New AI system can learn video game with two minutes of footage Ultra-thin craft may wrap and destroy space junk More Science News»

		Sports
		Virat Kohli better ODI batsman than Steve Smith: Michael Clarke Former Australian skipper Michael Clarke rated Virat Kohli a better batsman than Steve Smith in one-day internationals, but reiterated that the current Australian captain is a bigger deal in Test cricket. It's time for Viswanathan Anand to quit, says Lanka Ravi With Viswanathan Anand's performance on the wane, India would be facing a major talent drought at the top-level of world chess in the coming days. If Anand announces his retirement from the game in the next few months, it will be a very big void to fill. Australia bowling depleted, India will win 4-1: VVS Laxman VVS Laxman said that he expects a highly competitive series, the fact that Australia are missing their two frontline pacers in Mitchell Starc and Josh Hazlewood tilts the balance in the home team's favour. More Sports News»

		Technology
		Gionee A1 smartphone gets a price cut in India Gionee has slashed the price of its Gionee A1 smartphone in India. Launched at Rs 19,999, the smartphone is now available at Rs 16,999 after a price cut of Rs 3,000. Oppo A71 smartphone launched in India at Rs 12,990 Chinese smartphone maker Oppo has expanded its product portfolio with the launch of Oppo A71 smartphone. Samsung Galaxy Galaxy A5 (2017) and Galaxy A7 (2017) start receiving Android Nougat update South Korean consumer electronics giant Samsung has started rolling out Android Nougat update for its Galaxy A5 (2017) and Galaxy A7 (2017) smartphones in India. More Technology News»

		Education
		IIT-M takes solar technology to rural Telangana to ensure round the clock power supply to 300 households A Rs 75 lakh CSR project is now providing assured power supply round-the-clock to 300 households in four hamlets of Devarakonda Mandal. The Indian Institute of Technology, Madras (IIT-M) has developed this solar technology, which was transferred to and commercialized by Cygni Energy Private limited, an IIT-M incubated firm, which also carried out the installations. Higher education through digital transformation the only way forward in Young India AICTE mulls mergers to save dying colleges The All India Council of Technical Education (AICTE) is toying with the idea of merging two colleges which are in the vicinity of each other or even accepting proposals of buyouts, to resolve the lingering issue of vacant seats in technical colleges. More Education News»

		Mumbai
		Powai group helps empower women, reclaim their aspirations Kiran Gupta was 14 when she was married off and had to settle into a chawl in Powai -raising her children, looking after her in-laws and stepping out only to the local market while her husband was working as a driver. Raze illegal structures on Worli plot in 3 weeks, NGT tells state coastal authority The National Green Tribunal, Pune, recently directed the Maharashtra Coastal Zone Management Authority (MCZMA) to “organize a workforce and carry out the demolition of unauthorized structures standing on a plot in Worli“ within three weeks. Societies that treat garbage to be urged to mentor others As the October 2 deadline for the BMC to stop collection of wet waste from bulk refuse generators approaches, the municipal corporation wants all housing societies in the city that treat their own waste within their premises to act as `master trainers' to others in their locality yet to begin treating their waste. More Mumbai News»

		Delhi
		Traumatised by 2008 blast, Simran tries to fight back Schools asked to list nearby liquor vends Metro to rename 18 more stations to fill up coffers What's in a name? A lot of ad revenue, as the Delhi Metro Rail Corporation (DMRC) has discovered in the last couple of years. More Delhi News»

		Bangalore
		Same gun killed Gauri, Kalburgi, hints forensic Coming soon: Smart traffic signals at CBD junctions Packers and movers asked to pay Rs 6L to customer for losing car More Bangalore News»

		Hyderabad
		Following Ryan case, Hyderabad school to adopt fresh safety measures Sexagenarian held for sexually assaulting 9-year-old The Kushaiguda police, on Tuesday, arrested a 60 year old man for sexually assaulting a nine-year-old girl at his residence in Kapra. OU, KU, JNTU receives NAAC accreditation After a span of four years, Osmania University has been accorded A+ Grade by National Assessment and Accreditation Council (NAAC). The grade which the varsity received now is a notch higher than the ‘A’ grade status it enjoyed till recently. More Hyderabad News»

		Chennai
		Final orders on regularising illegal buildings must await HC nod Disabled children can play, learn at Special Park near Santhome New courses may save tech colleges facing axe More Chennai News»

		Ahmedabad
		Congress promises smartphones and higher unemployment allowance Modi-Abe friendship skips Delhi, heads for Gujarat Court calls Amit Shah in Kodnani case More Ahmedabad News»

		Allahabad
		Rename Allahabad as Prayagraj: Seers urge UP CM in meeting The seers of Nirvani Ani Akhara, Panchdashnaam Juna Akhara and Digambar Ani Akhara among others requested Adityanath to provide them basic amenities during the fair. Registered bharwaris seek action against unregistered puja pandals Gorakhpur riots: Allahabad high court fixes Sept 15 as date of hearing More Allahabad News»

		Bhubaneswar
		Man sells son, buys phone with money Dharmendra Pradhan seeks PM's intervention for cancer care hub in Bhubaneswar Man torches tehsildar's car in Angul over sand mining issue More Bhubaneswar News»

		Bhopal
		Foreign footfall dips at Khajuraho Gaur throws his hat in poll arena, bats for Raghavji & Laxmikant too Iqbal Library flooded again More Bhopal News»

		Chandigarh
		PCPA questions legality of PCA's Annual General Meeting Probe 10-yr-old's rape case further, court tells police AC mechanic molests 11-yr-old, held More Chandigarh News»

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Gold prices at 11-month high: Which gave maximum return - physical gold, bonds or ETFs?

THE ECONOMIC TIMES Tue, Sep 12, 2017 | 06:33 AM IST ET Wealth Newsletter

WHAT'S HOT #RERA,#sukanya samriddhi yojana calculator,#income tax,#tax filing,#critical illness,#taking a personal loan,#tax saving

Gold prices at 11-month high: Which gave maximum return - physical gold, bonds or ETFs? Geopolitical crisis triggered by North Korea has pushed up global gold prices to an 11-month high. Find out if this is the right time to invest in it. Your work personality impacts career growth: Take this quiz to find out what's yours Your work personality impacts your career. Take this quiz to understand how your behaviour at the workplace will impact your career growth. How long should long-term be in investing? Making investments and then forgetting about them is such a good strategy that dead people actually make great investors. From our Partners Insurance for senior citizens—is it worth it? Think senior citizens should invest in insurance even after they retire? Here is what you need to know. From our Partners Lessons from failure: 5 things that make or break startups Startups are on the rise in the country. But the start-up formula is not easy to master. So read on to find out an expert's take on the dos and don'ts of owning a startup. Love travelling? Here are 10 career choices for you There are multiple career choices and skills that allow you to live out your daydream. Pick from these choices to figure out if you can take the leap. Investing in credit opportunities mutual funds? Know the risks first Though this debt fund category has fared better than gilt funds in the past one year, its higher returns come with a higher risk factor as well. Top Mutual Funds SCHEME NAME RATING 1 M(%) 6 M(%) 1 YR(%) 3 YRS(%) Motilal Oswal MOSt Focused 25 Fund Direct-Growth 1.68 18.82 20.44 16.61 Mirae Asset India Opportunities Fund Direct- Growth 0.61 17.32 20.40 16.10 Invesco India Growth Fund Direct-Growth 1.50 19.01 20.06 16.06 SBI Bluechip Direct Plan-Growth 0.12 14.19 13.47 15.20 Mirae Asset India Opportunities Fund Regular- Growth 0.56 16.90 19.52 15.18 FeaturedDSP BlackRock Income Opportunities Direct Plan-Growth ★★★★★ 0.58 4.93 9.17 10.52 Start SIP Should Sebi replace PAN with Aadhaar for investments? Here's what market experts say Sebi has asked trading members to submit Aadhaar details of all existing clients by 31 December. At present, PAN is the only document that is mandatory. Here's how Direct Taxes Code can simplify taxation and reduce your tax outgo The 2009 proposals on the Direct Taxes Code can plug tax leakages, simplify taxation and transform the financial lives of Indians.

Financial Calculators Tax Impact Calculator This tax calculator will help you estimate your tax liability. Just input your personal income details and know how much you would be liable to pay. Home Loan Refinance Should you refinance your home loan? Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy. More Calculators

Is your investment portfolio over-diversified? Over-diversified portfolio has many small, fragmented holdings. This means that an investment that has generated good returns becomes insignificant. What is wrong with the business practises of today We need business designs that do not cause harmful consequences but have the capabilities to rein in the bad while allowing the good to thrive. Franklin India Prima Fund: Has superior risk-reward profile The fund's performance has slipped over the past year but its proven track record and superior risk-reward profile makes it a top bet in this segment. Stock pick of the week: Why Granules India is analysts' favourite Improved revenue, focus on consolidating its overseas presence and valuations at a discount to peers has made Granules India analysts' favourite. 5 disadvantages of a job that involves a lot of travelling When you are travelling, your office doesn't halt. You are always catching up on emails and calls to make up for time lost in flight. Equity is the best asset over the long term: Anup Maheshwari, DSP BlackRock Investment Managers "Financial services stand out as a significant component of the index. The sector is core to the performance of the market as a whole." Family Finance: Why Mumbai-based Sharmas should be able to achieve financial goals easily Anuj and Ruchi Sharma's goals include saving for emergencies, vacation, house, child's education and wedding, and retirement. Right asset allocation is must for creating long-term wealth: Sankaran Naren, ICICI Prudential AMC "Following one's pre-determined asset allocation and not going overweight on a particular asset class just because it is performing well is important." What are liquidity oriented products? These are used to manage the liquidity needs of an investor and are suitable for parking funds required at short notice. MF Portfolio Doctor: Early start to investing should help Sansare reach goals easily Hridayesh Singh, 51, is saving for his daughter's wedding, his retirement but started investing two years ago. Here's what the portfolio doctor advises him. Startup CupShup helps brands advertise on paper tea cups Sanil Jain (left), and Siddharth Singh, Co-founders, CupShup, a Mumbai-based startup helps brands reach out to audience by advertising on paper cups. Know all the important documents that your child requires There are some basic documents that one should obtain by the time the baby completes her first birthday as they are required for various purposes. Finance, IT companies are the biggest employers: CLSA report CLSA analysed the 2016-17 annual reports of 76 listed companies. Here are the key takeaways about the inner workings of India's biggest companies. Settle car accident insurance claim in 1 hour with video proof Settlement of accident claims within an hour has become the new add-on in insurance. And companies are able to do this because of automation. Bulk of family wealth in India still tied to real estate: RBI report According to RBI's report titled, The Indian Household Finance Landscape, 76.9% of household wealth in India is invested in real estate. ​Alternative investment returns monitor: For the week ending September 6, 2017 The scope and attractiveness of alternative investments is increasing. Here's a weekly tracker of returns from such investments

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