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Tuesday, February 11, 2014

PSU stocks eroded investor wealth worth Rs 6,83,314 crore in 3 years; are they worth buying?

The 10 biggest wealth destroyers have lost more than the total market capitalisation of TCS, the most valuable company on the Indian bourses.

SIP in PSU-oriented fund can prove rewarding for patient investor

Though mutual funds are staying away from PSUs, starting an SIP in a PSU-oriented fund can prove rewarding for the patient investor who can wait for 4-5 years.

Rollback of pre-2005 rupee notes: How it impacts you

Recent RBI decision to discontinue bank notes issued prior to 2005 after 31 March 2014 has caused widespread concern. ET answers the most asked questions.

5 tips to diversify your portfolio

A simple diversification of your investments may not be enough to get the desired gains. Here are the other factors you should consider to optimise the spread.

How the dollar impacts you

With the rupee once again showing signs of weakness, here's how the rise of the greenback could affect you.

Quote of the week

â€œWhat we see going forward is a global marketplace and a global economy where growth is slow, which will persist for a long, long time,â€

Bill Gross Founder & co-CIO

Family Finances

High income of the Shahs to help rectify planning flaws

Shahs have simple, long-term goals, but they must shed their inhibitions about equity and trim their insurance portfolio.

Financial Planning

Ensuring growth and income for retired investors

The problem with the products being offered currently is that they do not undertake holistic management of the corpus, focusing only on income, not growth.

Money-making venture

How Narendra Barhate's SEED Infotech leveraged learning solutions to be a Rs 58 cr venture

By 1996, we were doing well enough to warrant shifting to a larger 800 sq ft leased office in Pune. We carved out two classrooms, two computer labs and a tiny 50 sq ft office for myself.

Entrepreneurs

How IITian Rahul Gupta built RaysExperts a multi-crore solar power company in less than 3 years

Today, Gupta manages three projects, spanning 500 acres in Bikaner, collectively producing 55 MW.

Financial Calculators

Plan your car

Car cart!
Use this calculator to find out if it is worthwhile to shift your home loan to another bank? Just enter the data and click next. It's that easy.

Home Loan Refinance

Should you refinance your home loan?
Find out how much you will have on retirement with different combinations of savings, percentage returns, time to go and tax rate.

More Calculators

How to get the most from your budget Android tablet

Just because you have a budget Android tablet does not mean you need to compromise on functionality. Take a look at apps and accessories that will enhance its usability.

Should you opt for RGESS to save tax?

Investing in this scheme is not only tedious, but also offers meagre tax savings. Here are the things you should be aware of before you invest in the scheme.

Different types of geysers and heaters to keep you warm

The heaters are primarily of two types and differ from each other depending on the technology used to provide warmth.

Pharma sector's earnings likely to remain strong: Tanmaya Desai, SBI Pharma Fund

Export markets can be classified into three categories: the US, emerging markets, and EU and other semi-regulated markets (SRM).

Should you prepay your home loan or invest the money?

The investment can appreciate over time and be available for other needs compared with the investment in house, which is not flexible and cannot be used as required.

Daily Newsletter
Special stories that round up the major developments of the day

Markets Watch
Round up of stock, currency, bond, money and real estate market

IPO Watch
Gives you the latest IPO/FPO related news

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Monday, February 10, 2014

Bagalamukhi: The Goddess of Hypnotic Power; Saraswati Puja: Celebrating the Birthday of the Goddess of Learning

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Bagalamukhi: The Goddess of Hypnotic Power

There is nothing like a Goddess scorned. And in case of Bagalamukhi (called the One who checks the mouth), she can be a towering personality to behold. While she protects her devotees, she can be the face of evil in case of any wrong doer. She is the eighth of the ten forms of the goddess known as dashamahavidya. Some ancient scriptures also call her crane faced. She is focused on her intent and gaze like the crane who waddles in the waters looking at its target. Those who pray to her whole heartedly, get the same kind of physiognomies to silence their enemies. But they can be granted their wish only when they are able to fulfill the rituals and manage to appease her long enough to grant a blessing.

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Saraswati Puja: Celebrating the Birthday of the Goddess of Learning

Goddess Saraswati's birthday is celebrated every year as Saraswati Puja, on the 5th day of the bright fortnight of the lunar month of Magha. The festival honors the Supreme Deity of Wisdom and Learning and is also known as Vasant Panchami or Shree Panchami, the welcoming of spring time. Thus, this auspicious day has of religious, seasonal and social meaning. It is celebrated with tremendous enthusiasm in homes, schools, colleges, and temples alike. The epitome of knowledge and consciousness, Goddess Saraswati is also considered the mother of the Vedas. Her chants known as Saraswati Vandana often start and conclude Vedic teachings.

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Latest Files from Downloads Section

Vishnu Sahasranamam (MP3)

Vishnu Sahasranamam Ringtone

Jasomati Maiya Se Ringtone

Chandrashekhara Ashtakam Ringtone

Vishnu Sahasranamam in Sanskrit with English Transliteration (PDF)

Devi Khadgamala Stotram with English Translation (PDF)

Wednesday, February 5, 2014

Bhuvaneshwari - Goddess of the Material Existence; Significance of Vasant Panchami

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Bhuvaneshwari - Goddess of the Material Existence

It is believed that the source of all existence is the female energy. In fact humankind itself has a profound archetypal need for a mother's protection since time immemorial. Goddess Shakti is the absolute representation of the female divinity as the power that resides in all life as consciousness, mind, matter, energy, elation, and serenity and equally in destruction, disturbance and violence. She transcends everything as a boundless and formless presence without any limitation. This is why the Divine Mother is known as Arupa. She exists in the form of the Dasa Maha Vidya, each of who is an approach to divine knowledge as the Wisdom Goddesses. Dasa Maha Vidya is also known as the ten great secrets or Guptas, the fourth being Goddess Bhuvaneshwari. She is also known as Adi Shakti, an earlier form of Goddess Shakti.

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Significance of Vasant Panchami

Vasant Panchami is an important Indian festival celebrated every year in the month of Magh according to the Hindu calendar. Celebrated on the fifth day of Magh, the day falls somewhere in the months of February or March according to the Gregorian calendar. The significance of the day lies in the worship of Goddess Saraswati, symbol of wisdom and also the onset of spring season.

Read Article...

Latest Files from Downloads Section

Vishnu Sahasranamam (MP3)

Vishnu Sahasranamam Ringtone

Jasomati Maiya Se Ringtone

Chandrashekhara Ashtakam Ringtone

Vishnu Sahasranamam in Sanskrit with English Transliteration (PDF)

Devi Khadgamala Stotram with English Translation (PDF)

Tuesday, February 4, 2014

Insurance cover: Which term plan is for you ?

Insurance cos are offering variants of term plans and have crafted innovations that suit various customers and situations.Find out which is the best for you.

How to tweak your portfolio to gain from the recent rate hikes

To make the most of the prevailing rates, here are the adjustments required in your portfolio and the risky options you should avoid.

Three career strategies for the self-employed

As a self-employed person, your career progression depends on where you see yourself 10 years down the line. Here are the three goals to choose from with a different strategy for each.

Five disasters to avoid if you are self-employed

In order to achieve all goals in your career, a self-employed person should stay away from five disasters.

5 tips on shifting a home loan

If you are planning to transfer your loan to a new bank, here are the things you should consider to ensure that you donâ€™t regret making the move.

Quote of the week

"We are neither hawks nor doves. We are owls. An owl is symbol of wisdom. We are vigilant when others are resting."

Raghuram Rajan RBI Governor