Five smart ways to file tax returns

Five smart ways to file tax returns

Filing tax returns has become simpler but many still find it cumbersome. Here's a step-by-step guide.

10 strategies for combating inflation

Inflation is once again on the boil. Here are a few strategies that can help you fight the incessant march of prices.

Should you invest in emerging market funds?

If you are well invested in Indian stocks and want to diversify your portfolio, emerging market funds could throw up opportunities.

Should you bet on agricultural stocks now?

If the threat of a drought causes a correction in agricultural stocks, use it to enter quality scrips that have a strong track record of growth.

Is it time to sell or buy railway infrastructure stocks?

Rising railway infrastructure stocks could see a fall after the railway budget is tabled. Those looking to enter should wait for market corrections.

Quote of the week

"This is a crossroads moment for India, a point at which things could go very positively or very negatively."

Subir Gokarn Former Deputy Governor

Family Finances

Finances of the Narangs are on track, but their goals need tweaking

IT professional, Puneet Narang has never invested in stocks and his investment portfolio is divided between real estate and fixed income instruments.

Financial Planning

How to deal with a huge deficit and big expenses

Plugging loopholes to check tax evasion is the only solution in sight for the government to increase its revenues and bolster its finances.

Money-making venture

Foradian Technologies: How 6 childhood friends are making big bucks from the educational venture

Foradian Technologies is a Rs 5-crore firm providing enterprise resource planning solutions to educational institutions.

Entrepreneurs

How Lovleen Bhatia turned Edureka into a Rs 30 crore venture in 4 years

Edureka broke even in April 2013 and went on to increase our customer base 20 times in 2013-14, clocking a turnover of Rs 30 crore.

Financial Calculators

Plan your car

Car cart!
Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy.

Home Loan Refinance

Should you refinance your home loan?
Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate.

More Calculators

Lack of these six skills can harm your career

The colleague who keeps to himself may never reach his full potential as a professional because he did not put enough value on these critical life lessons.

Looking at investments through the eye of football

Investing is a lot like football. Here is how you can build a world-class investment team and achieve glory in the investment field.

JP Power Ventures: Worst is over for the stock, feel analysts

The only negative aspect of this divestment is that the share of hydro projects, which have very low operating costs, would fall from 30% to 10%.

What is the best time to exit the equity markets?

If one has long-term goals which need protection from rising inflation, one needs equities and the capital appreciation they provide.

Michael Lewis' 'Flashboys: Cracking the money code' tells how HFTs rig markets

Stock exchange is to make risk capital available to entrepreneurs. HFTs make money while adding no value to the process, which amounts to rent seeking.

Daily Newsletter
Special stories that round up the major developments of the day

Markets Watch
Round up of stock, currency, bond, money and real estate market

IPO Watch
Gives you the latest IPO/FPO related news

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News Digest: Register online, get PF code within hours

		THE TIMES OF INDIA
		Tuesday, July 01, 2014
		Today's Headlines

		India
		Register online, get PF code within hours Now any employer or establishment can get a provident fund code number within hours of registering online. Javadekar takes up Modi visa denial case with US official Environment minister Prakash Javadekar raised the issue of the United States’ denial of visa to PM Narendra Modi since 2005 in a meeting with Daniel A Reifsnyder, assistant secretary for environment & leader of delegation of USA to UNEA, Nairobi. Why is Modi mum on China-Pakistan issues? Congress says Congress slammed the Prime Minister for his silence on the issue of China's reported claim over Arunachal Pradesh, mocking Narendra Modi for his claims during Lok Sabha election campaign that a strong government in Delhi could set things right. More India News»

		Business
		Sahara deposits Rs 3,117 crore with Sebi The Supreme Court will on Thursday decide whether Sahara group chief Subrata Roy will be allowed to come out of Tihar jail on interim bail with the corporate group depositing Rs 3,117 crore of the Rs 5,000-crore with market regulator Sebi and promising to pay the remaining Rs 1,883 crore soon. World Bank finds no key reforms At a time when the Narendra Modi administration is keen on improving India's rankings in World Bank's `Ease of Doing Business', it has received a setback with the multilateral body finding few instances of “major reforms” undertaken by the government. RIL loses appeal against Sebi's consent denial The Securities Appellate Tribunal (SAT) on Monday dismissed an appeal by Reliance Industries (RIL) against market regulator Sebi, which had rejected the company’s plea for a consent proceeding in an insider trading case involving shares of Reliance Petroleum (RPL) in 2007. RPL has since merged with RIL. More Business News»

		Environment
		India to strengthen climate change negotiation team India will strengthen its climate change negotiation team and will do "better homework" before discussing with all stakeholders, environment minister Prakash Javadekar said on Monday. Over 2/3rd Indian population still rely on dung-based fuel: UN More than two-third of India's one billion strong population continue to rely on carbon-emitting biomass and dung-based fuel to meet energy needs for cooking, according to a UN report. UN chief wants world leaders to adopt new development goals UN chief Ban Ki-moon added that governments will be expected to append their signatures to the new mandate that will help solve problems that bedevil communities globally. More Environment News»

		World
		Ukrainian president ends ceasefire Ukrainian President Petro Poroshenko says he is halting a unilateral cease-fire in the conflict with pro-Russian separatists and says Ukrainian forces will go on the offensive against the rebels. Obama sending 200 more US troops to Iraq President Barack Obama says he's sending about 200 more US troops to Iraq to protect Americans and the US Embassy in Baghdad. Kerry to lead US team for economic talks in China Top US officials visit China next week for key annual talks, as ties strain between the two economic powers amid concerns over cyber-spying and regional maritime tensions. More World News»

		Entertainment
		Don't care about online jokes on me: Alia Bhatt After giving two back to back hits with Highway and 2 States, Alia Bhatt seems to be on a roll. And now she is ready, yet again, for her third screen outing, Humpty Sharma Ki Dulhania. Armaan Jain, Deeksha Seth live their characters Armaan Jain and Deeksha Seth, who are making their Bollywood debut with Lekar Hum Deewana Dil, underwent an interesting training session while shooting for the film. Ranbir Kapoor's cousin gets slapped 200 times Raj Kapoor’s fourth grandson has acting in his genes. More Entertainment News»

		Science
		Scientists test 'harpoon' to clear risky space debris A primitive weapon will now protect earth against hurtling giant asteroids capable of causing mass destruction. US approves inhaled insulin to treat diabetes US authorities have approved a fast-acting inhaled insulin to improve glycemic control in adults with diabetes. Now, light-sensitive protein can control brain from outside In a boost to optogenetics, a technology allowing scientists to control brain activity by shining light on neurons, the first light-sensitive molecule that enables neurons to be silenced non-invasively using a light source outside the skull has been developed. More Science News»

		Sports
		Germany beat Algeria to enter quarters Andre Schuerrle and Mesut Ozil struck in extra time to earn Germany a 2-1 win over Algeria in a pulsating last 16 clash and World Cup quarters date with France. Late goals send France into quarterfinals France qualified for the Fifa World Cup quarterfinals after a late Paul Pogba header and a Joseph Yobo own goal clinched a 2-0 win over Nigeria in last 16 match. Brazil court order forced cooling breaks Brazilian authorities have forced Fifa to accept the idea that playing in the heat and humidity could seriously affect the health and performance of the players. More Sports News»

		Technology
		LG G Pro 2 review: Best high-end phablet Should you go for G Pro 2 or spend another few thousands and buy Galaxy Note 3 instead? Does the LG phablet have enough features to offer enough value for money? We find out in our review... India has slowest internet speed in Asia: Akamai The average internet connection speed in India is 1.7Mbps, as per Akamai. Facebook COO: India has potential to be largest economy India has the potential to become the largest economy in the world, Facebook chief operating officer (COO) Sheryl Sandberg said. More Technology News»

		Education
		Enrolment up but learning levels low in South Asia schools: World Bank study High enrolment but low learning level characterizes school education across South Asia. Five courses at vocational college put on hold Reverting to the three-year mode doesn’t seem to be an easy transition for College of Vocational Studies. On Monday, it decided to defer admissions to five vocational management courses and release cutoffs only for the courses in office management and tourism along with BCom (honours) and economics (honours). St Stephen's new lists due tomorrow St Stephen’s College has announced that, to incorporate the changes in DU’s admission guidelines following the FYUP rollback, the provisional lists already published “shall be modified and republished by Wednesday afternoon.” More Education News»

		Mumbai
		Hospitals must display rates: HC Stressing that hospitals cannot hold back patients or bodies over non-payment of bills, the Bombay high court on Monday said that hospitals should forewarn patients and their kin of treatment costs or at least display treatment rates. No punishment enough for Pathan, we were set for November wedding, say Pallavi & Avik families When Sajjad Pathan wielded the knife two years ago, he took one life and devastated two families. Sex-crazed watchman who killed Mumbai lawyer convicted Pathan, in his alleged confessional statement, told cops that he killed Pallavi with a knife after she fought him when he tried to force himself on her. More Mumbai News»

		Delhi
		Current batch to get 3-year BMS The students enrolled in Bachelor of Management Studies in 2013-14 “may continue in this programme, though its duration will be three years”, University Grants Commission (UGC) said on Monday, ending the confusion over the course following the FYUP rollback. Car agency to pay woman Rs 70,000 A district consumer forum directed a Honda car agency to pay a compensation of over Rs 70,000 to a woman who was overcharged in the name of being provided vehicle accessories. Rape survivors to get higher compensation The city government and its various departments have finally approved the changes made to the Delhi Victims Compensation Scheme, 2011, aimed at speedy compensation for survivors of rape and other cases of assault. More Delhi News»

		Bangalore
		Bureaucrat shifted, but not allowed to work After much uncertainty, long waits outside her new office and exactly a week after she received her transfer order, H Zarina Begum is expected to take up her new posting as finance officer at the Kidwai Memorial Institute of Oncology (KMIO) on Tuesday. Dual organ transplant for Bihar doctor The doctor, who went under the scalpel and the doctors who operated on him, spoke about the critical dual transplant. Saviours bring back smiles on dejected parents' faces A baby born without a food pipe. A Ugandan infant that carried a mass of flesh outside the body. In both cases, distraught parents turned to Bangalore for help. More Bangalore News»

		Hyderabad
		Marriage mart - no love lost Marriages may be made in heaven, but bifurcation seems to have driven a wedge in the thriving matrimonial market between Telangana and Andhra Pradesh. Voice against waiver The Hyderabad High Court, on Monday, be gan hearing a plea that sought the court to deillegal the farm loan waiv clare as illegal the farm loan waiver assurances made by the two governments of made by the two governments of Andhra Pradesh and Telangana. This tussle is far from over Upping the ante, the AP government has now requested the Krishna Water River Manage ment Board chairman, A B Pandya, to review the release of water to the Krishna delta area and help it get additional supply from Nagarjunasagar. More Hyderabad News»

		Chennai
		'Professionals needed to manage all disasters' Along with their main duties, rescue workers at the Moulivakkam building collapse site had to learn crowd control too. The hundreds of people who had gathered there wanted to see the action. Irulas: Slaves of innocence Subramanian, from Pallinaliyanoor in Villupuram district, had borrowed Rs 10,000 from a contractor to tend to his ailing mother. 7 of her family disappeared beneath falling concrete The dozen cameras that were waiting to capture Andhra Pradesh chief minister stepping out of the hospital on Monday turned to the young mother waiting with a child on her hip and another by her side. More Chennai News»

		Ahmedabad
		Law graduate at 64 Seeking to help farmers in his native place in Nadiad, a Gujarati who had spent his life in Chennai returned after 30 years to become a law graduate. Ashok Patel, alias Billa, made a record of sorts by becoming a law graduate at the age of 64. IIM-A joins business houses to fund research The Indian Institute of Management, Ahmedabad (IIM-A) has collaborated with corporate and government bodies to fund cutting-edge research from faculty and award scholarships to its meritorious students. Ramzan begins with fasting and a feast The holy month of Ramzan began from Monday.As usual the markets are full of delicacies.This year, Al Alwani dates, straight from the holy city of Medina, have become popular among Muslims in the city. More Ahmedabad News»

		Allahabad
		New railway timetable soon The railway administration had made changes in the timings of trains in the new timetable.It will be introduced from September 1 after the presentation of new railway budget which is scheduled to be passed on July 8. The Lord's rath rolls out in Allahabad, Kashi Jagannath Rath yatra was taken out with gaiety and devotional fervour by various religious organisations here on Sunday. City jewellers turn to CCTV security to keep thieves at bay In what could be termed as an indicator of loss of faith in the capabilities of the district police, the jeweller community of the city has turned to security gadgets like CCTV to safeguard their installations. More Allahabad News»

		Bhubaneswar
		Ganjam's one-day kings perform duty They have lost their estates, some of them palaces too, but at least once a year — on the day of Rath Yatra — they perform a royal duty. Capital drenches in festive fervour, Iskcon biggest crowd puller The capital city drenched in festive fervour as temples across the city celebrated Rath on Sunday. Double blow for Titlagarh family Alleged police torture that led to death of youth of Titlagarh town on Saturday has left the family crestfallen.His death came as a double whammy as his mother had died just four weeks ago. More Bhubaneswar News»

		Bhopal
		Breeders con: Cheap pure bred puppies not so pure If you have purchased a dog of famous breed at dirt cheap prices, then there is a good chance that you've been duped and the canine is not purebred. Juvenile, children's homes pulled up for sub par facilities Juvenile and children's homes in the state are in shambles.Child protection services are not able to prevent deaths caused due to malnutrition. Past memorandum makes future tense for Sudarshan's 'sewadar' "I had given my statement before the court in November 2013.I don't have much to say," Mihir Kumar told TOI."I am surprised why this memorandum has suddenly surfaced, now," he said. More Bhopal News»

		Chandigarh
		Gurgaon civic body chief lodges FIR over uploaded photo In the photo uploaded a few days back, Kumar, an Indian Administrative Service officer, was seen hugging his daughter. Investigators going selective in synthetic drug racket On the basis of arrested drug lord Jagdish Singh Bhola's disclosures, Ed had pursued former Punjab jail minister Sarwan Singh Phillaur's son Damanvir Singh and his associates Chunni Lal Gaba and son Gurjit 'Monu' Gaba. Jeweller, 3 employees held for beating worker to death A jeweller and his three employees were arrested on Monday for allegedly beating a worker to death who was caught trying to flee with gold and money from his shop in Ambala. More Chandigarh News»

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